Hey,, I am a midwife and I worked in a private hospital but I've had both my babies in a public hospital with no pain relief normal deliveries and the best care. So I'd rather spend my hard earned money on something that's gonna help me post delivery than going private. BUT it depend on your preferences and what you want out of the experience. I didn't need frills but I wanted up to date and best care for me and that's exactly what I got. So good luck with your decision. As long and both you and baby are healthy at the end of the day money does not count.