Thanks for that, it's good to know we should expect notification once received, it's due to arrive on the 25th so in plenty of time for our March first cut off. We literally have put every certificate, pay statement etc we could think of along with application itself of course and think its decision ready... Fingers crossed! So nervous! We originally went with Marina at Go Matilda but she'd explained (after first pay,ent :-(... Not her fault I know!) that she realistically couldn't get it all together and sorted in that time frame and when asked what we could do next, if anything, that it was best to go it alone and try.... After all what's another $300 when you know you'll fork put here there and everywhere anyway haha!