Marisawright
-
Posts
18,310 -
Joined
-
Last visited
-
Days Won
267
Content Type
Profiles
Forums
Gallery
Articles
Posts posted by Marisawright
-
-
2 hours ago, Lynne cullen said:
We are going to Australia on a aged parent visa 804, could I please ask what tax implications there are when purchasing a property out there?
Do you mean you already have the 804 visa, or are you planning to travel to Australia and then apply for the 804 while you are onshore?
If you already hold the 804 visa, then there are no tax implications.
If you intend to travel to Australia and then apply for the 804 visa, you will be on a bridging visa, probably for the rest of your life. That means you are a temporary resident, and not entitled to any of the rights and benefits of a permanent resident.
If you buy property, you will be classed as a foreign investor. You will have to apply to FIRB (for a fee) for permission to buy the property. Then you will be charged a surcharge on the purchase price (on a $500,000 property it's about $40,000 from memory).
-
3 minutes ago, SlexSwe said:
My main concern is not knowing Sydney's suburbs and the place to avoid.
For example in Melbourne, it is common knowledge to avoid the West , it is cheaper but a lot less safer, hence all new families tends to move toward the East.
Is there something similar in NSW? Or suburbs specific?
Sydney and Melbourne are similar in that the East is posh/snobbish, the Inner West is trendy, and parts of the Outer West are the Wild West.
Personally I wouldn't say the East is safer than the West in Melbourne. It's much more complicated than that. I live in Moonee Ponds and I'd much rather live here than Dandenong, for instance. Sydney is the same. The Homely website isn't a bad place to check things out. Looking at crime rates can be misleading, as more prosperous suburbs can have a higher rate of burglary for instance (because the houses are more worth burgling).
As I mentioned, the main problem with the Outer West is the climate, e.g. Penrith was the hottest place on Earth on one day in 2020! It's often about 10 degrees hotter than Bondi Beach.
-
1
-
-
@SlexSwe, the main thing to watch out for in Sydney is house prices, as I assume you're already aware. If you look at an equivalent house in an equivalent suburb, Sydney will be about 30% more expensive than Melbourne, no matter where you go. That applies whether you're renting or buying.
-
3 minutes ago, SlexSwe said:
I'm looking for suburbs around it that tick all my requirements if possible.
That website has reviews of all suburbs around Australia so it's a good place to start.
I'n not the best person to ask about that area of Sydney because I wouldn't live there if you paid me. Absolutely stinking hot in summer, not great public transport (horribly congested trains). The only thing going for it is the (somewhat) cheaper housing out that way.
If you're going to be driving to work, then I'd look at suburbs along the M5 closer to the coast, e.g. Holsworthy, East Hills, Padstow. Closer to get to the beaches to cool off, which you'll need if you're used to Melbourne weather. Note that in Sydney it's important to be on one of the train lines as there are no trams and the buses aren't great.
-
10 hours ago, ukbound said:
Yes that's right I don't need a visa for Spain for a short stay,but because I've overstayed in another country and in their eyes I can't be trusted not to overstay in Spain too I'm wondering if I would be denied entry.
As you don't require a visa, they wouldn't be checking IMO.
-
2
-
-
5 hours ago, Amber Snowball said:
Blimey!
Its not as drastic as it sounds. The 485 is specifically for international students who've just got their degree in Australia. It lets them stay in Australia for another couple of years to gain work experience so they can qualify for a PR visa. It stands to reason that there's not much point in giving the 485 to people who'll be too old to qualify for a PR visas at the end of it.
-
1
-
1
-
-
-
18 minutes ago, Dancha85 said:
Hello, I am looking for some guidance on becoming a sponsor. I have been offered a very good job that I am eager to accept. However, the school aren't registered to sponsor visas. I could get my own but timescales may not allow.
Can anybody give an insight on to the process/cost of becoming a sponsor that I can take back to them? They are meeting with a migration agent too next week so hopefully they will provide an insight too.
The process of sponsoring an employee is a lot more complex for the employer than for the employee. If they have never sponsored an employee before, they will definitely need to hire a MARA migration agent, because it's not something any employer should attempt on their own.
-
46 minutes ago, Ausvisitor said:
So we have a list of countries (where so long as you have the right to work) you can do this.
I think this is the key. The OP doesn't have the right to work in Australia so that would be the sticking point.
-
I wouldn't recommend attempting to go through the process nowadays without a good agent. Things have got a lot more complex and demanding.
George Lombard was always the go-to migration agent for people with medical issues. He's currently with Playfair https://playfair.com.au/migration-services/
-
3 hours ago, juejue said:
My husband has been a Gas Engineer/Technician for 20 years here, fixing and servicing central heating boilers. His profession is on the skilled worker list and we intend to apply on this basis.
We would like to live in WA but having had a look at available jobs, it seems that the working in the gas industry over there is different
Well, as you can imagine, there's not nearly as much call for central heating in Australia! In fact, most gas in Australia is used by industry and for electricity production. Gas in houses is much less common here. Most of country Australia doesn't even have a mains supply.
You'll find some homes with gas central heating in states where it gets cold in winter, i.e. Victoria, ACT, and parts of NSW. You'd think Tasmania would have too, but only parts of some cities have a mains supply.
Even though you can use his skills to get the visa, he wouldn't be able to go straight into business on arrival, even if there were opportunities. The skills assessment for the visa has nothing to do with being approved to work in Australia, it's just for the visa. He will need to do some exams and then work under supervision for up to a year before he's allowed to work in his own right.
I'm sorry I can't be more positive. The good news is that even if you use his skills to get the visa (assuming it's a 189/190 visa), he's not obliged to work in that field once you arrive. He can do anything he likes.
-
10 hours ago, StevenP said:
Interesting it is funny because when I look online it is rather limited on this kind of information. Saying that I might be looking in the wrong place. My daughter will be nearer 4 when we move over so will just have to stomach the child care costs until such time.
https://cahs.health.wa.gov.au/Our-services/Community-Health/School-Health/Starting-school
-
10 hours ago, Ausvisitor said:
As an Australian employee with PR and UK citizenship I am able to work in the UK for up to 8 weeks a year without tax implications so long as I am paid in Australia by an Australian employer and the whole trip is not longer than 12 weeks in the UK (can visit other countries on way there/back but can't work in them)
(Our company also doesn't allow you to use the local companies facilities - so working from home, Airbnb or hotel - due to insurance issues for the UK company)
That's what I would have expected. Interesting that you can't use the local company's facilities.
-
25 minutes ago, ukbound said:
I've decided to leave Australia after living here on a temp visa for several years. The problem I'm having is there's no travel insurance for UK citizens who want to return to the UK. All the ones I've looked at reYou to be an Au citizen so what now?
https://www.insureandgo.com.au/travel-insurance/non-permanent-resident-travel-insurance/
-
1
-
-
15 hours ago, David R said:
All I want to do is do a day or two's work in my company's Sydney office without taking my holiday allowance, so a full registered and paid day of worl, but I am told there are very strict rules about tax meaning I could not do so.
There are two separate things here. One is whether you're allowed to work while on a visitor visa (which Paul has answered).
The other is the tax implications. That can be a minefield, and it won't matter what kind of visa you hold. If your company isn't willing to do it (and I can't blame them), then there's not much you can do. You could quite likely end up losing half the payment in tax, anyway.
I'm certain there are people who come to Australia on a visitor visa, and drop in to do a day's work at their Sydney office without any problems at all. After all, the company is not likely to complain, so Immigration will never know. The problem arises if you expect the Sydney office to pay you for that day's work. Then it becomes a matter of record and you're in trouble.
I'm a bit confused, though. If you're on the payroll at your UK office, why would you expect to be paid separately for the day's work in Sydney? Couldn't you just ask them to credit you with time in lieu?
-
46 minutes ago, Ken said:
I believe that's why he's asking the question. If it's a lifetime income stream it can't be changed so will have to be taxed in the UK. If an Account Based Pension it can be changed so there is the option of taking it all before moving to the UK and not being taxed in the UK at all (depending on how the money is subsequently invested).
So you're saying they have the option of withdrawing the lot and putting it in their Australian bank account before they leave (same as their house proceeds). Once it's in the bank, it's just savings and they can just transfer it (same as their house proceeds).
Then, of course, they'd have to invest it in the UK somehow. I suppose the good thing is that they'd no longer be at the mercy of exchange rates. I think they'd need professional advice as to the most tax-advantageous way of investing it in the UK.
-
2
-
-
8 minutes ago, Andrew from Vista Financial said:
Hi Geraldine
Is the Income Stream a lifetime income stream or an Account Based Pension (ABP) income stream?
ABP can be fully accessed typically tax free.
@Andrew from Vista Financial, are you aware she's asking what their UK tax liability will be after they have moved to the UK?
-
8 minutes ago, David1316 said:
prescriptions from my understanding in AU are also paid for and not "free" so this is at our cost still.
They are paid but they are subsidised. So for instance, I pay $30 for an asthma inhaler but the actual cost is double that -- so the taxpayer is paying the other half. Some medications are much more subsidised than that. GP visits are the same -- you'll pay to see a GP, but it's subsidised.
9 minutes ago, David1316 said:In respect to future medicals nobody knows and likewise for most people nobody knows.
You're right, nobody knows. It will be up to Immigration's Medical Officer to make a judgment based on her history, the medical exam, and the typical progression of the disease. If her disease is very mild then you probably have nothing to worry about because they only look at the next ten years, not a lifetime, but it will be up to the doctors to decide.
12 minutes ago, David1316 said:I've read on other forums about different medicals that you can sign a medical waiver does this just mean they won't pay for medicals for this problem for so many years on arrival or what?
No, that's not what it means. You can't sign a waiver. Immigration decides to give you a waiver, in other words they decide it's worth making an exception to the health rules for you, e.g. for compassionate reasons (say you're applying for a partner visa to be with an Australian partner).
-
59 minutes ago, Geraldineinoz said:
Thank you, at last l have got my head around it.
One thing I thought of: is it possible to get the pension paid directly into a UK bank account, instead of going into an Australian bank account first?
I ask because if you have any funds or investments in Australia, they will be liable for Australian tax. It's not a lot -- you just let the bank know you are living permanently overseas and they deduct 10% tax at source, and that's that. But it's an extra hassle you could avoid.
-
The visa agent is right. It's going to depend on her prognosis. They're not really interested in how she's coping now, they'll want to know how the disease is likely to develop as she gets older -- because if she's going to spend the rest of her life in Australia, her treatment and medications will be covered by Medicare and therefore be a cost to the Australian taxpayer. They'll work out what the likely cost will be over ten years, and if it's over $50,000, your visa will be rejected.
-
6 hours ago, Geraldineinoz said:
I should have said:- Bank interest plus Income stream plus Pensions equal INCOME
Less Tax free amount, Balance is Taxable income.
Yes, you've got it.
-
1 hour ago, Movingdownunder1 said:
I’m just after some advice for the steps to get my skills assessed? Is it worth trying to start the ball rolling before we get out to Australia with the hope to eventually get my licence?
What you'll need to do, depends on what state you'll be living in. The bad news is that it's a bit of a long haul. Chances are you will have to work for about 12 months as an assistant to a licensed electrician before you can go out on your own.
https://www.tradesrecognitionaustralia.gov.au/electrician-general-and-special-class
https://pathwaytoaus.com/blog/how-to-work-as-an-electrician-in-australia/
-
58 minutes ago, TheBs said:
so all being well we won’t be in the UK for the whole duration of the treatment, How easy is it to continue orthodontic care in Aus? I’m guessing pretty straight forward?
Dental work in Australia isn't covered by Medicare. It is all private, so you will have to pay for it. You can get private health insurance, but there is usually a waiting period (six months or more) before you can claim for more expensive procedures like orthodontics. When you first join a health fund, the benefit for orthodontics is often fairly low and it improves the longer you're a member. Not much use to you, I know, since you'll be arriving brand new.
This article is basically an ad for a cheaper alternative to braces, but it lays out the costs for various kinds of orthodontics fairly well.
-
3 hours ago, Toots said:
If they are living on the relative/sponsor's disability pension surely it would be less expensive for the disabled person to get help from here in Australia.
I agree. I'm guessing the real motive is not for the sponsor's benefit but for the family. They think they have a chance of a better life in Australia if they can get the visa. However as Quoll points out, the waiting time for the visa is at least 7 years, and that's a long time to survive without being able to work, and having to pay school fees.
Also there's always the chance that the visa will be rejected.
-
4
-
Sardines
in Renting & Real Estate
Posted
It depends what statistics you're looking at. I agree that Britain has large areas of lovely green space. However the areas that are developed are incredibly densely populated compared to Australia. For instance, Greater Manchester has a population density of 2,800 people per square kilometre whereas Greater Melbourne is only 250 people per square kilometre.