scuffythetugboat

And us older people as well.

Which way are you moving your money to/from? What currencies are you exchanging?

Because you cannot if you have PR status I understand. Assume you are only on a temporary visa.

I'm a citizen, once you pass your preservation age you can withdraw your super provided you retire from the workforce.

There is no tax on moving your money when you migrate to the UK.

 

There are, though, tax implications in moving which you may be unaware of particularly in relation to Super which will be taxable income when UK resident.

 

Some regular posters have made the move at a similar time of life and can guide you further. Is your question aimed only at the financial and taxation implications?

Why not cash in the Super before leaving Australia then invest the money in the UK? I will be.

Money in the bank may not bar you from getting Newstart but if you resign from your job you have to wait 13 weeks.

When we moved out of our last place for some reason the agent thought that we were returning to the UK. He tried pulling a few fast ones on us when he did the final inspection but we out smarted him. He was very shocked when we said that we were only moving a few hundred metres away. We then asked for the bond release form to be filled out there and then but he said he forgot to bring it. It took another 2 weeks of chasing him to get our money back. So never tell them that you're leaving the country or going interstate.

The final inspection can take place up to 14 days after you move out so push them to do it on the day after you vacate. We've been advised that if you're going for good don't pay the last months rent and that's the end of the matter. It may not be an easy thing to do but it cuts out the final insult of being a second class citizen who has to sweat, worry and beg to get their own money back.

I don't think that $420 in total a week for a couple to live on is generous, especially if you have no savings.

You haven't mentioned children in your post, which would make a difference to what types of assistance you may be able to claim. If you have none and either of you get a job then you will get nothing. If, after a while, you find yourselves unable to get any work at all then make an appointment with Centrelink and talk to them about making a claim, bearing in mind that you would have to be open and honest about all of your assets and income anywhere in the world. Based on what you tell them, and them checking out your claim, they will in time let you know if you are entitled to anything and exactly what you will get.

Argentina. Hopefully winning as the result of an incorrect refereeing decision at the end of the game.

You have an Australian licence so all you have to do is fill out the form and exchange it for a UK one. Exactly what they told you. Just do it.

Every state in Australia has its own laws so each one has its own tenancy laws. You can Google them and see which rules will apply to you in the state you are going to live in.

You need paycalculator.com.au

It will never happen as the curtains will fade. Everyone knows.

My experience of HR is that they call you, not you calling them. It is very often a slow process sometimes many months from application to being hired. 3 months seems to be the average time to be processed and it is very frustrating if you go through everything only to be abandoned with no explanation at all. It can be a lottery getting a job because most jobs have a lot of applicants. My advice is to go for as many jobs as you can at the same time, don't dwell on the one job that you are so sure you'll get.

We're with TPG, a good price, no lock in contract and their customer service is fantastic.

Don't listen to the self righteous, they cannot do anything at all to her brother. Even if they go get. County Court judgement at his address it will be in your girlfriends name and not his. If they have the same name he can get a notice of disassociation. It would then be illegal credit reference agencies to give out any of her credit file when a search was undertaken for him.

 

If you go back to the Uk for a holiday they won't be waiting at the airport, it's a debt, no more no less. Don't stress too much. If you can pay it back then you should but don't let it give you sleepless nights.

This must be the reply the OP was hoping for.

The best advice with any debt problems is speak to the lender and come to some sort of agreement. You'll sleep better.

Here are another couple of related articles.

http://www.abc.net.au/news/2015-09-25/transperth-fare-paying-passenger-numbers-drop/6803352

https://au.news.yahoo.com/thewest/wa/a/29635120/fewer-flights-as-resources-boom-cools/

Ta

http://www.abc.net.au/news/2015-09-22/housing-boom-has-peaked-recession-risk-mounts-morgan-stanley/6796230http:

70,000 short of the predicted official intake is a large number for the country as they need all these migrants too keep the economy going.

Still banging on about that????

You're giving whinging poms a bad name. Get a grip and do something about it instead of boring the pants off of a forum.

Are you a trained counsellor or do you do it as a hobby?

Noted and thanks.

Yes it is pro-rata, 1/35th of the full rate per year of NI contributions. The new rules apply to everyone that retires after April next year. Anyone retiring before then comes under the current rules which include 30 years of NI contributions to get the full pension.

You can cash in your super tax free if you do it before you leave Australia. Once in the UK it is taxed.

It will be 35 years of contributions from next April. Go to http://www.gov.uk/new-state-pension and get a personal state pension forecast. Write them a letter telling them the exact dates you spent time in Australia as some of it may count towards your 35 years. Any years prior to 5th April 2001 can be treated as a period for which UK NI contributions were paid. In your case it looks like you would only be 2 or 3 years short of the 35 needed but you can make voluntary contributions to make up the shortfall. It is important to get your own forecast as everyone is not the same.