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Guest heather

Credit Ratings

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If we get to Aus we want to buy a house. The mortgage we have in the UK is in my name as my partner has no credit rating, he only has a building society account, no bank account or credit cards(Is this normal?!!!) He will be the main bread winner in Aus and we wondered if this would cause problems getting a mortgage in Aus. Do they check out your UK credit rating or do you start from scratch?

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Moneycorp
Moneycorp

Indeed, you start from scratch. What hubby has done or hasn't done in the UK will be irrelevant.

 

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