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Big 4 Bank Reduces Lending


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A big 4 bank has today announced that it will reduce its loan to value ratios (LVR) for owner occupiers from 97% to 95% for borrowers including capped mortgage insurance (adding the insurance to the loan).

 

This will come into effect as of 22 October 2016.

 

This now means that only 1 of the big 4 banks will lend up to 97% and only under the condition that you are an existing lending customer with that bank.

 

There are only a handful of samller lenders who will now consider a 97% loan.

 

Regards

 

Adam

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