Badam

Hi, Been living in Australia and paying into super for 12 years. Previously paid into UK pension/NI contributions for 10. We’re debating where we want to retire and if it’s the UK we’d move back in the next few years. Just wondering if there’s a cut off point after which it becomes too late to return to the UK to retire comfortably? I have 20-25 years working life still to go but want to make sure whatever decision we make isnt foolish. Im not overly financially literate with these things so would be grateful for general advice (eg if you don’t move back before you’re 45/50/55 it’s too late etc) thanks