Hi everyone
Thank you so much for all your suggestions and recommendations on my lengthy message last week.
There is a lot to consider of course, when returning to the place you once called home, after 14 years and we are under no illusion that things will have changed (some drastically) during our absence. But this is the way of it and as long as our good health continues, we will endeavour to return within the next few months.
We've chosen SA over WA, where we used to live, because we really feel that South Australia would be a great place to retire to. Perhaps this is because we have heard many good things about SA and the fact that we wouldn't be alone, as there are lots of retirees there. Western Australia is really lovely and was everything we wanted at the time. We both had good jobs and made some great friends, with whom we've kept in touch over the years. However; SA is where we are now planning to head, not least to be a little nearer to our daughter who lives in Victoria.
I think we've got all the pre-requisites for coming back to Australia as Aussie Citizens, but fourteen years on, we were a little concerned about the 'basic stuff' like how long it takes to be back on Medicare's books, and how long it takes to be assessed for the Senior State Pension by Centrelink etc. I know that our UK pension would never be increased, and that we would need to receive a 'top-up' of the Aussie Senior Pension, and we still do have an account with Westpac (very little in it at the moment though...) which we would use to transfer our money etc. I guess it's really just a case of getting a bit of moral support from people who've probably done this very thing, for various reasons.
As some of you said, it's not a great idea to rent sight-unseen, and we agree with that so we would probably be looking for a short term holiday let, whilst checking out rental properties until we buy. Someone on here, mentioned that the sale of our property here in the UK should bring in a decent amount to be able to buy a good property in SA, and whilst we agree with this completely, in our case, fourteen years of living in the UK has sucked up a lot of our savings as we had to supplement our UK pension. So we think we would have enough funds to buy a place outright, but it wouldn't be a massively 'substantial' property, but one which would provide us with a couple of bedrooms, a nice outside area, on a decent block. I don't think we are under any illusions about how difficult it might be for us to start from scratch again, at our ages, but we just believe that we can do it as we have the Faith in ourselves, and that's what matters really.
It's a good feeling to be on this website, and know that you guys are out there, helping in your own unique ways, so thanks again.
Got some valuations organised for our place, in the next couple of weeks. Will be back on here with updates.
In the meantime, stay safe, and happy and keep smiling.
Pat xxxxxx