Just wanted to let people know I got mine instantaneously (within a minute of submitting) this morning. This isn't a brag, just trying to let people know it is possible and that it looks like lots of them are just automated if you tick the right boxes (i.e. make life as easy for them as possible). One question that i had which i couldn't find an answer to but decided to take a risk and it paid off, is the proof of funds - it doesn't give much advice over what counts, but I used: - my current bank account statement - my help to buy ISA - my stocks and shares ISA - my return flight (already booked) Hope people find this useful. Any questions, do ask.