Yeh Perth is the best with beautiful beaches, and it definitely is our final destination to retire and grow old there. Melbourne is more like a metropolis city for business and investment that's why, and so does NSW.
About the step plan, I hope so too. The processing time will be faster without the step 4 plan, but we'll never know. Even Perth right now has not allowed international students and temporary visa holders to come back, I doubt that Melbourne will do that in anytime sooner.
We are planning to sell one of our assets to sort out the fund asap to avoid any troubles in the future, but the market is not looking good right now. That's why we kinda hesitate. About Westpac bank, can you open the account in your local area and transfer to Aus straight away? As far as I know, most banks do not allow you to transfer >$1M outside Spain. Please help!!!
Not too sure if it's correct. I think most of the Chinese (or Asian) applicants cannot prove the legal fund sources when making the transfer to the Aus Gov, that's why they got rejected. Otherwise, I believe everyone, including applicants from Africa and America (both North and South), has an equal chance to get your visa granted as long as you meet the Gov's requirements.