Chiwy

English is not a issue for us as we have all taken the English test as part of the requirement for our visa. We have received some rejection but have no idea what was the reason. 
 

We have heard that networking is important and it would definitely helps. I recall during the welcome session held by SA, it was highly encouraged to do volunteer work to broaden the networking and opportunity. 

On 26/12/2019 at 12:52, zorkor said:

No worries. For job try large recruitment agencies as they are necessary evil who will help you land a temporary contract that you can use to Gain local experience. Local experience is a must otherwise no one hires you. Really rare for someone new here to get an immediate permanent job. 
 

Tailor your resume to Australian standards to get that extra advantage. 

I realise local experience is important. So far , we have not been receiving good news. Worst case is that we plan to move over and then try to get a part time job or something. Finger cross for now .

11 minutes ago, zorkor said:

For health insurance avoid Bupa. Very expensive and not good customer support. I suggest the ones that got the highest ratings and reviews by Australian customers like WestFund, CUA and Allianz. I personally used WestFund and Allianz and had no issues with them. 
 

WestFund have unlimited general dental that helped me a lot. For any major dental work you have to wait at least a year to get any benefits. 
 

all the best. 

Hi Zorkor,

Thanks for the information! I have read quite a number of bad reviews about Bupa customer service and the claims process. Hence I was looking up Allianz. I will look up WestFunds to do a comparison

On 21/12/2019 at 18:57, vickyplum said:

I'm in Sydney so not very helpful for you!

Haha no worries. Will Google ard and see what we can get merry Christmas 

14 minutes ago, vickyplum said:

Hi @Chiwy, having a dog in apartment will depend on the body corporate (strata). I live in a new-ish apartment block, and there are two dogs here (one chihuahua and one other type I don't recognise - small-medium size). I think my lease indicates 'small pets' may be permitted with prior consent, or words to that effect.  There is also a small-medium terrier type dog who lives in the apartment block next to us. One of these dogs I mention is on the ground floor with a small garden but the other two only have balconies as outside space.

Oh! That’s is a good news for Chiwy (our princess )!!. May I ask which area are you staying ? Perhaps I can look ard for rental ard there. 

2 hours ago, starlight7 said:

I’m thinking the cost of going to see a GP rather than outpatients which should normally only be used for emergencies.

the OVHC covers GP and pharmacy at 100% MBS. 

32 minutes ago, ByeSg said:

Chiwy, can I get your SG number? Seems I cant PM yet. 

I'm in the same situation as you. 489 granted in Nov and planning the move. 

Let's connect and compare notes!

hey, I just PM you. Let me know if you didn't received. 

15 minutes ago, Marisawright said:

Just be aware that dental and optical services are quite expensive in Australia.   A routine dental checkup and clean can cost $200.   I recently had two crowns which cost nearly $4,000.    My multi-focal spectacles cost $700.  I have private health insurance so I didn't have to pay those full prices. 

However if you don't wear spectacles and  your teeth are in good condition, then extras cover is probably not worth it.

Oh! Let me read thru the policy of the visitor health insurance again to be sure that they do cover such options at a reasonable costs. Tks for the info.

12 minutes ago, starlight7 said:

I don’t think health insurers cover the cost of doctor visits, only hospitals. Not sure if a bulk billing place would cover you or not ,you would have to check. Some Drs charge a lot for an ordinary visit and the refund isn’t great so if you need to go to a GP with a cough or infection make sure you check this out.

For oversea health insurance, outpatient fee are covered 100%MBS. I can’t seems to find how much is the MBS rates. The different rates that the insurance provides covers different percentage from 100-150% of MBS.

@Marisawright I have been comparing the rates and after reading much review, we would go for hospital covers only, include ambulance. It seems like the extras are not worth paying. 

On 10/12/2019 at 07:39, Soniah said:

We are in same position with 489 and not being able to get medicare. I just read 489 has been replaced with 491 - which does get medicare!! 

We came over in September with our cat and did struggle with renting in units (they are the ones which have STRATA) 

Houses generally better option with pets as no STRATA

Take a look at domain.com.au and realestate.com.au for rental properties

I read that we will not be eligible for Medicare despite the new 491 as our visa will still reflect as 489 . We are planning to move with our dog and am trying to look for apartment that allows small dog. 

Hi All, 

Thank you for all the info provided. I have been reading some bad reviews of Bupa but I will shop around to see what are our options. I would like to ask if anyone has used any relocation company to more their personal belonging from Singapore to Adelaide? if so, appreciate if you could share  the costing and which company used. We do not intend to move our furniture as we thot it would be a better idea to buy from Adelaide. 

Thanks for all the info and help. I read a lot of bad reviews on Bupa, I think we will shop around for diff policy and insist on a writing from the company before committing. 

Re the private health website, once I choose that I do not have Medisave, it lead me to OVHC and it didn't have questionnaire. 

Anyone use Allianz insurance before? are they reliable?

I will email them and ask them to give me in writing but then might send me the info link onine.  

The exclusion is quite general, it doesn’t give much details. I read that Bupa service for claim is quite bad. We are comparing Allianz and Bupa for now to see which one suit us better. I suspect they might just cover the same thing and the diff is the price per month. Oh I have a question, does any of these private insurance covers death? For example, in Singapore if I purchase a death insurance, they will give a pay out if the insurer died of accident. I could not find the info for private health insurance.

I have been trying to Google around what Bupa don’t cover as I suspect there might be some stuff which insurance would not cover. Any idea ?

I tried asking the bupa agent but the agent said it covers 100% coverage. Which policy did you purchase from Bupa ? On what basis did they double the premium?

We are from Singapore. We do not qualify for Medicare sadly. Have read up Bupa and it seems like it is one of the popular insurance for OSHC.prob have to call them to check if they covers preg related expenses.

Hi llessur,

thanks for the info. Unfortunately under 489 visa, we are not entitled to Medicare. Thus, we need to look at private health insurance. I agree that the extra covers are taking up a lot of money and we might just skip that. We have also heard about the high ambulance costs so defo getting that covered as well. For the kiddo portion, we prob have to check w the insurance company for certain coverage as our migration agent was unable to advise. 

Hi All, 

we are planning to move to Adelaide sometime next Aug 2020. We are granted a 489 visa. There are a few questions which we are hoping to search for and appreciate anyone inputs .                    

- we were looking at living near city for a start while our job hunting continues. We came across STRATA law and that apartment owner generally don’t allow dogs. We are planning to bring our old buddy over and hoping to rent an apartment instead of house. Anyone has any advise on this or link to intro? Also are houses rent in general one year lease? 

-anyone staying at Norwood or slightly outskirts of city? Are there any suburb to be wary of?

- private health Insurance - any recommendation for company to look out for? We are also planning to start a small family but we are not surenif the private health insurance would cover 100% of the preg, including gp visits, ultrasound scans, blood test and etc. 

- jobs opportunity: we have been looking up on seek.com, indeed.com and currently there are no luck. My Husband is in the interior design line and I am doing investigation works on animal welfare and cruelty. Any one has any idea or intro for possible networking ? 

Appreciate any inputs or possible meet up when we move over thank you in advance.