Stung

I think it is not in Australia more than 12 months in any 18 month period, but as Paul said not good to cut it that fine.

I just did a Bupa hospital only cover $18.10 a single per week, basic hospital and basic extras $17.85 a single per week.

Obviously they will have different cover, but both can remove the surcharge.

But medical, Medicare and circumstances including location in Australia play a big part in what is the best selection.

In some places it is better on $300,000 pa not to have private insurance.

1 hour ago, Skani said:

This applies only to individuals with  income over $90,000 per annum, or family income over $180,00 per annum.

Only private hospital insurance is needed to escape the Medicare surcharge levy.  Having or not having 'Extras' such as dental doesn't affect the levy.

This average income is from 2016 data, 2017 average income is around $80,000 (Average pa) and many are on or near the minimum wage of $36,500 pa or work part time or under employed, so lots exceed the $90,000 limit.

 http://www.dailymail.co.uk/femail/article-4385448/Australia-s-monthly-salary-according-age-revealed.html

Many policies are combined policies and attract the tax saving but also add in some dental and other benefits. These "extras are included in the hospital policy but at a reduced price of often 60% when compared to taking out separate and extra cover separately. 

https://www.choice.com.au/money/insurance/health/buying-guides/health-insurance

In most cases there is a 2% Medicare levy on your income and in many cases if you don't have private health insurance there is an extra Medicare surcharge levy of 0-1.5%.

It is not uncommon for people then to take out private health insurance and get dental and other benefits, rather than paying the extra in tax.

8 hours ago, Quoll said:

Well that was very naughty of you. As a WHV holder you are only allowed to stay with an employer for 6 months. Immigration can ask you to leave if you fail to abide by the rules- I certainly wouldn’t be advertising the fact on a board that Immigration are known to frequent and leading other WHV holders astray isn’t a good move either.

Maybe not.

"I loved it also they are based in 3 cities Melbourne, Sydney and Brisbane"

However, you do not need to seek permission to work with the same employer for up to 12 months, in circumstances where the work is undertaken in different locations and work in any one location does not exceed six months.

For example, you can work with one employer for up to 12 months in the following situations:

• hotels, resorts or restaurants within the same chain, provided they are in different premises
• independently owned franchises, in different workplaces
• State and Territory schools and health care facilities, provided these facilities are at different addresses
• separate branches or facilities (for example abattoirs or farms) of the same organisation or business owner.

8 minutes ago, Jax said:

We are in Perth but used an migration agent who Is based in Queensland so not sure if the application was submitted on the basis of our location or the agents.  

It seems that in particular with offshore applications many are not being processed in usual country of residence and applications lodged in say the UK are being processed as above in embassies such as Beirut and others in Bangkok.

I am not so familiar with onshore but I assume all online are now in a stack and to the most part the processing centres just get the application that is on top of the stack.

 Last year front loaded applications got priority for a month or two at the end of the immigration year (June 30), to meet yearly planning levels.

But most applications would have been vetted a few months prior to that, so if anyone was planning on taking the front load risk again - I would be having the application in before end of this month.

That just information so take it or leave it, but it did happen last year. May last year might have just missed that boat.

Time fly's it could have been the year before.