Hi folks, we are a 55 and 50 year old couple without children whose family in the main have now emigrated to Oz. (Mother, father, sisters brother in law, niece and nephew), we think the only way to join them is on the Retirement visa. We have checked the assets required and think we can comply however we simply don’t know where to start. We need advice to try and understand if there is a points system which would allow us to join the rest of the family perhaps, without having to go down the route of the sub class 405 visa which is expensive to say the least. The family are now citizens in the case of Mum and dad and permanent residents in the case of sister and her family. Any help would be really really appreciated....