rachelwc

GOT OUR VISAS!

Both British citizens (in our 30's)

We applied for a 457 visa  (through my partners company) my partner was on the main visa and i was defacto.

Applied 10th January 2017

Received 24th February 2017 

Hi all,

can any recommend a good cleaning company for central

sydney?

Also what hat is a reasonable rate? And is it per hour or is there a few on top for agents etc?

thanks

rachel

ah i see, what about transfer wise? so those companies are better than banks.

also my friend said today that from ATM's you are charged if its not your bank???

Hi would you be able to elaborate what you mean about Australian credit card etc? And what's HiFX? Thank you!

Ps I would always keep my UK bank accounts open, for ease and reasons above credit rating etc.

What I am wondering if anyone can help as I can't seem to find a definitive answer. I need to transfer back to a UK bank account each month (I can't do a one off- so will always be monthly)and I want to know if with global banks have no fee i.e. They just convert aud to gbp, or if there is a charge? I've found a few apps/advertisements about services that charge low fees but wondered if this was more effective, I currently bank with nationwide so I would have to open another account.... or is there good aus banks who transfer free. Also is there always a few or is it just shown in your exchange rate? Be good to know who is transparent etc.

Ps We arent in oz yet.

Thanks

rachel

anyone know what they are like now ? November 2016?

Hi,

@Kenfrapin , I wondered did you sort out what you were going to do, I'm pretty much in the same position, except I'm not too bothered about shares and it would more be an ISA type product I'd be after so that my partner and I can save. I'd like to invest in a range of funds probably equities and perhaps property for example like investing in Invesco income (acc) or Woodfords equity income (acc).

I have all the links Andrew put on and will read through but thought perhaps easier to ask you and get your experience.

thanks

Rachel

The links posted havent been working for a few days but some more digging and lots of reading later, I found a couple of websites that mention 'regular investing'. I am posting the links below to explain better what I have been looking for. These seem to provide only 'their' funds for regular investments.

 

https://www.australianethical.com.au/managed-funds/investing-by-regular-investor-plan/

 

http://www.bt.com.au/help/regular-investment-plan.asp

 

I guess I am looking for a platform where all or most funds from investment houses are available for regular/monthly investments. Surely there must be online platforms that cater for investors who want to do their own decisions, build portfolios and just set up a direct debit every month?

 

On another note, can I purchase UK shares and ITs through an account in Australia? Maybe that could be an option, save up my cash and execute a few big trades every year!

 

Thanks

KnK

i did a quick search and I think it depends on how much you are moving- 1/3 of a shipping containers is about £1000. think a bed house costs like £3000 so I guess worth thinking about how much your stuff is worth to take i.e could you buy it all again for 3k?

although ive heard furniture is expensive in oz even ikea, plus remember all flats come unfurnished so you need to buy washing machines etc.

I am looking to do the same as Jonno, and I also have a hargraves lansdown account, i'll prob just invest in funds though opposed to stocks and shares and I won't be moving savings just investing what I earn in oz and so will my partner. I've looked at some other sites to the ones you recommend, but some you have to pay a monthly subscription?? also are the ones you recommended fund supermarkets or only offer their own products?

I also found this article which was quite useful. http://www.smh.com.au/news/business/money/investment/funds-under-wraps/2009/06/15/1244917984503.html

is a wrap like an ISA?