Blimey90

My parents address was 5 addresses back and over 5 years ago. Do you think they will go back that far? I have lived all over the country in these last 5 years.

Thanks to everyone for the replies, really appreciate you taking the time to do so. I think my main concern is getting a CCJ so rather than just disappearing I think I will notify the banks that I am no longer living in the UK. Does anyone know what my obligations are? Do I just need to tell them I am permanent resident outside of the UK or do I need to give a forwarding address? If they did pursue a CCJ in my absence and used last known address in UK then I tried to get it set aside, would I be refused as I didn't give them a forwarding address?

Hello everyone, I will be leaving the UK soon to move to Australia and set up a new life with my partner. I have debt on credit cards and loans with a few different banks. With circumstances over the next couple of years probably won't be in a position to pay them back. As I need to move to Australia soon I was just going to move and then when I was in a position to pay them back personally and financially in a couple of years get in contact with the banks then. My question is, is it better to: 1) Just disappear and not tell the banks I have moved to Australia so it reduces the chance of debt collecting agencies chasing me in Australia or 2) Tell the banks I am living in Australia so they cannot get a CCJ against me at my last known address in my absence. To be honest I was just going to move without contacting the banks and deal with it all down the line. However I have read on here that Australia has a reciprocal enforcement agreement that could be enforced if a CCJ is logged against me. Therefore am I better telling the banks I am outside the uk so they can not give me a CCJ as unless I am mistaken the only way I could get trouble in Australia for my outstanding debt is if the CCJ is enforced. But if I tell them where I am living will I not just get bombarded with calls and letters harassing me?? Any guidance would be very much appreciated. Thanks