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swifty

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Everything posted by swifty

  1. Correct I won't be planning any holidays any time soon! Haha
  2. oh right ok I didnt know if we return as a holiday I just thought if we went back to live, thanks for that
  3. Yes I offered them a portion of money at first and they said no they wanted it all. I said I had sold the car (ive checked all the agreement and its all above board it was my car to sell) and they wanted all the money from it, told them I had already paid some debts off. They told me then to set up a payment plan which I did and ive still been paying. Its with a collections department now but I'm still paying. I have told them I'm not working and I cant go to work until I can put my son in nursery which I cant afford to do.
  4. sold the car, it was mine and all above board
  5. She knows all about it and is fine with it, she isn't lying to anyone
  6. I sold the car as I was working with a company and they told me to do it. I checked my agreement for the loan and everything was fine to do, I haven't committed fraud as it was all checked, thanks
  7. I cant afford to I have no money and don't work so I cant pay anything to them xx
  8. I sold the car and paid off some off my other debts, a debt charity told me to do that and to offer them money for the loan but they wouldn't take anything off me they wanted it all
  9. It it was a car finance but when I spoke to the garage when I asked if I could give the car back they said it was a personal loan
  10. HI, I was wondering if someone can help me please. I am living in Australia and waiting for my PR to come through. I have over £20'000 debt in the UK. I stopped paying my debt in the UK as I couldn't afford it as I was out of work and had a baby. It then went to a collections company which I managed to set up a payment plan, everything was fine. It's now been passed to another collections agency, don't know why, so I am dealing with them. I still cant afford to pay this debt back. I'm being told now by several people not to bother paying it back at all! They are saying that as the debt is in the UK and I'm over here there is nothing that they can do and to stop paying it. The debt is un my mums address so if debt collectors do come they cant take anything because nothing is mine. The collections company don't know I'm here and still think I'm in the UK. Do I tell the collections company I'm living over here? Do I stop paying? What do I do? Thank you
  11. Hi I have currently gone with an immigration agent called 'The Immigration Asvisory Service' and I'm having doubts about them. I have never had any information sent from them in the post it's all done via email and phone. I've paid there fees upfront which they said had to be done and now I'm up to the skills assessment bit. Ive none just seen a post to say don't use this company, I've been ringing them all day asking for there MARA number but they have been busy and the receptionist doesn't have it. Has as anybody used this company before or now if there any good or an actual immigration company? At the beginning of doing my visa I didn't really know about anything Thanks
  12. Hi Bobj Thank you for your information, that beach looks nice, ill have a look around that area too
  13. I liked Sydney when I went but I also liked Manly to, I only know one person who has been to Perth so I wouldn't have a clue on where live or even start looking, suppose you just have to pick an area and go with it don't you
  14. Yes I came to Brisbane in January last year and it just rained
  15. Thank you Tina and Rainicorn I sill look at both of them links Rainicorn- I think I'm going off Brisbane now as I really don't like humidity also, thank you got yoursel advised
  16. Its just under Airlie Beach near Shute Habour, Queensland
  17. Hi I'm in the same position as yourself, I haven't a clue on where to live its so hard! I want pubs and nice places to go and also near beaches to. Ive been thinking Mandalay xx
  18. My partner can get work anywhere as he has a varied background and I work in accounts so we would just follow him really
  19. A few people have said Brisbane but I didn't see much as it rained the whole time I was there. Is there many things for children? I have been thinking Mandalay but again I don't know much about the place I just love the area and houses
  20. A few people have said Brisbane, is there much for children to do? It rained the whole time I was there so didn't see much. I was thinking Mandalay but again I know nothing about it
  21. I would prefer coast, not to bother whether its a major city really just somewhere nice near a beach and plenty for our son to do. I didn't really enjoy Brisbane when I went travelling but then again I was only there a few days and it rained the whole time so I guess that's probably why. I like Sydney but its just the renting prices are dear, I was looking at Mandalay and the houses prices compared to Sydney are really good, we can get a 4 bed house for the price of a 2 bed flat in Sydney. Yes I suppose your right with the distance thing, it doesn't bother anyone else who lives in these places. I just want to live somewhere near a beach, shopping places, things for our son to do, and just really close to everything like transport. Also want somewhere warm even in the winter
  22. Yes this is the first thing we have consider, our immigration visa is being granted processed with our immigration lawyer
  23. Hi everyone, I have traveled Australia previously and now that I have become a family we have decided to move there. As I only went travelling and spent most of my time living in Sydney I'm now finding it extremely hard on where to chose to live. I'm now a family with a 4 month old baby so we are finding it hard to find where it is best to go as a family. We both have jobs in which we can work in most areas so that's not a problem. Does anybody have any ideas or know where the best place is to go? I was thinking Perth previously but as its on it own (where the east coast its easy to travel to each city) I'm thinking not to go there now. Any help will be appreciated Thanks x
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