Hi All
Funny to find myself back on here 3+ years after making the move...however After having a bit of a gut out of paperwork over the weekend - came to the HORRIBLE realisation that we have continued to pay critical illness and term (mortgage) insurances since we left and the policies do not cover you if you are out with UK longer than 6 months. To say this has been a small fortune is an understatement. Our financial advisor knew we moved out here - yet said nothing, suggested nothing not even for us to check and my complete own fault - it never even crossed my mind that I wouldn't be covered from a residency perspective.
Is there any one on here who can offer advice - would appreciate it. Would be happy to scan in the policy wording if anyone thinks there is anything we can do.
I am now needing to start looking at what happens regarding NI, pensions bla bla bla...HORROR
Cheers