peterc1983

I am contacting but they are my employer so I'm not sure how that works.

Hi Peter

 

Yes Wraps/Platforms do exist here that are similar to Sipps, there are also multi-manager/multi asset funds available, it is also possible to DIY it through a Self-Managed Super Fund.

 

That said, if the new Super Fund you are looking to open will initially just have the contributions from your employer going in then it may just be worth taking the employers default option until such time as you have built up a meaningful balance.

 

If the Super Fund will be used for a lump contribution for example a UK Pension Transfer then it would be worthwhile taking advice on an appropriate product.

 

 

Kind regards

 

 

Andy

Thanks Andy, it's good to know it's not all that different. I won't be pension transferring; I have all my holdings in cash now and will just re-invest. Regarding what you said about using the company nominated fund; I'm contracting just now -- does that change anything with regards to this? I only ask because the company fund isn't mentioned on any of the paperwork.

So I used to consider myself quite knowledgable when it came to UK financial planning after 5 years at an IFA. But now that I live in Perth, and I now have to pick a super fund, I'm finding it quite difficult to know where to look for genuinely good advice and pointers.

Back home I was used to thinking in terms of Unit Trusts, bonds, ISAs, SIPPs and Personal Pensions. For example, are there are any super funds like SIPPs; that invest using different types of wraps/products? Do we have a concept of multi-asset/multi-manager funds here, too - so that I can spread the risk?

Maybe I'm trying to project too much of what I'm used to onto this, but I figured it must be roughly the same in areas? I'm only just starting as well, so of course my investment focus is different to someone about to retire.

Any direction would be appreciated

Thanks for this, that was great to know I'm not losing the plot! Well, as luck would have it, Telstra called today to confirm the engineer appointment -- even though I'd called Belong last night and cancelled everything as I'd never be in to let this guy get access.

He said on the phone he didn't need into the apartment and lo and behold when I came home the phone line appears to have a dial tone. So, I've asked Belong to reinstate the original order again and we'll see what happens. Whew! It was looking like I might have to get a dongle there, but the plans just suck for data allowance. No chance of Netflix on those!

Hi,

Can someone clarify because I'm really not getting this.

I just moved into a new rented apartment. As part of the landlord information sheet they left, they stated: "The landline number, if you wish to have it reconnected, is 08 xxx xxxxxx".

So; if I'm trying to get broadband installed here -- am I supposed to give the company this telephone number as the one in use at this address? There is a phone here (it's furnished) but there is no dial tone.

It's confusing me because I tried to order broadband from Belong, and they said that the previous tenants didn't have Telstra after I told them there was a phone line already hooked up and ready to be reconnected (I was hoping an engineer wouldn't need a home visit as I can't take any time off to sit in for the engineer). They said an engineer would need to come out, so I had to cancel the order.

Can someone clarify for me what's the situation? Given the landlord has provided a telephone number -- does this actually have any bearing at all? I thought your number got passed around once it was disconnected in Australia.

Thanks.

I found the reading was the part I needed practice with to ensure I was approaching the questions in the right manner. Everything else, for a native English speaker, I'd say will be pretty plain sailing.