Celeste

Thanks Westwoodwizard, that is good advice indeed. Are you also thinking of joining in the challenge?

Gangan, please inbox me details of the legal action. I still need to discuss with my husband but I am not going to ask for my refund at this stage as I am interested in joining the action as we have absolutely nothing to lose. It is vital that we get the word out - perhaps via social media also - that people who want to join the legal action must not apply for their refunds. I'm 176 Off Shore (South Africa) lodged in May 2010.