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kaztin

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Everything posted by kaztin

  1. Clearly you have plenty of time on your hands to do the research. I am just sharing what I know to others on here. I had forgotten why I don't post on these forums....you have just reminded me ......
  2. Our desire has nothing to do ith living in Adelaide and moving elsewhere would not change our minds. We want to be in the UK for a variety of reasons, Australia just isn't for us after 7 years.
  3. I have made no false declarations to the bank. They know I live in Australia. My brother is an existing customer, therefore everything was under his address. It is all above board. i was just trying to share what I think is a good idea.
  4. We (me and hubby) needed to open a UK bank account but living in Aus, this seemed so hard. My brother had a great idea so I wanted to share this with you. During my trip to the UK this year, me and my brother (who lives in UK) went to Santander (who he currently banks with). We opened a joint account! Using his address but in both of our names. It was easy and simple, but obviously only a good idea to do this with a trusted family member or good friend! Within a week I had a debit card and I've now registered for online banking. I deposited 50 pounds and the account is active. My brother remains a "silent" bank partner, the account is effectively mine! he will let me know about any correspondence etc. When we get back to the UK (whenever that may be....) my husband will take over the account from my brother and we have our UK account! It's good to have this in place for the time when we would need to transfer any funds. Wanted to share this great idea with you all! But remember, you have to be really sure who you do this with, because that other person would have full access to the funds as well
  5. I just wanted to share our story with you. We arrived in Adelaide in July 2006 and loved it initiallywith no doubts about our decision. We became citizens in 2009 and felt good. Butfrom 2010 we both began to have doubts and feel quite differently aboutAustralia. We have travelled extensively and enjoyed exploring, but scratchingthe surface there seemed little else to stretch the imagination. To be frank, Ithink we feel we have seen a really big part of this country…and what next?Bored maybe…I don’t know, but the thrill has gone and we feel restless. We have no kids but have made plenty of friends through work.But there was always something missing here for us and we started to seriouslythink about going back to the UK. I’ve just turned 50, and just couldn’t seehow we would want to retire here in 15yrs time, away from the UK, family andfriends, proximity to Europe etc. Australia can feel a long way from everywhereand the long haul flights are horrible. I’vehad 3 trips home in 7 years; the most recent was June this year for 5 weeks tocelebrate my Mum’s 90th birthday. Surrounded by family and friends Ijust wondered what the hell we were doing still in Aus? I want to spend timewith Mum while I still can (thankfully she is great and fit and well). We tried to sell our house for 9mths in 2012, but no joy andwe both were bitterly disappointed. It wasn’t overpriced, just the market wasflat and we are outer southern suburbs from Adelaide, so it’s a fair trek tothe city…so it seemed no one wanted it! We had plenty of viewings but no offers…everyonewants a bargain it seems! We have recently had house valued again but it stillfalls short from what we need. We can’t rent and return as we have no funds, soour only option is to sit tight, get the election out of the way and see whatnext year brings. We are not well off, have small equity and no money (I wasjust made redundant so it’s been a tough time). So we want to get back on our feet again and we knowreturning home will cost a fair bit, with 2 dogs and our furniture. We will carry on waiting….I’m trying to keep positive and I’mdetermined not to get too depressed about our situation. Good luck to others on their journey, wherever that may befor you.
  6. We are down south in Moana. Yes, we are hoping with new rail extension to Seaford and southern expressway duplication that this may help somewhat. We have a nice home, redecorated throughout with a pool 5 mins to Mona beach. You'd think for a 4 bed, 2 bath, double garage asking $460k was reasonable?? Seems not, and dropping close to $400k, over 9mths, opens every w/e and no offers was heart breaking. Buyers want a bargin, we couldn't go any lower and also it got to a point tht we just wouldn't either! So we are going to hold out and go for $450k next year...
  7. We already reduced by $60k....if we did much more we would have nothing left! We had to factor in costs to return and have something to rent in UK, get transport and support ourselves for a few mths at least. No, the best thing for us is sadly to sit it out and fingers crossed for 2014. We spent over $4000 trying to sell in 2012, there is only so much we were willing to throw at the declining market here in SA.
  8. We can't rent our house here, mortgage too big so rent wouldn't cover it. Besides, if we can't sell the house while we are here to make it look it's best, then can't possibly see how we would sell it from the UK with tennants in situ! Need money from house sale to fund our move home and to make a fresh start in the UK. No renting is just not an option we have to sell or we are not going anywhere! That's why we are stuck. There seems to be some positive signs in the media and possibly more interest rate cuts, but then agin there are also companies announcing redundancies with some frequency! It's a waiting game sadly
  9. I haven't posted on here for quite some time. Last time I did we were excited about heading back to Uk. Decision had been made after being here in Adelaide since July 2006. Our story is much like other folk. Generally happy, but missing family and friends and we feel we have had our Aus adventure, now we are keen to head back to the UK and do other things, more European travel and the like. I'm hitting a big milestone in Mrach (turning50) and now I feel I want to go home. So 12 mths ago we put out house on the market...and 9 mths on we still hadn't sold despite reducing the price by $60,000! This was just too much to cope with and financially we would have been skint! 9mths of open inspections every week was no joke, mega stressful. So in November we pulled it off the market and had a difficult Xmas here. I find myself now feeling low about our situation and it's a struggle,feeling trapped because of a bloody house! The market here hasn't helped us at all. So this year I go to the UK in June to help my lovely mum celebrate her 90th birthday and to see my family and friends. We've decided to wait 12 mths and see how things look in the housing market next January...there is nothing we can do. So onwards and upwards I guess, make the most of our lives here and hope and pray that things are better to sell up in 2014.
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