Jump to content

stevemalbec

Members
  • Posts

    324
  • Joined

  • Last visited

Posts posted by stevemalbec

  1. To Karen-J. Before you do (borrow on the anticipated sale of your house), I'd recommend thinking very carefully about it if its your main asset. If the price falls, or if you can't sell it at all without a 'fire sale' you could be leaving yourself seriously exposed. Not a step to take lightly unless you have additional funds.

  2. I do not need to apologise to anyone....if people are going to make stupid political statements then they have to expect a response....I am entitled to My opinion as well.

    If you think that the UK is going down the pan then maybe you need to live here a while to realise just how good the UK is.

     

    Some people on this thread are so 'precious' I don't know how they'll cope in Australia. The aussies I know are a pretty straightforward bunch and don't expect to have to give an apology if they disagree with someone.

  3. That's just my opinion of course and don't feel I should be judged on it.

     

    Phoebe

     

    So whatever our opinions are we can never be judged on them? And I'd dispute your comment "'the powers that be' never listen to us mere mortals". Not always, but I think the latest Tory onslaught on welfare recipients shows that they do listen to their supporters, maybe only when it suits them, but to say they never listen is just hyperbole.

  4. You would need to live here for 2 years (in total)to get a RRV and 4 years (you are allowed 1 year out of the country) to get citizenship.

     

    After the 5 years you can still live here but would not be able to leave without one of the above if you want to retain the right to residency

     

    You may be able to get a RRV if you can show substantial ties to the country but that may be for just 1 year

     

    A RRV usually lasts 5 years

     

     

    Thanks, I'll easily make that, just wondering if it was OK to spend a couple of month out of the country every year.

  5. Briefly,

     

    http://news.bbc.co.uk/2/hi/business/8568970.stm

     

    Judges at the European Court of Human Rights were the latest to declare that National Insurance contributions did not have an "exclusive link" to retirement pensions.

    "As non-residents, the applicants did not contribute to the UK economy, in particular, they paid no UK tax to offset the cost of any increase in the pension," a statement from the court said.

    The court said that it was hard to draw any genuine comparison with the position of pensioners living elsewhere.

  6. G'day mate! (just practising!)

     

    You need to send your passport with a copy of the letter informing you of the visa grant to the visas and immi dept of Australia House. Note they won't accept over-the-counter delivery, so we had to send it by Reg Post from the post office just over on the other side of The Strand! Durr!

     

    Enclose a prepaid return envelope – we used one of the silver express ones bought from the same PO. Hell, what's an extra few quid after paying the VACs?! And best keep a copy of the return envelope ref no so you can track it online.

     

    Best, mike

     

    Thanks!

  7. Btw, you don't say where you want to live.

     

    I'm guessing not central Sydney, since $450 won't get you a house. Anyway, one thing to bear in mind is that if you need to compete with others in applying, then the "safest" bet may get preference.

     

    However, if you offer several months up front, if that's legal in that state, then I'm sure you'll be the most attractive offer!

     

     

    D

     

    To offer isn't illegal, only for agents to demand it. My sources say that agents don't like taking so much in advance as it involves them with a lot more work. Landlords not using agents are a different case altogether. If a prospective tenant offered me 6 months rent in advance for one of my properties I'd sign them up on the spot.

  8. Sorry I worded it wrong (I offered to pay 6 months rent in advance and they have accepted me)

     

    Why dont you buzz off and bother someone else you arent even in Australia!!

     

    That's a classy reply! I thought this was a forum to inform the members, so when someone gives out false information I think they should be told. Not my fault if you worded it wrong. And as I've just paid almost $38,000 for my second VAC on my CPV 143, I shall be there within weeks. Or are you saying that only people actually in Australia should be allowed to post? If so half the posters would be banned. You got it wrong, get over it.

  9. Hello, I have contacted 2 real estate agents and they have accepted me as long as I pay 6 months rent up front, so you can go back to the landlords forum and tell them.

     

    Care to share with us the names of the estate agents concerned? I'd be very interested.

     

    As far as I'm aware its illegal in every state for an agent to demand 6 month's rent upfront. Certainly that's the case in New South Wales.

    From http://www.tenants.org.au/publish/factsheet-02-starting-tenancy/index.php

     

    Rent in advance

    The landlord/agent or the tenancy agreement cannot require you to pay more than 2 weeks rent in advance (you may choose to pay more, however). They cannot demand further rent until it falls due and cannot ask for a post-dated cheque.

     

    And the laws for all states:

     

    http://www.rentalagreementsdiy.com.au/tenancy_laws_in_australia.php

  10. You could offer to pay 6 months rent up front, if you come across PPl with jobs are getting selected first!!!

     

    From what an real estate agent friend of my son tells me, they don't like this, its too much work for them. Best way to get a place is to offer $10 a week more on the asking price. That could be paid from the interest from the bank on the 6 months rent you don't pay upfront. I checked this on a landlord's forum and they confirmed it.

  11. Is the exchange rate set by DIAC likely to change very much in June? I expect that would be guess work on our part.

     

    I'm a little confused.. I'd been thinking that the amount in AU$ would stay the same for the year, but the amount payable in local currency would be set twice a year to reflect changes in the exchange rate. For example, if the exchange rate improves (i.e. more AU$ for each pound - I've seen $1.60 today as opposed to $1.48 a few weeks ago) it would be better to pay after the next adjustment. Or maybe I've totally misunderstood this....

     

    Another question, once the visa has been granted, is there a time limit within which the payment must be made?

  12. We paid our 2nd Vac payment to London, I paid with a bank cheque, It’s quite a simple process, You download a payment mandate from the London high Commission, you also submit a copy of the letter from your CO asking you to make the payment and I also included a stamped addressed envelope for them to send me the white copy of the receipt.

    Let you CO know that you are planning to make the payment to London if you go this route.

     

    You need to download the payment mandate from the Australian High Commission website:

    http://www.uk.embassy.gov.au/lhlh/fees.html - have a look at the instructions on how to pay.

     

    You can find out the exact amount by using the currency converter on the DIAC website.

     

    http://www.immi.gov.au/allforms/990i/converter.htm

     

    From this you will also be able to work out the exchange rate they are using.

     

    We sent off the bank cheque, the payment mandate, a copy of the letter from our CO asking for payment, and a covering letter. We got two special delivery ‘silver pouches’ from the post office and self addressed one, and paid the return postage (we made a note of the number). We then included the self addressed one in the envelope for them to return the receipt to us. We then sent the receipt to our CO. We were able to check when the envelope had been posted back to us. The whole process only took about 4 days.

     

    However, I note you are in Bueonos Aires, so not sure how the post would work there. I think you can also pay in Buenos Aires. Here's the link to the information:

     

    http://www.immi.gov.au/allforms/990i/methods-of-payment.htm

    Thanks for this. I'm in the UK at the moment so I could pay here.

  13. Hi, if you go to the progress tracker on this forum, you will find a section there to find out about the exchange rate for the 2nd VAC, I think it changes in January and July. Not too sure about all this, its something I would like to know more about too. I'll be paying my 2nd VAC from ireland. Fran.

    Thanks! I hope to be paying mine shortly, the way things are going I hope I can pay it after the july change.

  14. Anyone can book their meds whenever they like. The only restriction is that they guess they'll get their visa within twelve months of that date.

    We chose July 2011 for our meds cos we guessed that we'd have our visa before July 2012.

     

    Seems that this can be different for different centres. I phoned two London centres and one in Manchester, and couldn't get an appointment without the HAP number. These centres only do it online. So don't count on getting a medical without it, unless I was told a bunch of baloney.

  15.  

    The costs are

    a one application charge of $1995 and then a second visa application charge of $40,015 payable just before visa grant and an Assurance of Support of $1000 which is refundable after 10 years. Then there is the cost for a medical (can vary £350 onwards), police check around £35 I think. You also need to factor in removal costs etc.

     

    Hope this helps.

     

    I think the AoS is $10,000, but they do give you the interest on that. I've just had my medical in Manchester and the cost was £260.

  16. Congratulations on getting your CO. What a nice Christmas present. I have not heard anything before about 47 days, maybe they are taking the Christmas break into consideration. I would book your medicals as soon as you can. We were not able to do ours in 28 days due to pressure on the medical centre in Manchester, but as long as you keep your case officer informed it is usually OK. We were on a 173 and applied for the 143 in June. We received the request for the AOS on 19th October within 28 days. Centrelink have only just sent out the letter to our Assurer to set up the bank account and our case officer was fine as we kept him informed of what was happening, including each time our Assurer telephoned them to see what was going on.

    I phoned the centre in Manchester about a month ago and they told me I could have an appointment within days. Maybe its a seasonal thing... after your post I think I'll get mine arranged sooner rather than later.

  17. After a frantic fortnight of packing up, parties, goodbyes, house and car selling, staying with friends and living out of a suitcase........:chatterbox: WE HAVE SET FOOT IN THE PROMISED LAND. We arrived yesterday on the 5th anniversary of my daughter's arrival and are happily settling into our new life in Adelaide.

     

    Off to sort out Bank, Tax, Medicare, Seniors Card etc in the next few days and have already planned a few 'opens' for the weekend! The adventure has begun (shame we left 30 degrees and blue skies in Surrey and arrived to 16 and rain in Australia):biglaugh:

     

    Can't believe we're finally here (probably never to return to the UK) and living the dream. Good luck to all on the journey, your time will soon come and 'g'day mate' to all those already here who have helped us along the way.:wink:

     

    Great news, hope everything goes well.

×
×
  • Create New...