Bibbs

Buy a load of plugs from Bunnings and just re-wire them yourself. If you can use a screwdriver, you can DIY it.

Go to the local Department of Transport office, and fill in a form. You'll then get an Aus equivilent.

Loans can be got, but it's usually at an awful APR. Buy something cheap for cash, wait till you have some payslips and then get a trade in for something better.

Australian banks make huge profits and somehow get away with charging for things that would be unheard of in the UK! Every time I hear of another Australian bank announcing its annual profits in the billions, I want to scream at the radio!

At least the "big 4" didn't need taxpayer funded bailouts to the extent that Lloyds and RBS took.

We also have accounts that pay interest .. unlike the token gesture you get from the UK banks.

NSW is the worst for car registration/insurance. I swear its all a massive rort, especially the green slip. I have colleagues that moved from the Gold Coast to western Sydney and they went for paying less than $1000/yr for rego and comp insurance to almost $2500. Theres no reason there should be that much of a discrepancy between states.

Higher risk (of theft and accidents).

It's also not just the value of the car, but the cost of the damage you can do per accident.

Still well under $1000 for insurance out west (if you bother).

Reading this thread gives an insight in to how exactly the Hanson creature amassed 500,000 votes.

Both sides of the political coin ignoring peoples genuine concerns, and then those concerns becoming more and more common?

Then enough people have 'had enough' of being ignored and then reach for the only person listening?

I can't stand the woman, but had the main political parties listened - instead of ignoring the voices in the first place, and dealing with concerns of people, she'd have never have got the backing to get where she is.

Singularly uneducated. Read Thomas Asbrodge The First Crusade and you'll have a rethink. Makes anything Muslims have done pale into insignificance

A great video regarding this :-

Errrrr, what would you call Nauru and Papua New Guinea, concentration camps means simply places where people are held without charge and because the State does not approve of them and the writ of Habeas corpus is not available to them.

So non-Australians, not in Australia, in a detainment center .. okay.

Yes but it is supposedly based on the ten commandments, one of which if my rusty bible classes reminds me is' Love thy neighbour as thy love thyself'.

It must be very rusty.

https://en.wikipedia.org/wiki/Ten_Commandments#Traditions_for_numbering

It's not in there.

But not working on a Sunday is right in the middle.

Shame 'god' had to have 3 dedicated to himself, or he could have squeezed 'don't rape kids' in there.

Ruled by one, if not the most dangerous and corrupt families on earth. A major threat to Middle East and international peace, whose richness and anti communist rhetoric has bought then rich and powerful friends in the West, even though a major sponsor of terrorism.

I would honestly love to see it fail. Economically it seems to be happening.

The west's grip on morality and humanity only looks impressive on a comparative basis not on a absolute basis, the west where the USA holds people without charge and holds prisoners in solitary confinement for years, sells firearms to anyone with money to buy, Israel holds children in adult prisons and indulges in community punishments, the UK holds refugees without charges and without clear knowledge of their future, Australia holds refugees in concentration camps indefinitely, all examples of how the west's human rights record only looks good in comparison to the barbarities of other groups.

The USA is a country with a very strong fundamentalist Christian ethos, the UK has a very strong Christian ethos, Israel is the Jewish homeland and Australia has a very strong Christian bedrock and yet all have and are involved in behaviours that hardly look moral or humane when examined in isolation.

The US is awful for what it does. For the "Land of the Free", it has more people in prison per-capita than any other "Free" country. But it's not throwing gays off buildings, or beheading unbelievers.

Israel I'd not class as Western. It's in the middle east, with all the religious problems that brings. Only propped up because of the US. Really needs it's funding stopped, and to stand on it's own. Same with Saudi, another awful country that's too big for it's boots because of the US.

Australia, we don't have any concentration camps. We are not Nazi Germany. We are not gassing minorities.

And your idea of Christian values are a bit rose tinted. The Bible is full of awful things to justify what ever atrocities you want.

"But those mine enemies, which would not that I should reign over them, bring hither, and slay them before me.”

And then there are parts ignored by the majority of the press, have a watch of this :-

There is a massive culture gap, that can't carry on. And it shouldn't be the West moving towards them, we should continue to move further away and it's up to them to catch up.

But the dogma's without the religious aspect are okay? A large part of problems today some would argue, is the lack of morality and humanity and the belief in the end result justifies the means.

I'm not sure there are many other dogma's, and most things can be countered with facts and evidence.

"Because my god said so" is a massive hurdle to get over for the hard of thinking.

Morality is a social construct, and differs to where you are. Your sister posting on instagram - it's your moral obligation to kill her in some backwards places, again because of a book.

http://www.telegraph.co.uk/news/2016/07/16/pakistani-social-media-star-murdered-by-her-brother-in-apparent/

I'd suggest that the west has a good handle on morality and humanity. Okay, there can always be improvements, but we are at least moving (and in the right direction).

I personally would like to see no more Muslims in Australia. Either imported or home grown.

And I'll throw in Christians, Jews, Hindus and all religions in with that.

We are a small growing nation, we shouldn't be held back by religious dogma and two tousand year old goat-herder stories.

A new mosque offends me as much as a new church.

We are not a 'Christian' nation, we are 'culturally Christian' in that we have a day off at Easter and Xmas, just like the rest of the western world.

The issue I can see, is it's easier to integrate into Australia as a Christian than a Muslim. But I wish both would leave their religious baggage behind when they get on the plane.

now and again for some reason, the privacy settings change

Usually when new functionality is released, and they set it to the default.

But the core settings don't change.

But it's simple to not get hacked. If "Bob" asks to be friends, but you thought you already were, pick up the phone and call "Bob".

(or, check the wall history, usually there will only be posts from seconds ago, with no history - the same goes for the "win tickets from Qantas" BS that happens. No history = new account).

Either it's them and accept, or it's not and use the report function and FB will stopp the process immediatly. FB will just delete the profile, stopping others getting tricked too.

You accepted a FB request from a hacker, basically.

Then, as a 'friend' you have opened everything up to them for them to copy, and then (re)send more friend requests to everyone in your friends lists.

They'll then bulk message everyone saying that 'you' are in financial difficulty, and need money.

What you should do, is when sent a request from someone already in your friends list, is make sure it's them before accepting.

You can also flag the account as a scam, and FB will take it down in minutes.

Imagine how the Aboriginals feel seeing all you foreigners taking over their country!

Which Aboriginal Country in particular? They had 100's, and I'd suggest that most are exactly the same as they were 300 years ago.

Ireland stands to be a big winner, except if the Troubles get reignited.

Except that Irelands biggest customer is the UK.

If tarrifs are implimented or impediments on trade happen, selling into Britan could be difficult.

Hi all,

 

We have moved here a few weeks ago and are currently renting a fully furnished flat. Beginning of August we will be moving and need a whole household 

So I'm in need of a bed, childrens bed, couch fridge freezer, washing machine etc.

 

If anyone is moving back and is selling their items, please let me know.

Thanks,

Ilka

Cheap furniture to 'make do' - IKEA.

Second hand white goods - Gumtree.

Sorry Bibbs, it was Bungo, knew it started with a B.

No worries. I've no dog in this fight.

But I'll start shopping on UK / Euro websites this weekend, I think.

The older generation have voted for a future the younger don't want.

Or the older generation know the score and are protecting the young, and the young are naive and gullible.

Can be spun either way.

Whatever the final result the worst outcome would be a clear national split with the Scots, Welsh and Irish voting a clear Remain and an England majority voting Leave. Better for the future of a united UK if all vote the same way.

Welsh voted to leave .. which shocked me.

Who was the guy who worked in currency markets? Bibbs or something like that? Care to offer an explanation?

Not me.

Yes, but the point is that Quinkla didn't get the Medicare terminology quite right.

 

Quinkla should have said the 'Medicare Levy Surcharge' when referring to the "tax payable if you earn over a certain amount and don't have private health cover".

There is also a Medicare Levy Rebate .. but you don't get that if you earn enough either ..

You're talking about the medicare levy surcharge which applies only if you earn over a certain amount. The medicare levy is what everyone pays and is part of their taxes and taken out of your salary.

Quinkla is talking about 2 seperate things. "Lifetime health cover loading" and "Medicare Levy"

How weird - does it get taken out of your pay? I don't get anything taken out of mine, and I only lived here from age 0-15months then from age 39-now (51) - I've never had private health cover here at all. I thought it was just if you earnt over a certain amount (and I only work part time so don't earn a huge amount!)

As Quinkla says, it's a 'loading', put on your private insurance payments.

In broad terms, people get more health problems as they get older. Therefore, the temptation people might have is to apply for private health cover only in older age. To counteract this, health insurers are able to charge a supplement (called loading) for every year you have lived in Australia over the age of 30 without having private health insurance. Having private health insurance can be a tax advantage if you have a high income as you will pay a Medicare Levy if you don't have private health cover in place.

This basically. I paid it (unknowingly) for 2/3 years. I then had to get my 'International Movement Records' from Immigration, to prove I was not in Aus while aged 30-35.

This allowed me to get the rate dropped (and get a refund for my overpayments).