AnitaAnne

1 hour ago, ramot said:

I think your query is perhaps beyond the remit of most PIO members, and hope you can sort it out. My son was an international student a long time ago, and  the rules changed constantly then, so I understand your concern to get clarity to ensure you keep within the visa conditions, but also not pay more than needed.

I assure you we aren’t all keyboard warriors on PIO. we are not experts,just ordinary members who try to help. I have been a member for a long time, I have seen thousands and thousands of posters helped, not just with immigration concerns, but also useful advice given for all sorts of queries that arise for new immigrants.  I know I have been very grateful for advice and help. So please keep posting, even if no one could help this time. 

Wish you all the best

Thank you so much for your words. Really means a lot. I know I might seem desperate asking for answers in multiple threads but having to live with financial constraints really makes one monitor all the incoming and outgoings of finances. I hope to get some answers of my questions soon. 

I thought I could get better suggestion in this thread since it is related to my situation. Irony, how you thought of replying here instead of the original one to prove a point. I now really believe that it's no good asking for any views with a bunch of keyboard warriors. Thanks!

I applied for Temporary Graduate Visa 485 on 15th December, 2021 while I still had student visa and OSHC till 15th March, 2022. 

My consultancy bought me a OVHC starting from 15th December, 2021. I got a letter in 17th December, 2021 stating my bridging visa is approved but it will be active after my student visa expires in 15th March, 2022. I have paid over $800 in an OVHC which only got activated when my bridging visa activated in 15th March, 2022.

When I asked the OVHC insurance provider what is the point of having two insurance policies at the same time when my OVHC is only effective when my bridging visa got activated, they suggested me to change the start date of the insurance to 16th March, 2022 when my bridging visa actually activated and told me it won't have any consequence on my Temporary Graduate Visa decision. 

But, but, but my migration agent keeps telling me that I shouldn't change the start date because it will hamper my application and tries to divert the topic. I tried to discuss this with other agents in the same consultancy but none of them replies my mail. So what was the point of me paying hundreds of dollars in OVHC while I already had OSHC? All this time, I feel like my migration agent didn't give me the full picture of this. Did my migration agent cheated on this matter in order to gain referral commission?

I applied for Temporary Graduate Visa 485 on 15th December, 2021 while I still had student visa and OSHC till 15th March, 2022. 

My consultancy bought me a OVHC starting from 15th December, 2021. I got a letter in 17th December, 2021 stating my bridging visa is approved but it will be active after my student visa expires in 15th March, 2022. I have paid over $800 in an OVHC which only got activated when my bridging visa activated in 15th March, 2022.

When I asked the OVHC insurance provider what is the point of having two insurance policies at the same time when my OVHC is only effective when my bridging visa got activated, they suggested me to change the start date of the insurance to 16th March, 2022 when my bridging visa actually activated and told me it won't have any consequence on my Temporary Graduate Visa decision. 

But, but, but my migration agent keeps telling me that I shouldn't change the start date because it will hamper my application and tries to divert the topic. I tried to discuss this with other agents in the same consultancy but none of them replies my mail. So what was the point of me paying hundreds of dollars in OVHC while I already had OSHC? All this time, I feel like my migration agent didn't give me the full picture of this. Did my migration agent cheat on me?