Gillian c

Thank you very much. I appreciate the help 

Thank you for reply. I’m 54. Ok then I think maybe it has to be the contributory one it will have to be. 

I wonder if any one can help me please. 
firstly I am intending to join my two sons who both live in Canberra. One been there for 12 years and other one this year. I have been looking at non contributory and the contributary visas. 
however the $47,000 is a way out my budget as I’m a widow  but I’m wondering how long the cheaper non contributary visa actually takes. They say up to 30 years. Is that realistic. 
Thanks for any help.