happychappy

22 minutes ago, unzippy said:

In Victoria you can  subscribe directly with the ambulance service to be covered, without needing insurance.



http://ambulance.vic.gov.au/membership/

State by state info https://www.gmhba.com.au/help/health-insurance/ambulance-cover

I'd hope other emergency services are free, but you never know here!

Oh sorry, I should have been clear. I was stating NSW rules. Ambulance in NSW is covered through insurance unless you are a pensioner. But yes, ambulance rules vary state by state

Job search - seek.com.au is a good start

Travelling - just search SA public transport

Price of car - carsales.com.au is a good place to start to give you an idea

Rent - domain.com.au, realestate.com.au

Insurance - comparethemarket.com.au, iselect.com.au is a good start. If you want information on health insurance, you can speak to me as I work in the industry

Hope this helps

On ‎17‎/‎07‎/‎2018 at 19:14, DrDougster said:

You need it to get the visa and until you have medicare cover. It is then ambiguous depending on your country of citizenship but my understanding is that from a UK point of view living in Aus with medicare is largely comparable to having NHS cover in the UK. If you need treatment then you'll get it: if you want treatment then you probably won't. Private hospital cover means you aren't subject to MSL on your tax return.

It seems to be a bit of a racket to be honest and you need to click through lots of government sites before you get to the still slightly ambiguous truth.

I am perhaps slightly lucky to work at a hospital just around the corner so have some confidence to do it this way. 

If anyone has some concrete evidence that a UK citizen with reciprocal medicare cover needs extra health insurance then I'm all ears!



If your visa condition doesn't ask for it, you don't have to.

Now the reason you want to get one is mainly to avoid MLS. Also, if you need an elective surgery and you are not happy to wait through public system (as it can take a long time for certain surgeries) or if you have to call an ambulance, yes you need one. At the end of the day, for most people, its a matter of peace of mind when it comes to buying or not buying an insurance.

There are a lot of market comparison websites such as comparethemarket, iselect and youcompare. But I would read the reviews of the companies as well, mostly because comparing websites don't show all options for you. Instead, they give you the options for mostly the companies they have agreements with.

If you want health insurance information, you can speak to me as I work in the industry

Hope it helps