Jump to content

Sue Ashforth

Members
  • Posts

    57
  • Joined

  • Last visited

Posts posted by Sue Ashforth

  1. Good luck to you Cakey! We're due to fly out next Thursday (4th August) and it's an absolute NIGHTMARE trying to sort goods out ready for the shippers, giving stuff away, deciding what clothes we can take and what we need to ship separately - as well as letting the house (as we can't sell) and all that paperwork! I know all the stress will disappear as soon as we start our journey - but I'll tell you something, we're NEVER emigrating again! For better or worse, we're staying in Oz!!!

     

    Best wishes .............

  2. We went to the one in Manchester earlier this year - fantastic guys! They even gave my husband a copy of his x-ray on a CD! The doctor also rang him at home to warn him about his blood sugar being a little high, recommended to see our own doctor to get medication upgraded.. They're brilliant and have our highest recommendation!

  3. Hi Phoebe

     

    I understand you can leave it as long as you want - but you're only allowed to defer it once! I got a bit paranoid and did a spreadsheet - worked out that you don't get much advantage over the years as to whether you take a lump sum or higher pension. You can decide whether to take a lump sum (this is what you've deferred plus 0.5% interest over the base rate), or whether to take an increased pension. It would be better if the bank rate was higher, of course! I deferred mine for 18 months then I had to draw it to pay towards my Assurance of Support!

     

    Full details are available on the Government's website - just type in 'deferring my state pension' into Google.

     

    Good luck!

  4. Thanks June - I'm definitely cracking open the (old) bottles of champagne when we do! Don't drink much so they've been lying in the cellar for about 7 years but can't think of a better excuse to pen them! How are you feeling? It's the wait that's so frustrating for me - can't pack anything, can't plan anything!! We're so happy for you!!

  5. Hmmmm- just had a look - not good is it? I've been looking at realtimeforex.com for the past few weeks which gives trader tips - maybe I'm naive, but it says that it expects rates to rise towards 1.69 by the end of the month so I was just hoping maybe I could get 1.67..... I had to cash in my deferred state pension to raise the extra few grand...

     

    Thanks for your reply anyway - fingers crossed!!

  6. Good idea but I've just set one at 1.67 - do you think this is a bit optimistic - we're hoping to receive the request for the 2nd VAC within the next week or so and understand we have 28 days to pay? We're just going to have to go ahead anyway if the rate doesn't rise - but it's been hard trying to raise the extra capital without putting the house on the market!

  7. Same here - we're waiting for our 2nd VAC demand. I'm checking with Reuters daily and UKForex - although Realtime forex have some worthwhile tips on GBP/AUD (trader tips) - I'm no expert but you start to get the hang of it after watching it for a week or two! Expect the spending review today will sway the rate wildly - one way or another - but could be a good time to get a better rate?? Who knows?

  8. Hi Phoebe

     

    This may help from ANZ Bank, based in England:

     

    "When you open an Australian bank account before you move:

     

      <LI class=BulletNormal>it will allow you to transfer money into your new account before you arrive, so when you land, you can access your Australian dollars almost immediately <LI class=BulletNormal>may give you the opportunity to take advantage of favourable exchange rates <LI class=BulletNormal>you can provide your account details to your employer ahead of time <LI class=BulletNormal>provides you with the opportunity to take advantage of competitive interest rates on savings accounts. When you open an Australian bank account before you move:
        <LI class=BulletNormal>it will allow you to transfer money into your new account before you arrive, so when you land, you can access your Australian dollars almost immediately <LI class=BulletNormal>may give you the opportunity to take advantage of favourable exchange rates
      • you can provide your account details to your employer ahead of time
      • provides you with the opportunity to take advantage of competitive interest rates on savings accounts. "

       

      [*]

      [*]You can find them on Google

      [*]xx

       

     

  9. Hi PhoebeW

    We applied for our CPV143 in April 2009, got our CO on 6th Aug 2010 and are just waiting to pay our AoS. Like you, we have a daughter & 2 children in Oz (been there 15 yrs) and a son with 3 children in the UK. It's so difficult to leave anyone behond, but we now have my son's and my sister's blessing and they said they'd do the same if they had the chance. We've visited Oz about 8-9 times but not travelled that much. We're really looking forward to it and we can still come back for holidays to see the family. We're also set up on SKYPE and have a web-cam, so we can see our relations in the UK whenever we like (so long as they have the same set-up). We have lots of (small) concerns but what the heck! You only live once and we're really looking forward to getting our visa. Hope to go to Port Macquarie (NSW) next year but probably have to come back to sell the house, then we can go back for good.

    Good luck to you - hope you're not waiting too long! If you'd like to know our experiences to date with the process, feel free to ask!

     

    Best wishes, Sue

  10. We applied for our CPV (permanent) in April 2009, got our CO 6th Aug 2010, had medicals on 10th, police checks a week later. We had a couple of minor glitches so the 28 day deadline for returning forms has been extended to 19th October. We expect to pay our AoS shortly after that, then our 2nd VAC. Hopefully, we should get our visa Dec or Jan 2011 - doesn't leave us much time to sell home so we intend to have a holiday in around June next year, come back to sell house, then move to Port Macquarie SOON AS EVER POSSIBLE!!! Can't wait - but there's so much to do in between! Good luck to all those in the same boat (hmm - maybe a boat would be nicer tha flying??)

  11. We had a potential problem as my daughter doesn't earn enough to assure both me and her stepdad (her husband hasn't earned since May as he's on a training course). Fortunately, her sister-in-law has agreed to act as assurer for mny husband. All we have done is complete a Form 956 to appoint my daughter as an 'authorised recipient' and she is taking this to Centrelink next week at her appointment.

  12. What's your position just now? We just had our police checks done (returned 11 Aug), medicals done 10th Aug. My daughter's just arranging the AoS but has had to ask sister-in-law's help as an assurer as she's not earning enough (husband on Police training course and thus not earning this year). Happily, our CO has just given us a month's extension as my daughter's tax records and with her accountant. Altogether, it took about 457 days to get our CO which is a couple of months earlier than we expected.

     

    It's all good fun, isn't it?

  13. We applied for CPV (143) in April 2009, received acknowledgement on 14th April 2009 and on 6th August this year got our Case Officer assigned. It's all go from here on - they gave us 28 days in which to have our police checks, medicals and to arrange my daughter to go to Centrelink to sort out the Assurance of Support. This has only taken 15 months and is a couple of months earlier than we expected.

     

    After this, we hope(!) to be paying our AoS in Sept/Oct, then the huge visa fee on Oct/Nov - we should get our visa in December. From the date of our medical (11th August), we expect to have to validate our visa by going to Australia by 10th August 2011. We're so excited, but there's loads of forms to fill in and we'd like to sell the house before we go. If we don't, we may have to 'hokiday' in Oz to get our visa validated, then come back to sell our home. Keep your chin up! Once you get your Case Officer, it's a mad rush!

     

    Good luck - remember, patience is a virtue!!

×
×
  • Create New...