Tarby777

Hi all,

My wife will start to receive her UK state pension this year, and she will reach the qualifying age for the Aussie state pension 12 months later. We've sent off the paperwork to HMRC to start the ball rolling, but I'm wondering what to do for the best when the time comes that we're able to apply for the Aussie pension. She'll get pretty much the maximum UK pension but IIRC it isn't index-linked if you live outside the UK. the Aussie pension is income- and asset-tested and I imagine that her UK pension would be seen as foreign income that would reduce her entitlement to the Aussie pension, as would her super balance. The idea of cashing out on super and paying down the mortgage has crossed our minds.

We're UK and and Aussie citizens, living in Oz 100% of the time. I'll still be working for a few years. So many things to consider! How have others navigated this stage of life?  

TIA

Tarby

Mate, you need to trust him, and the people here who have benefited from his services. A big part of getting certification, and then getting a visa, is to pick out the thing from your skillset that is most in demand at the time of application... and that isn't always the obvious one. It might be that there's low demand for your primary skill this month but he's spotted something else on your CV that will get you through quicker, and maybe that means going through the ACS rather than TRA. Putting him down on this forum isn't doing anyone any favours... he'll see you right.

Chillax mate. He's a top bloke and I speak from experience as I used him for my ACS/RPL assessment and my 175 visa application. He's thoroughly professional and very capable.