go4wen

Thanks Cal2, I think I do not have to worry about LHC loading even if I pass the age threshold, as long as I am on 457. PR is yet on my schedule, but I will start looking into possibilities.

Thank you. That's exactly what I am looking for, one basic cover with Extra that is customized somehow.. I will probably go with IMAN's visitor plus plan for half a year, then see how it goes. Stop being indecisive! :wink:

Hi Ozmaniac, Saw your answers on Yahoo years ago . One following question from me: Can I have a basic health cover complying with DIAC from one insurer, and other extra cover from another (probably after my landing)? I am a resident from non-RHCA country and the package products I am shopping around seem not quite cover my needs.. Cheers, Wen

Thank you Ozmaniac.

Hello Guys, I am in the middle of applying for 457 visa. Therefore I am doing a research and trying to understand each aspect about health insurance for 457 visa holders. I do have one question that I cannot figure it out by myself, that is does Lifetime Health Cover apply to 457 visa holder? In other words, do I have to pay the 2*X% loading of hospital cover if the day I purchase private health insurance is later than the Lifetime Health Cover base day(1st of July following my 31st birthday)? There is one statement saying that: However, I am not able to understand what it means. The following link is what I refer to: http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/lifetimehealthcover.htm Thanks, Wen