harrip

I am presently investigating the transfer of a UK pension to Oz. I believe it is the right move for me but I am looking to maximise the funds that make it to the Australian super fund. In particular, I'm looking at the exchange rate and how it is calculated. I know there is a risk on what the exchange rate is and I'm fine with that but I do not want to end up paying a 3% retail margin on exchange rates when a much finer margin should be available. I wondered if anyone had found a way around this particular aspect? Thanks.