I know no one will care but...........

[ramot 7,092]

33 minutes ago, Cup Final 1973 said:

Just checked the September premium bond draw and someone in Australia won £50,000 with a bond bought in January 1968.  Anyone on here?

Let you know if it’s me?

[Bulya 2,859]

2 hours ago, Cup Final 1973 said:

Just checked the September premium bond draw and someone in Australia won £50,000 with a bond bought in January 1968.  Anyone on here?

What is this?

[Toots 12,302]

The blue moon is still huge but unlike a couple of nights ago when it was high in the sky, tonight it is really low.  How does that happen?

[ramot 7,092]

On 01/09/2023 at 18:53, ramot said:

Let you know if it’s me?

Sadly not me, but  happy with 25pd though 

Edited September 2 by ramot

[Amber Snowball 1,399]

11 minutes ago, ramot said:

Sadly not me, but  happy with 25pd though 

I won £225 this month.

[Cup Final 1973 401]

!

Edited September 2 by Cup Final 1973

[Cup Final 1973 401]

1 hour ago, ramot said:

Sadly not me, but  happy with 25pd though 

That’s what we got too!  Disappointing after £950 last month

[Parley 7,918]

Wouldn't a traditional investment be better than these lottery type premium bonds. Over the long term i mean.

[Amber Snowball 1,399]

6 hours ago, Parley said:

Wouldn't a traditional investment be better than these lottery type premium bonds. Over the long term i mean.

For smaller amounts, yes.

You tend to need the maximum amount in premium bonds, or close to it, to win. The winnings are tax free which is nice. Current interest rates means lots of people will now have to pay tax on their savings interest earned, as they breach the tax free amount, which previously they didn’t.

Also it’s fun winning stuff isn’t it!

I have money in there as I need it in a short term, easy access account. I put it in there in April and will be moving it out in Nov, so works for me.

[Tulip1 4,906]

1 hour ago, Amber Snowball said:

Also it’s fun winning stuff isn’t it!

Yes but with savings rates of around 5% and more right now it’s more fun getting a descent guaranteed return.  Even if you do have to pay tax on part of the interest, you’re still far more likely to gain than having it in premium bonds.  Check out what Martin Lewis has to say about them.  
 

Edited September 3 by Tulip1

[Amber Snowball 1,399]

1 hour ago, Tulip1 said:

Yes but with savings rates of around 5% and more right now it’s more fun getting a descent guaranteed return.  Even if you do have to pay tax on part of the interest, you’re still far more likely to gain than having it in premium bonds.  Check out what Martin Lewis has to say about them.  
 

Yes I am aware of this, I was just telling Parley why I have them and why others might have them, I wasn’t giving financial advice. 

[InnerVoice 1,264]

 

3 hours ago, Amber Snowball said:

For smaller amounts, yes.

You tend to need the maximum amount in premium bonds, or close to it, to win. The winnings are tax free which is nice. Current interest rates means lots of people will now have to pay tax on their savings interest earned, as they breach the tax free amount, which previously they didn’t.

Also it’s fun winning stuff isn’t it!

 

According to @Ken in a previous post Premium Bond winnings aren't tax-free if you are an Australia tax-resident because they are considered a return on investment, and not acquired by gambling, like lottery winnings.

Although I agree, it's still fun winning stuff!

Edited September 3 by InnerVoice

[Amber Snowball 1,399]

13 minutes ago, InnerVoice said:

 

 

According to @Ken in a previous post Premium Bond winnings aren't tax-free if you are an Australia tax-resident because they are considered a return on investment, and not acquired by gambling, like lottery winnings.

Although I agree, it's still fun winning stuff!

Well I wouldn’t claim that paying tax on my premium bonds winnings is a reason not to live in Australia!

I’ve won every month since April I think. Tax free in the UK, for avoidance of confusion.

[Toots 12,302]

As of the 1st of August 25,198 people in the USA have died from gun violence.  

[ramot 7,092]

2 hours ago, Amber Snowball said:

Well I wouldn’t claim that paying tax on my premium bonds winnings is a reason not to live in Australia!

I’ve won every month since April I think. Tax free in the UK, for avoidance of confusion.

I win fairly consistently, ok mostly small amounts, but the amount of money I have In premium bonds, if invested in other ways, Evan if it made more a bit more in interest wouldn’t make a lot of difference to my life, so I’ll keep my premium bonds, and enjoy my occasional winnings.

[Amber Snowball 1,399]

21 minutes ago, ramot said:

I win fairly consistently, ok mostly small amounts, but the amount of money I have In premium bonds, if invested in other ways, Evan if it made more a bit more in interest wouldn’t make a lot of difference to my life, so I’ll keep my premium bonds, and enjoy my occasional winnings.

Exactly. 

[Parley 7,918]

1 hour ago, Toots said:

As of the 1st of August 25,198 people in the USA have died from gun violence.  

guns aren't violent.

[FirstWorldProblems 2,139]

For five years this government has apparently known about the risk of this aerated concrete in schools.  They did nothing. 
 

My daughter won’t be able to return to school next week for the start of the very important GCSE exam year.   Thousand of others will be in the same boat. 
 

They really are the worst.  They scrapped the £55bn school building scheme as soon as they came to power. They failed to act and just kicked the can down the road.  Why do we pay taxes when all they do is cream off money to their mates and not provide for the people?

It’s almost like they don’t want an educated population. Wonder why that might be…

[unzippy 3,971]

5 hours ago, FirstWorldProblems said:

It’s almost like they don’t want an educated population. Wonder why that might be…

Talking a leaf out of trump's play book, he loves the poorly educated.

[InnerVoice 1,264]

7 hours ago, FirstWorldProblems said:

For five years this government has apparently known about the risk of this aerated concrete in schools.  They did nothing. 

My daughter won’t be able to return to school next week for the start of the very important GCSE exam year.   Thousand of others will be in the same boat. 

They really are the worst.  They scrapped the £55bn school building scheme as soon as they came to power. They failed to act and just kicked the can down the road.  Why do we pay taxes when all they do is cream off money to their mates and not provide for the people?

It’s almost like they don’t want an educated population. Wonder why that might be…

I have absolutely no allegiance to any political party. I've voted for them all at some point, including the Greens. Having returned to the UK at least every couple of years between 1995 and 2018, I got to see snapshots of how the country was doing. Whilst there's nothing remotely scientific about my observations, as a frequent visitor you tend to notice changes more than the inhabitants do. I recall UK life seemed 'pretty good' in the late 90s / early noughties. There was a general feeling of positivity in the country, and I saw new trains and buses for the first time in decades. There had clearly been considerable investment in public infrastructure under New Labour that hadn't occurred under the Conservative's previous tenure. I recall this period of prosperity continuing until the GFC in 2008, although I don't think the average Brit started feeling the pinch until austerity measures kicked in a year later. Clearly the Conservatives didn't inherit the economy in great shape in 2010, but they've had 13 years in power and what have they got to show for it? The country is in tatters, and all but a privileged few are finding day-to-day life hard going. I feel sorry that the British people have to put up with this shower for at least another year, but then they did vote for them. Britain is essentially a nation of conservative people, who will always vote Conservative when there isn't a clear choice.

Edited September 3 by InnerVoice

[Blue Manna 310]

On 02/09/2023 at 12:29, Toots said:

The blue moon is still huge but unlike a couple of nights ago when it was high in the sky, tonight it is really low.  How does that happen?

You know the earth is round and spins don't you?

[Blue Manna 310]

1 hour ago, InnerVoice said:

I have absolutely no allegiance to any political party. I've voted for them all at some point, including the Greens. Having returned to the UK at least every couple of years between 1995 and 2018, I got to see snapshots of how the country was doing. Whilst there's nothing remotely scientific about my observations, as a frequent visitor you tend to notice changes more than the inhabitants do. I recall UK life seemed 'pretty good' in the late 90s / early noughties. There was a general feeling of positivity in the country, and I saw new trains and buses for the first time in decades. There had clearly been considerable investment in public infrastructure under New Labour that hadn't occurred under the Conservative's previous tenure. I recall this period of prosperity continuing until the GFC in 2008, although I don't think the average Brit started feeling the pinch until austerity measures kicked in a year later. Clearly the Conservatives didn't inherit the economy in great shape in 2010, but they've had 13 years in power and what have they got to show for it? The country is in tatters, and all but a privileged few are finding day-to-day life hard going. I feel sorry that the British people have to put up with this shower for at least another year, but then they did vote for them. Britain is essentially a nation of conservative people, who will always vote Conservative when there isn't a clear choice.

Lib Dems?

[InnerVoice 1,264]

15 minutes ago, Blue Manna said:

Lib Dems?

My very first vote in 1983, but they were called the Liberal party back then. I've never voted for them since though.

[Ken 1,739]

15 hours ago, Parley said:

guns aren't violent.

And guns don't kill people (unless you use them as a club) it's the bullets that do.

[unzippy 3,971]

16 hours ago, Parley said:

guns aren't violent.

That's not what the term means.

Hope this helps:

Gun-related violence is violence committed with the use of a firearm. 

Everyday is a school day @Parley