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Hi, I am 58 yo and have a final salary pension in the UK starting age 60, I also have a small superannuation fund in Australia. I expect a nearly full UK state pension at age 67. I hope to move to Australia by the time I'm 60 and use my final salary pension and my Australian superannuation to live on. At age 67 I intend to receive my UK state pension in Australia as I don't think I will get much Australian pension after means testing. Can you see any flaws in this plan?

Kind regards, Michael

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Hey Michael

It's difficult to be able to see any flaws in your plan without knowing about your circumstances in full and goals and objectives.

This would include other assets that you may have and the amount of pension you are entitled too as well as and very importantly your retirement income requirements, this may assist you with this one: https://www.superannuation.asn.au/resources/retirement-standard  

Could you elaborate?



Financial Adviser (FPA Member AFP ®) Specialising in UK Expat Advice and Pension Transfers / AR-322874 /AFSL-234951

SMSF Accredited Adviser / UK SIPP Authorised Adviser 

Director  - Vista Financial Services – www.vistafs.com.au 08 8381 7177


Please note that my advice is general advice only and professional financial advice should be sought for your own personal situation.

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