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Amalgamating UK superfunds

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I lived in the UK for 20 yrs while study and working and returned to live back in Australia around 2010.  I turn 65yrs in May this year and remain in employment in Aust. I do not have any UK income.

In the UK, I worked for the NHS (5-6 yrs), two universities (USS funds) about 2 years and 5 years with a Scottish fund for teachers but covers (then) non-University tertiary institutions. I believe these are all described as "defined benefit pension funds."

I hold dual citizenship (Aust & UK).

I do not know how to contact these funds to start a line of communication with the organisations.

I also do not know how much money is in these funds as no statements are generated.

I would prefer to have the option of amalgamating all these funds into one Superfund but I suspect that is not an option in the UK.

Can you advise me on how to get a start on this?

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Hi plato

You should start by contacting each organisation to update them with your current details.

You could then request up to date statements, this will be a start.

Regards amalgamating it may not be possible to get them into one for one reason and another but the start on this would be to make initial contact.

For NHS try here: https://www.nhsbsa.nhs.uk/nhs-pensions

USS: https://www.uss.co.uk/members/members-home/deferred-members 

Perhaps this one for the Scottish Scheme: https://pensions.gov.scot/teachers 

Give that a go.



Financial Adviser (FPA Member AFP ®) Specialising in UK Expat Advice and Pension Transfers / AR-322874 /AFSL-234951

SMSF Accredited Adviser / UK SIPP Authorised Adviser 

Director  - Vista Financial Services – www.vistafs.com.au 08 8381 7177


Please note that my advice is general advice only and professional financial advice should be sought for your own personal situation.

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