Jump to content

You're currently viewing the forum as a Guest
register-now-button_orig.png
and join in with discussions   
ask migration questions
message other members

..and much much more!

Ws2909

Moving to uk - bank

Recommended Posts

Moving to uk from aus in march... what bank should I go with? Should I open before I leave? How long does it take? Do I need anything to open one?

Share this post


Link to post
Share on other sites

You can't open a British bank account until you have a legal address in the UK.   There are banks and agencies that say they'll open an account for you but it's just a con - all they do is allocate an account number.  You still have to go through exactly the same rigmarole when you arrive in the UK, so there's no benefit.  You might as well wait and choose a bank that's handy for you.  

You will need to show them an official document (like a lease agreement, a bank statement, an electricity bill or a rental invoice) that's been posted to your UK address, before they will activate your bank account.  

As it can take some time to get that organised, you will need to use your Australian bank account for some time after you arrive.  If you already bank with ING, that's easy because there's no charge for using your cards in British ATM's and shops.   If you don't bank with ING, then I suggest you change banks before you go. 

Edited by Marisawright

Scot by birth, emigrated 1985 | Aussie husband applied UK spouse visa Jan 2015, granted March 2015, moved to UK May 2015 | Returned to Oz June 2016

"The stranger who comes home does not make himself at home but makes home itself strange." -- Rainer Maria Rilke

Share this post


Link to post
Share on other sites
54 minutes ago, Marisawright said:

You can't open a British bank account until you have a legal address in the UK.   There are banks and agencies that say they'll open an account for you but it's just a con - all they do is allocate an account number.  You still have to go through exactly the same rigmarole when you arrive in the UK, so there's no benefit.  You might as well wait and choose a bank that's handy for you.  

You will need to show them an official document (like a lease agreement, a bank statement, an electricity bill or a rental invoice) that's been posted to your UK address, before they will activate your bank account.  

As it can take some time to get that organised, you will need to use your Australian bank account for some time after you arrive.  If you already bank with ING, that's easy because there's no charge for using your cards in British ATM's and shops.   If you don't bank with ING, then I suggest you change banks before you go. 

Ok perfect! I will just wait until I arrive and find a place. thanks for the tips!

Share this post


Link to post
Share on other sites

Please avoid Santander. I have been trying to rejuvenate my account with them - for our impending return (March/April) - and it has been a nightmare. We have finally decided that we will wait til we get there - and then identify/secure a bank account then.

 

 

  • Like 1

Share this post


Link to post
Share on other sites
On 17/01/2020 at 16:26, Pollywaffle said:

Please avoid Santander. I have been trying to rejuvenate my account with them - for our impending return (March/April) - and it has been a nightmare. We have finally decided that we will wait til we get there - and then identify/secure a bank account then.

 

 

OK, Awesome thanks for the heads up! Will steer clear of them 🙂

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×