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Charlie m

Health insurance with visa

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Hi we are going to apply for 804 visa on shore in Australia can we get health insurance till we get bridging visa we know we have to pay but don't know how to go about it

thanks

Charliem

Edited by Charlie m

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Google “overseas visitor health cover Australia” and choose the provider of choice 


____________________________________________________________________

Paul Hand

Registered Migration Agent, MARN 1801974

SunCoast Migration Ltd

All comments are general in nature and do not constitute legal or migration advice. Comments may not be applicable or appropriate to your specific situation. 

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On 24/11/2019 at 23:36, Charlie m said:

Hi we are going to apply for 804 visa on shore in Australia can we get health insurance till we get bridging visa we know we have to pay but don't know how to go about it

Are you living in the UK at the moment?  If so, you'll be covered for essential treatment by Medicare (the Australian equivalent of the NHS).   If you're living in some other country at the moment, then you'll need to check whether there's any arrangement between the Australian government and that country.

The snag with Medicare is that, unlike the NHS, it's not completely free.  For that reason, a lot of ordinary Australians have private health cover, too. As a visitor, and while you're on a bridging visa, you can't get the normal health insurance but you can get Overseas Visitor Insurance. Here's an example of the kind of cover you can get:

https://www.hcfvisitorhealthcover.com/


Scot by birth, emigrated 1985 | Aussie husband applied UK spouse visa Jan 2015, granted March 2015, moved to UK May 2015 | Returned to Oz June 2016

"The stranger who comes home does not make himself at home but makes home itself strange." -- Rainer Maria Rilke

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15 minutes ago, jul2019 said:

You can get Medicare on a bridging visa.

It depends on which type of visa and where you were living immediately before arriving in Australia.


Scot by birth, emigrated 1985 | Aussie husband applied UK spouse visa Jan 2015, granted March 2015, moved to UK May 2015 | Returned to Oz June 2016

"The stranger who comes home does not make himself at home but makes home itself strange." -- Rainer Maria Rilke

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Or you can do what I do and save money by not having health insurance. Should you get ill then buy health insurance then. 

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17 minutes ago, jul2019 said:

Or you can do what I do and save money by not having health insurance. Should you get ill then buy health insurance then. 

In which case you will need to serve a 12 month waiting period before being able to make a claim.  

  • Confused 1

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23 minutes ago, jul2019 said:

12 months is nothing.

Yes, but you can't get the treatment until you've waited the 12 months - what happens then?


Scot by birth, emigrated 1985 | Aussie husband applied UK spouse visa Jan 2015, granted March 2015, moved to UK May 2015 | Returned to Oz June 2016

"The stranger who comes home does not make himself at home but makes home itself strange." -- Rainer Maria Rilke

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Compared to waiting times in the UK 12 months is a very short time.

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1 hour ago, jul2019 said:

Compared to waiting times in the UK 12 months is a very short time.

You do realise that for everything serious the maximum waiting time in the UK is 18 weeks.

 

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18 weeks? It's 6 months for cancer. That's pretty damn serious!!! This confirms what I suspected and that is Australians are thick.

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2 hours ago, jul2019 said:

18 weeks? It's 6 months for cancer. That's pretty damn serious!!! This confirms what I suspected and that is Australians are thick.

No I'm a Brit whose dad is an Oncologist, I'm assured (by the guy doing the work) that 18 weeks is the maximum, after that you get referred into the private system

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I don't know what I'm talking about. 18 weeks is a very long time to have to wait for something serious. Even 8 weeks.

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16 minutes ago, jul2019 said:

I don't know what I'm talking about. 18 weeks is a very long time to have to wait for something serious. Even 8 weeks.

How much have you drunk this evening?


Scot by birth, emigrated 1985 | Aussie husband applied UK spouse visa Jan 2015, granted March 2015, moved to UK May 2015 | Returned to Oz June 2016

"The stranger who comes home does not make himself at home but makes home itself strange." -- Rainer Maria Rilke

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17 minutes ago, jul2019 said:

I don't know what I'm talking about. 18 weeks is a very long time to have to wait for something serious. Even 8 weeks.

It's rarely 18 weeks, often it's next day. 18 weeks is the waiting time maximum. Yes some people will wait that long, but most don't

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10 hours ago, Marisawright said:

Are you living in the UK at the moment?  If so, you'll be covered for essential treatment by Medicare (the Australian equivalent of the NHS).   If you're living in some other country at the moment, then you'll need to check whether there's any arrangement between the Australian government and that country.

The snag with Medicare is that, unlike the NHS, it's not completely free.  For that reason, a lot of ordinary Australians have private health cover, too. As a visitor, and while you're on a bridging visa, you can't get the normal health insurance but you can get Overseas Visitor Insurance. Here's an example of the kind of cover you can get:

https://www.hcfvisitorhealthcover.com/

Hi thanks for all you information very helpful, we will have sold our house end of February we are going to Spain for 2 months then flying out to Melbourne end of April so will we qualify for Medicare  because we spent time in Spain and also will this effect our police check when asked for, ( we will go into vistorhealthcover information you sent us ) 

many thanks

Charlie M 

 

 

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6 hours ago, Charlie m said:

Hi thanks for all you information very helpful, we will have sold our house end of February we are going to Spain for 2 months then flying out to Melbourne end of April so will we qualify for Medicare  because we spent time in Spain and also will this effect our police check when asked for, ( we will go into vistorhealthcover information you sent us ) 

many thanks

Charlie M 

 

 

You're only going for a holiday to Spain so I don't think that would be a problem.


Scot by birth, emigrated 1985 | Aussie husband applied UK spouse visa Jan 2015, granted March 2015, moved to UK May 2015 | Returned to Oz June 2016

"The stranger who comes home does not make himself at home but makes home itself strange." -- Rainer Maria Rilke

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