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Nomadic

Travel Insurance - Cancellation Cover - Limitations

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Hi all,

My immediate family, wife, kids etc. are all now Australian Citizens resident in Auz.

As expats both my and my wife's parents are elderly UK residents.

We are looking to book a Ski holiday to NZ next year, which will run to a fair few $$ with all the family and associated costs.

I am looking for Travel Insurance that will cover cancellation in the event of our parents becoming critically ill or passing away unexpectedly.

So far the mainstream companies I have been checking only appear to cover cancellation due to illness where the parents reside in Australia. With exclusions like "Seen a Doctor in the last 90 days or be using any prescription medicine" appearing in the PDS. I wonder how many 75+ people are lucky enough to be this free of niggles.

Has anyone been in this situation and found coverage?

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3 hours ago, Nomadic said:

Hi all,

My immediate family, wife, kids etc. are all now Australian Citizens resident in Auz.

As expats both my and my wife's parents are elderly UK residents.

We are looking to book a Ski holiday to NZ next year, which will run to a fair few $$ with all the family and associated costs.

I am looking for Travel Insurance that will cover cancellation in the event of our parents becoming critically ill or passing away unexpectedly.

So far the mainstream companies I have been checking only appear to cover cancellation due to illness where the parents reside in Australia. With exclusions like "Seen a Doctor in the last 90 days or be using any prescription medicine" appearing in the PDS. I wonder how many 75+ people are lucky enough to be this free of niggles.

Has anyone been in this situation and found coverage?

I’ve been in that position myself many times (us in Perth and family in UK) and never found a policy to cover that.

Every policy we looked at clearly stated relatives residing in Australia.

If you do come across a policy though do please post back, I’m sure there are many people who would be interested in this.


Left UK 1990 / WA for 28 years / UK / returning Australia April 2020.

 

 

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Yeah you are right, I did a bit of searching over the weekend and can't find any yet. Might need a real broker to find this. It's that old paradox of only being able to get insurance if you're unlikely to need it.

 

Noticed your signature AliQ good luck with your return to Auz. Did the same myself the return I did to the UK between 2010 and 2015 helped to convince me. Despite the distance in the long run, better off in Auz.

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