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Hannah Chedzey

One way travel insurance

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Hi everyone,

After nine years of living in Australia, and after five years of being horribly homesick, I'm finally moving back to the UK at the end of the year. As I'm ridiculously over excited I've started all the preparations early and have had to stop myself from packing up the house already! I've found lots of really helpful information on this forum but have a question that I'm hoping someone will be able to answer for me. Do we need to have travel insurance for a one way flight with a short (three hour or so) stopover? Or is it fine to stick with the airline's compensation for lost luggage as we don't really need anything else? If insurance is advised, are there any companies/policies recommended?

Any input appreciated, thanks!

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56 minutes ago, Hannah Chedzey said:

Hi everyone,

After nine years of living in Australia, and after five years of being horribly homesick, I'm finally moving back to the UK at the end of the year. As I'm ridiculously over excited I've started all the preparations early and have had to stop myself from packing up the house already! I've found lots of really helpful information on this forum but have a question that I'm hoping someone will be able to answer for me. Do we need to have travel insurance for a one way flight with a short (three hour or so) stopover? Or is it fine to stick with the airline's compensation for lost luggage as we don't really need anything else? If insurance is advised, are there any companies/policies recommended?

Any input appreciated, thanks!

I think you will have to hunt around on the web for specialist insurers, its not luggage that is the problem, it's medical care most especially, most travel insurance works on the premise of repatriation to your country of origin where the company will have contracts with medical services but its the same principle for everything else as well.

I seem to remember that the independent removals insurers on here put us in touch with someone when we came back but my memory may not be right.

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I'd recommend travel insurance just in case. Off the top of my head, I know World Nomads do one-way trips (not sure which policy type).

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2 hours ago, Hannah Chedzey said:

Hi everyone,

After nine years of living in Australia, and after five years of being horribly homesick, I'm finally moving back to the UK at the end of the year. As I'm ridiculously over excited I've started all the preparations early and have had to stop myself from packing up the house already! I've found lots of really helpful information on this forum but have a question that I'm hoping someone will be able to answer for me. Do we need to have travel insurance for a one way flight with a short (three hour or so) stopover? Or is it fine to stick with the airline's compensation for lost luggage as we don't really need anything else? If insurance is advised, are there any companies/policies recommended?

Any input appreciated, thanks!

What if you were taken ill on your stop over?  Worth getting cover 

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I got one way insurance with Budget Direct in Australia. They covered me and my luggage on the flight including the layover enroute. Then they covered extra excess insurance on a hire car in case it got dinged and any health cover I might need in the first few weeks in case I couldn’t get NHS without an address and GP. You could dictate how long you wanted the cover for. I think I had 3 weeks or so. Wasn’t overly expensive either.

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We used Insure4less which are online only. If I remember correctly the policy also included insurance for 3 months after arrival and included insurance of personal possessions prior to you getting home contents insurance, also there was an option to extend cover.  

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I think we used insure4less too. 

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On 10/09/2019 at 11:10, Tindog said:

I'd recommend travel insurance just in case. Off the top of my head, I know World Nomads do one-way trips (not sure which policy type).

OK if you are fortunate enough to e under 65!


143 Application Lodged 24th June 2014; Acknowledgement 6th February 2015; Form 80, Police Checks & Medical requested 21st Sept 2016; AOS Lodged 29th November 2016; 2nd VAC paid 16th December 2016; VISA GRANTED 20th December 2016.

Heading to Wollert "The place where possums are found", Victoria (eventually)

"Eventually" has become a reality - at long last the house is sold, the car is spoken for, the Movecube is coming on 19th September and I'll be heading Down Under on 21st via Royal Brunei.  Arrive in Mebourne 3.30 a.m. their time on Monday.  😎

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On 11/09/2019 at 23:44, LKC said:

I think we used insure4less too. 

I just had a look at them, good price. Thanks for sharing 🙂 

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8 hours ago, Vickie78 said:

I just had a look at them, good price. Thanks for sharing 🙂 

Could you please post a link?  I've googled insure4less and none of the entries appear to actually direct you to the company - rather information about the company.


143 Application Lodged 24th June 2014; Acknowledgement 6th February 2015; Form 80, Police Checks & Medical requested 21st Sept 2016; AOS Lodged 29th November 2016; 2nd VAC paid 16th December 2016; VISA GRANTED 20th December 2016.

Heading to Wollert "The place where possums are found", Victoria (eventually)

"Eventually" has become a reality - at long last the house is sold, the car is spoken for, the Movecube is coming on 19th September and I'll be heading Down Under on 21st via Royal Brunei.  Arrive in Mebourne 3.30 a.m. their time on Monday.  😎

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2 hours ago, Sadge said:

Could you please post a link?  I've googled insure4less and none of the entries appear to actually direct you to the company - rather information about the company.

I found the same.  Looks like the UK branch is no longer in business ?

I’ve always used Covermore here in the UK and Australia.

 

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Left UK 1990 / Lived in Perth, WA for 28 years / Returned to UK late 2018 and stayed for six months.

Returned to Australia April, 2019, then re returned to UK June 2019, where next is TBC ?

 

 

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22 minutes ago, AliQ said:

I found the same.  Looks like the UK branch is no longer in business ?

I’ve always used Covermore here in the UK and Australia.

 

According to Companies House they have Zero assets!  


143 Application Lodged 24th June 2014; Acknowledgement 6th February 2015; Form 80, Police Checks & Medical requested 21st Sept 2016; AOS Lodged 29th November 2016; 2nd VAC paid 16th December 2016; VISA GRANTED 20th December 2016.

Heading to Wollert "The place where possums are found", Victoria (eventually)

"Eventually" has become a reality - at long last the house is sold, the car is spoken for, the Movecube is coming on 19th September and I'll be heading Down Under on 21st via Royal Brunei.  Arrive in Mebourne 3.30 a.m. their time on Monday.  😎

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On 11/09/2019 at 14:44, LKC said:

I think we used insure4less too. 

@LKC I probably recommended them to you!! 😂Hope you are ok 😊

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On 14/09/2019 at 08:14, Sadge said:

Could you please post a link?  I've googled insure4less and none of the entries appear to actually direct you to the company - rather information about the company.

I don’t think you need a “branch” it’s just  https://www.insure4less.com.au/. They specialise in one way travel insurance so they know you will be travelling home from Australia to the UK which is why we were able to take out the insurance for our possessions when we were staying in a holiday rental. 

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28 minutes ago, Martinbjulieb said:

I don’t think you need a “branch” it’s just  https://www.insure4less.com.au/. They specialise in one way travel insurance so they know you will be travelling home from Australia to the UK which is why we were able to take out the insurance for our possessions when we were staying in a holiday rental. 

I'm travelling UK to Australia, not Australia to UK, and the UK site no longer exists.  Looks like they're winding up from the Companies House website - no assets!  An insurance company with no assets - doesn't really instil confidence.  They are probably different companies.

The search continues.

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143 Application Lodged 24th June 2014; Acknowledgement 6th February 2015; Form 80, Police Checks & Medical requested 21st Sept 2016; AOS Lodged 29th November 2016; 2nd VAC paid 16th December 2016; VISA GRANTED 20th December 2016.

Heading to Wollert "The place where possums are found", Victoria (eventually)

"Eventually" has become a reality - at long last the house is sold, the car is spoken for, the Movecube is coming on 19th September and I'll be heading Down Under on 21st via Royal Brunei.  Arrive in Mebourne 3.30 a.m. their time on Monday.  😎

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2 hours ago, Sadge said:

The search continues.

Hi Sadge, www.covermore.co.uk  will cover you for one way travel from UK to AU.

We used them when we went back to AU earlier this year, in fact we're used Covermore in both the UK and AU for all our trips (one way's and return's) as we found them particularly good for covering pre existing conditions.


Left UK 1990 / Lived in Perth, WA for 28 years / Returned to UK late 2018 and stayed for six months.

Returned to Australia April, 2019, then re returned to UK June 2019, where next is TBC ?

 

 

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9 hours ago, Martinbjulieb said:

@LKC I probably recommended them to you!! 😂Hope you are ok 😊

Email me 🙂 Loads has changed since we last spoke!

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