Kenneth Wragg Posted December 25, 2018 Share Posted December 25, 2018 Hello. Can I ask all your advice. What is the best health insurance for me and my wife, I have Arthritis, blood pressure, my wife blood pressure, we don’t want cheap health insurance but reliable insurance. Just to thank you all for your help to date. KG W Quote Link to comment Share on other sites More sharing options...
SPRINTER Posted December 25, 2018 Share Posted December 25, 2018 Afraid no decent private health insurance is cheap here, have a look at the comparison sites, even with insurance you will still have to pay quite a bit, and be careful that you are covered for what you may need, there are a lot of exclusions. Quote Link to comment Share on other sites More sharing options...
Kenneth Wragg Posted December 25, 2018 Author Share Posted December 25, 2018 Sprinter. Thank you for your advice, have took it on board. Merry Xmas. KGW Quote Link to comment Share on other sites More sharing options...
Nemesis Posted December 25, 2018 Share Posted December 25, 2018 4 hours ago, Kenneth Wragg said: Sprinter. Thank you for your advice, have took it on board. Merry Xmas. KGW It will also depend on what visa you are on. That can affect the price as well as which companies you can use. Quote Link to comment Share on other sites More sharing options...
Marisawright Posted December 25, 2018 Share Posted December 25, 2018 (edited) As you'll be on a bridging visa, you won't be able to get any of the normal health insurance available to ordinary Australians. You'll have to get "overseas visitor" insurance. Edited December 25, 2018 by Marisawright Quote Link to comment Share on other sites More sharing options...
Kenneth Wragg Posted December 25, 2018 Author Share Posted December 25, 2018 Marisa. Hello, we have taken your advice on many occasions and we have took on board what you have said regarding health insurance. Merry Xmas. K.G.W Quote Link to comment Share on other sites More sharing options...
SPRINTER Posted December 25, 2018 Share Posted December 25, 2018 I would be interested to know what companies you find, when we arrived we had to have "overseas visitor" health insurance to comply with visa requirements, we found BUPA with good cover at a cost of roughly 12000 AUD for the 2 of us per year, after 1 year the price went up to 22000AUD a year, (no claims or anything during the 1st year) and a lot less cover and only minimum benefit for a lot of problems that could occur. I shopped around and found HBF were prepared to cover us nearer the 12k we were paying, a lot of companies did not want to insure "overseas visitors" even though we are settled here. HBF are now removing some benefits and no doubt the premium will increase at renewal. I think you will find you are not entitled to any medicare benefits and have to pay all bills up front and reclaim a percentage from the insurer, which is not much in some cases. Quote Link to comment Share on other sites More sharing options...
Kenneth Wragg Posted December 25, 2018 Author Share Posted December 25, 2018 Sprinter. Just to thank you for that invaluable information, again have taken it on board. Regards. KGW Quote Link to comment Share on other sites More sharing options...
Joesline Posted January 27, 2019 Share Posted January 27, 2019 (edited) Just want to ask if anyone recommends any company offers overseas visitor insurance? I see that their pricing and coverage looks the same. Not sure though what to look for.. Edited January 27, 2019 by Joesline Quote Link to comment Share on other sites More sharing options...
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