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Nimms58

Is $75K enough for a couple and baby to live in Brisbane?

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Gross or net? As housing is the main expenditure an illustration of what you expect in this area may help us provide better answers. Mortgage? Rent? Deposit? Also, one or two cars?

Suburb lived in and commute has a huge impact on income.


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Not enough info provided.  Is that just with one working so no childcare costs?  Do you have any savings to get you started buying cars, paying rent deposit etc.  Where is the job based and how close to it are you looking to live.


Timeline: 309/100 Sent 7/8/13, Money Taken 9/8/13, CO appointed 3/9/13. Med 3/12/13. Police check 4/12/13. VISA GRANTED 8/4/14, Subclass100. Recce August 2014. Arrived 30 July 2015.

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Depending on your lifestyle could be enough, many do live on that amount, although my experience living in Brisbane it’s expensive as is most of city Australia, need to give more information, 

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What visa would you be on ? Some allow you to claim family tax benefit and rent assistance pretty much straight away. I think the cost of your rent will be the biggest factor.

 

Cal x


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On 08/11/2018 at 18:55, Johndoe said:

Gross or net? As housing is the main expenditure an illustration of what you expect in this area may help us provide better answers. Mortgage? Rent? Deposit? Also, one or two cars?

Suburb lived in and commute has a huge impact on income.

Hello,

Gross would be 75K$, looking for 1 or 2 BR on rent (Suburb) and one car. 

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On 09/11/2018 at 22:39, calNgary said:

What visa would you be on ? Some allow you to claim family tax benefit and rent assistance pretty much straight away. I think the cost of your rent will be the biggest factor.

 

Cal x

Hello,

I have a Visa 482

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On 08/11/2018 at 19:19, Gbye grey sky said:

Not enough info provided.  Is that just with one working so no childcare costs?  Do you have any savings to get you started buying cars, paying rent deposit etc.  Where is the job based and how close to it are you looking to live.

Hello,

One working, so baby will be taken care by other. Yes to start with we have savings for deposits and initial kickoffs. Car have not yet decided but will look at buying one. Job location is not yet disclosed to me.

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Shame that work location is not disclosed as that has a great impact on income. If you rent in a suburb for easy public transport access to work, and stick to the outer suburbs (cheaper rent) then it's doable if net, but not too good if, as you say, it's gross. Still doable but not too comfortable I would guess. Once you get your work location you will have a better idea of your outgoings

482 is only a temporary visa and you need to be sure if it's short term stream or media term stream as the short only allows you to stay for 2 yrs and the medium 4. I'm not sure what benefits you can claim with this visa

Edited by Johndoe
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This indicates that you will have roughly $4500pm net

https://salary.calculatorsaustralia.com.au/

Weekly rent will be between $400 and $500pw and even the top end of that will not be the best I would suggest.  Look at a minimum of $1000pm for food and consumables.

The remaining $1500 would have to cover a lot.  Electricity, phones, all transport and travel costs, medicines, car rego, insurances, clothing, furniture.  And these are just some basics which come to mind.

If you are on a temporary visa and coming over for a lifestyle experience then the experience you will get will be very much a subsistence one and you will leave poorer than when you arrived.  If you were permanent and could look to substantially improve your salary over time then scraping through the first few years might be worth it.


Timeline: 309/100 Sent 7/8/13, Money Taken 9/8/13, CO appointed 3/9/13. Med 3/12/13. Police check 4/12/13. VISA GRANTED 8/4/14, Subclass100. Recce August 2014. Arrived 30 July 2015.

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hidden costs  i think of..... iam northside brisbane 

if no family then daycare/babysitting costs 

buying a car and settling that up always is more than we budgeted for 

transport for partner at home/availability to public transport and those costs to allow partner to get out and about 

have to pay for all dental care and all medicines and if no bulk billing/free  GP nearby  then you  pay for every visit to doctor , there is very little mental health provision for free  and waiting times at local hospitals vary and can be longer than NHS so please consider any long term health issues  or dental problems 

do you have to have private health insurance on that visa?

furniture/settling up home or surviving until that arrives from UK - usually a few months 

warmer weather does mean less clothes lol but in heat u will pay  for aircon if you use it  and running a pool costs aswell can stack up 

flying back to uk if a problem or needed back home in emergency - keeping a stash or card avail can be useful if that is potentially an future issue

paying for school clothes that you can only get in the schools uniform shop  and stationary packs  for kids ( u pay for paper/pens/books here ) and all day trips and extra stuff can add up to hundreds or dollars a term in state schools.... we pay way more for state school stuff here than in north east of  england .... 

personally u need to know your suburb /place of work first to enable you to look at rental costs  to be realistic  as rent takes a big chunk out of earnings 

i would gather more job info first and check your visa carefully for what you can/cannot do/have to pay out for etc  xxx

 

 

 

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Just checking, is that 75K including superannuation, or is superannuation extra?  I'm guessing it's likely to be excluding super, because otherwise it's a very low salary, but you should make extra sure.

Consider that you're coming on a temporary contract with a 482.  You're not migrating to Australia, you're just coming for an adventure - which isn't a bad idea, while your little one is still young enough not to have to worry about disruptions with schooling etc. However, you need to budget on the assumption that you'll be going home again in a few years.    

A lot of people read that you can transition to a permanent visa and think it's an easy process but it's certainly not. It's far from guaranteed that you'll be successful and in fact, it's getting more difficult all the time.  Most people on temp contracts do end up going home at the end of the contract.  So plan accordingly.

Edited by Marisawright

Scot by birth, emigrated 1985 | Aussie husband applied UK spouse visa Jan 2015, granted March 2015, moved to UK May 2015 | Returned to Oz June 2016

"The stranger who comes home does not make himself at home but makes home itself strange." -- Rainer Maria Rilke

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