Jump to content
sualg

Taking Credit card statements to Auz

Recommended Posts

Hi All,

Is it worth taking Credit Card statements to Auz from the UK to show to my bank (NAB) to help with applying for a Credit Card when I arrive. If so how many months should I take? 

 

Kind Regards

 

Luke

Share this post


Link to post
Share on other sites
Guest

I'm not aware your credit rating from another country has any bearing or carries any weight on your Aus credit rating. 

 

Share this post


Link to post
Share on other sites

It won't make a difference.

Have you a job to come to?  Credit card applications are based on your ability to repay (& credit rating).  So as long as you have a payslip (or contract showing salary) you should be ok.  Payslips from your UK employer would be more useful.

  • Like 1

Share this post


Link to post
Share on other sites

It will make no difference.   Your credit rating from another country means absolutely nothing in Australia.  

You will have to prove that  you have ongoing paid employment in Australia and that you pay rent or mortgage regularly.   Payslips from UK mean nothing in Australia.

  • Like 1

......Just trying to be helpful so don't shoot me down if my personal views do not coincide with yours! :animal-dog:

Share this post


Link to post
Share on other sites

They're not going to give you a credit until you can show you have some income, but one bit of good news for you is that you already have an excellent credit rating in Australia. What they look at is payments that you've missed or paid late in your past. You've never missed a payment on an Australian credit card/loan/utility bill/rental agreement or anything else Australian have you? How could you, you've never had one. A clean sheet is excellent. You won't have any trouble getting credit once you have a payslip (and 100 points of I.D. - but that's another story). The one thing all new arrivals seem to struggle with is getting a mobile phone contract. They all want some genuine (Australian) history - but pay as you go Sims are easy to get.


Chartered Accountant (England & Wales); Registered Tax Agent & Fellow of The Tax Institute (Australia)

Share this post


Link to post
Share on other sites

It wont make any difference finance wise but it wouldnt do any harm to bring a couple of recent ones and submitt them with your rental applications to show you always paid back on time etc

Cal x


If you don't go after what you want, you'll never have it. If you don't ask, the answer is always no. If you don't step forward, you're always in the same place...

If you get a chance,take it, If it changes your life,let it. Nobody said it would be easy they just said it would be worth it...

Share this post


Link to post
Share on other sites

I applied for a credit card with CBA - no problem. I think this was after a few months of working, therefore having regular payments going in bank a/c. No evidence from UK was required.


309/100 visa application lodged 28/08/13 | Visa sub-class 309 granted 09/05/14 | 100 (PR) visa application lodged 27/09/15 | PR granted 13/04/16 | Citizenship application lodged 18/06/19 | Citizenship interview invite 02/03/20  22/09/20 | Citizenship interview 27/04/20 11/11/20 | Citizenship ceremony 26/01/21

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×