sualg 18 Posted July 19, 2017 Hi All, Is it worth taking Credit Card statements to Auz from the UK to show to my bank (NAB) to help with applying for a Credit Card when I arrive. If so how many months should I take? Kind Regards Luke Share this post Link to post Share on other sites
Guest Posted July 19, 2017 I'm not aware your credit rating from another country has any bearing or carries any weight on your Aus credit rating. Share this post Link to post Share on other sites
Collie 1,872 Posted July 20, 2017 It won't make a difference. Have you a job to come to? Credit card applications are based on your ability to repay (& credit rating). So as long as you have a payslip (or contract showing salary) you should be ok. Payslips from your UK employer would be more useful. 1 Share this post Link to post Share on other sites
Rossmoyne 3,191 Posted July 20, 2017 It will make no difference. Your credit rating from another country means absolutely nothing in Australia. You will have to prove that you have ongoing paid employment in Australia and that you pay rent or mortgage regularly. Payslips from UK mean nothing in Australia. 1 ......Just trying to be helpful so don't shoot me down if my personal views do not coincide with yours! :animal-dog: Share this post Link to post Share on other sites
Ken 886 Posted July 21, 2017 They're not going to give you a credit until you can show you have some income, but one bit of good news for you is that you already have an excellent credit rating in Australia. What they look at is payments that you've missed or paid late in your past. You've never missed a payment on an Australian credit card/loan/utility bill/rental agreement or anything else Australian have you? How could you, you've never had one. A clean sheet is excellent. You won't have any trouble getting credit once you have a payslip (and 100 points of I.D. - but that's another story). The one thing all new arrivals seem to struggle with is getting a mobile phone contract. They all want some genuine (Australian) history - but pay as you go Sims are easy to get. Chartered Accountant (England & Wales); Registered Tax Agent & Fellow of The Tax Institute (Australia) Share this post Link to post Share on other sites
calNgary 8,548 Posted July 22, 2017 It wont make any difference finance wise but it wouldnt do any harm to bring a couple of recent ones and submitt them with your rental applications to show you always paid back on time etc Cal x If you don't go after what you want, you'll never have it. If you don't ask, the answer is always no. If you don't step forward, you're always in the same place... If you get a chance,take it, If it changes your life,let it. Nobody said it would be easy they just said it would be worth it... Share this post Link to post Share on other sites
friedparsley 65 Posted January 6, 2018 Don't you have all your statements online? Then you can call them up to view, show or print anytime. Share this post Link to post Share on other sites
vickyplum 183 Posted January 6, 2018 I applied for a credit card with CBA - no problem. I think this was after a few months of working, therefore having regular payments going in bank a/c. No evidence from UK was required. 309/100 visa application lodged 28/08/13 | Visa sub-class 309 granted 09/05/14 | 100 (PR) visa application lodged 27/09/15 | PR granted 13/04/16 | Citizenship application lodged 18/06/19 | Citizenship interview invite 02/03/20 22/09/20 | Citizenship interview 27/04/20 11/11/20 | Citizenship ceremony 26/01/21 Share this post Link to post Share on other sites
