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Fi Dunphy

Help! Working holiday visa - What travel insurance should I get?

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Hi Poms in Oz!


I'm excited to be moving to Melbourne next week on a 12-month working holiday visa... However, I'm a bit confused as to what kind of insurance I'd need when I go out there. I've been told I'd need an annual policy, however have found that a lot of these limit trips to 31 consecutive days three times a year.


I've spoken to one person who said that she was landed in serious debt when she was living out there and broke her arm, because she didn't buy insurance before she went out.


Can anyone help? Thanks!



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Hi Fi and welcome to the forum. I have moved your post in to the WHV section of the site, here you can find job vacancies etc and info about hostels, etc.

in regards to insurance there are a few companies who can help! one that springs to mind is http://www.go-walkabout.co.uk

If you are depressed you are living in the past. If you are anxious you are living in the future. If you are at peace you are living in the present.

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Look at specialist WHV insurance. Plenty out there.


I've always used STA and rate them but some find them on the more expensive side.

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You want backpacker insurance not annual. Google backpacker and you'll get loads of results :)

id suggest getting one that covers some work and recreational sports (I.e swimming in a pool, beach kick about) as some don't insure you unless you're practically standing still in a Locked room when you look at the ts &cs

also check the excesses, not point paying £100 to claim for a used £120 camera and so on.

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