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risks of transfering money to Australia


phillllip

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What are the risks of transfering money to Australia? I'm moving soon to Brisbane and I have about USD$20k savings. I know it's not that much, but I feel very comfortable with this money. I set my NAB account today. I'm planning to send something like 7.5k first and than when I arrive and check that everything is fine to make my dad send me the other 12.5k. I don't know but I can't just go and transfer everything, 'what if' is always in my mind? What is the worst case scenario? I don't plan to use Moneycorp, because the amount of money I want to transfer is not big enough I guess. I'm also from Bulgaria and I'm not sure if Moneycorp are registered here, so I prefer to be careful on this matter.

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using a company like moneycorp or ozforex will get you a better rate than a bank. You can use them for small amounts too but the rate is better the more you transfer.

 

You should discuss with the bank where the money is about transfers, they should allow you to do this from Oz via the phone, on-line or by fax if you arrange it with them before you leave.

 

WE have used ozforex several times and have had no problems. never used Moneycorp but lots on here swear by them.

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Guest The Pom Queen

Have a word with John at Moneycorp, people even transfer small amounts like $100 using them. I'm sure they will be able to help, my friend was in Turkey and used them.

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If you change your mind Phillip, can recommend Moneycorp. We have an account with them and regularly send back money backwards and forwards to the UK from Spain and intend to use them for our transfers to Aus when we need to.

 

Their rates are also a lot more competitive than the banks.

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You just need to bear in mind that the average bank will charge an arm and a leg to transfer funds - Not so much in additional charges but more of a case in the exchange rate offered - you could be up to 3% or more worse off using one of the major banks as opposed to say an Ozforex.

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Guest guest68546

I've used HiFx a few times with no problems....as recently as 3 weeks ago to transfer $AUS to Euros for my mate going back to Ireland for Xmas. $15 is the total fee charged and although it was a relatively small sum, he tells me that the total Euros he received still came out a good bit better than what the banks were going to give him. It would need to be a special deal or a last resort before I would use banks for currency transactions again.

 

Registration is relatively easy and the best bit is, once registered, you can do it all in the comfort of the house. No need to stand in bank queues and you get to see the exchange rate live.

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  • 1 year later...

Hi Guys, Think it is worth pointing out that it really depends on the amounts you are sending. As the amounts increase the fees become less as a percentage and the rates offered also typically improve. Worth shopping around IMO, but also keeping an eye on the long term trend of exchange rates too. I have saved gobs of cash this way. All services are also different - some a phone based and others want you to use the internet for transactions.

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Money corp is a safe bet. You dont need have money corp in your country to open an account. they just needed address and identity proof. I opened mine form the Middle east and the transfers were simple. You get a better rate too. I did small amounts usd 10K approx but you can do a big amount at one shot for better rate

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