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Transfering all accounts? Advice please


Gaynor

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Hi,

 

We are opening our Oz accounts very soon and starting to think about what to do with all the other accounts we have between us as a family here in the U.K. We will close down any accounts that are redundant. Our kids have accounts and bonds in the U.K. Can we keep them open even though we are not living in the U.K? They have a Santander account that we stick any birthday money in etc, they also have HSBC accounts as they were lucky to be the right age when the government issued £250 trust funds some years ago, also they have a bond each that we pay £10 a month into since birth. Any ideas? It would be easy if we could keep them open at this stage.

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My advice is to keep at least one account in each name open. It's a nightmare trying to re-open an account in the UK once you're in Oz because of money-laundering rules. For the kids, definitely keep accounts open, then if people want to give them birthday money etc they can put it into those accounts and it can either stay there and earn (pitiful) interest for them until they are older and may want to access the accounts when travelling/visiting the UK, or you can move it across to their Aussie accounts using interbank transfers.

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