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Found 19 results

  1. clonesred

    Credit Rating

    Hi there, hope someone can answer this for me. does your UK credit rating have any affect in Oz, would Aussie banks or finance companies, check your British rating, it would be nice to be able to bring a decent credit history with me when I go.
  2. TheSmithFamily

    Credit Rating

    Am I right to presume that during the visa process they take a look at your credit rating? I'm not overly worried about it but I know in the past I probably didn't have a perfect rating when I was late teens early 20s etc. Just figure it may be another factor to consider!
  3. kernow43

    U.S. credit rating downgraded

    Credit rating agency Standard & Poor's on Friday downgraded the credit rating of the United States, stripping the world's largest economy of its prized AAA status. This could have serious consequences on top of the stock market down turn this week. I am glad I sold our shares 8 days ago Hang on to your seat! http://money.cnn.com/2011/08/05/news/economy/downgrade_rumors/index.htm?iref=BN1&hpt=hp_t1
  4. Guest

    getting a credit rating

    hello, I have a question getting an australian credit rating whilst in the UK. namely, how? we look to be on the final stretch for our visa process ( 176 state sponsorship to wa) and i wanted to see if I could get a head start on the whole credit rating situation. I thought maybe an aussie c/card used in the uk would start. any ideas? thanks tony
  5. Can any one shed any light on how long it takes for your credit rating to build up before the banks will look at you for mortgages and loans. I am selling my business in the uk and want to start another in oz but will probs need another business loan to achieve this. Will the banks take your uk history into account? Any info/advice welcome. John.
  6. Guest

    credit rating

    does anyone know what we will need to be able to get a good credit rating in order to buy in oz? thanks in advance
  7. Hi, We are planning to move over to Aus in early next year. I once read somewhere - maybe on this site, but I cannot find it again some advice on organising your banking needs. From memory the advise was about collating evidence of your credit history enabling you to apply for cards, bank accounts, mortgages etc more easily in Aus. I realise I can open a bank account from the UK e.g. NAB and I plan to do this. If anyone can give me advise about the other stuff or know where the info is on the forum - please point me in the right direction!! Many thanks
  8. Guest

    The UK's Credit Rating

    A bit light hearted, but there is a serious point. In my naivety I never knew countries had a credit rating. According to the latest news the UK government has a treble AAA rating, making it one of the best in the world.:goofy: Jesus, I have never had huge debts, but my credit was dumped when I got divorced and couldn't pay ONE mortgage repayment.:mad::embarrassed: Maybe I should have gone six billion in debt then I would have maintained a great credit rating like the UK.:biglaugh::biglaugh: Cheers Tony. :cool:
  9. friedparsley

    UK House Rating System

    Can someone please explain the way houses are rated for local taxes in the UK. I see houses with "council band 4" for example in the house sales websites. Is there a difference between the way houses in Scotland are rated to those in England? Does the number of people living in a house affect the rates?
  10. Guest

    Duvets what tog rating????

    Hi, was thinking of buying 3 lots of duvets and pillows to bring with us to Melbourne, but what tog rating? or better with the all seasons duvets? was going to use the vaccum bags to flatten them, then put in cases. Probably will buy Queensize beds so kingsize duvets here should fit eh?? Gillian
  11. Hello all, Just wanted to know if the years of credit ratings and insurance no claims bonuses builys up can be transferred or will I have to start from year dot again?
  12. I am in the last stages of my 175 skilled migrant visa, case officer requested medicals. Went to medical and panel doctor asked for smear results routinely, i had had an abnormal borderline smear last smear in april and was due to go back end of november. Panel doctor emailed cheif panel doctor and was advised to rate the medical as a 'B' but said it should be okay of immigration. Just went for smear privately, reults came back all clear, took these to panel doctor who has forwared them to immigration. Will everything be okay? has anyone else experienced similar? I know my health is fine, but wll the B rating from the panel doctor mean that they refuse my application? STRESSED!!!!:nah:
  13. Hey guys, I left Australia a couple of months back and received an email from a leasing company to say that they are just about to put a mark on my credit file as I have missed three payments. I actually had an overdraft with NAB which should have covered all payments until I got back to Oz but obviously not. I have now been offered another job in Australia and have accepted, they are applying for my sponsorship visa now. My questions is could a mark on my credit file effect my sponsorhip? I have been told no but it may effect me when I go to get my PR. Any advice is much appreciated. Cheers,
  14. Hi there everyone. Curious if anyone knows how your credit rating is affected when being away from UK for a while. We have been away for 5 years...have a house here which we will sell. Our credit rating in Oz is very good....no red marks. Did not own a house when we were in the UK but phone/bills etc. were all no probs. and our rating back then was very good (left for Oz in 2003). Mmm do we need to start from scratch again re. our credit rating? We would like to buy a house but how long would we have to wait before the bank would "Rate" us. We do have bank account details still with a bit of money in them used mainly for our kids from grandparents and neice/nephew b'day presents etc. Our deposit would be more than half the value of our future house as we would be selling up here in OZ. Thanks OO are ya.
  15. It seems that I have a bad credit rating. This is due to having an old savings account instead of a current account (had no idea). I rectified this last year and took out a credit card and a loan at the same time which has been paid diligently. However, it still seems I have a bad credit rating. Can this stop my visa application for Oz? If so, how can I fix it? thanks.....
  16. Dose your credit rating follow you ? I have been paying my student debts off, at a heafty wack;over £1200 per mth, as want to be clear asap. Then last week I get a phone call from a bloke trying to set me up with an Australian bank account, who tells me my credit rating wont mean anything when I get to Oz ! surely this can not be true, its all electronic today, world is a smaller place and all that.?But what really gets me is why have I been paying them back at all. If your credit rating dont follow you, morally its right to carry on, I have paid 9000 off, I got 6 grand left to pay. but that equates to $12000, which would be a good starting block whereas I would be lucky to have 3 grand in my pocket, but would be debt free ! and a 1st class credit rating in UK , but what good is that to me when I have no intention of returning to UK. Moral and factual advice needed.
  17. Guest

    Credit Rating

    Dose your credit rating follow you ? I have been paying my student debts off, at a heafty wack;over £1200 per mth, as want to be clear asap. Then last week I get a phone call from a bloke trying to set me up with an Australian bank account, who tells me my credit rating wont mean anything when I get to Oz ! surely this can not be true, its all electronic today, world is a smaller place and all that.?But what really gets me is why have I been paying them back at all. If your credit rating dont follow you, morally its right to carry on, I have paid 9000 off, I got 6 grand left to pay. but that equates to $12000, which would be a good starting block whereas I would be lucky to have 3 grand in my pocket, but would be debt free ! and a 1st class credit rating in UK , but what good is that to me when I have no intention of returning to UK. Moral and factual advice needed.
  18. gsaps

    rating schools

    can anyone tell me if there is a web-site that rates performance of schools in OZ thanks
  19. Hi all, I am looking to move to australia as an House Energy Ratings Assessor. I do a very similar job in the uk, Domestic Energy Assessor. Hopfully some kind sole out there will have some advice on where to look for infomation. Would it be aceptable to just send companies an email on the off chance or is that going one step too far. I have seen other threads on this site giving advice as to web sites that advertise job vacancies but I have yet to find any, vacancies that is. If there is a lack of opportunities then maybe we will have to rethink. Any advice would be greatly received. Thanks.:notworthy: :Randy-git:don't know what this is but I thought it looked funny??!!
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