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  1. Some info about prescriptions that I've never seen anywhere else on the forum. The Pharmaceutical Benefits Scheme has a Safety Net but unless you always go to the same pharmacy, you MUST keep track of your expenditure towards it yourself. At the beginning of each year, ask any pharmacy for a Safety Net card for the current calendar year and EVERY time you or anyone else on your Medicare card has a prescription filled, stick the sticker you should get with the prescription (you may sometimes need to ask for it) into the card. When your family expenditure for PBS prescriptions gets to the Safety Net threshold, the cost per prescription drops dramatically for the remainder of the calendar year. If you always go to the same pharmacy, they will almost certainly keep track for you (ask to make sure) but get a card anyway in case you get stickers from any other pharmacy - you can then show the stickers to your usual one and they can add that to their records. My family usually hits the SN by about July each year and the savings are huge after that. Once you hit the SN, you get a Safety Net Concession card that can be used anywhere in Australia for prescriptions at the lower cost. The SN non-concession threshold for 2015 is $1453.90 (covers the whole family regardless of the number of members) and the cost per prescription drops from $37.70 down to only $6.10. I'm not sure if those amounts will change after the new legislation goes through both houses of parliament but the following link seems to indicate that it has already been taken into account. Health Care card holders have a lower threshold and when they reach the SN, the cost for a prescription drops to zero. http://www.pbs.gov.au/info/news/2014...et-information Medicare also has a Safety Net and they keep track of your out of pocket expenses automatically for individuals (they write to you when you approach it) but you have to register for it for a family; only once though - no registration needed for subsequent years.
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