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You (like many others) may be feeling unsure about how your retirement is looking financially and how far your superannuation/investments will extend throughout retirement. You might be wondering what to do with your superannuation when you get to retirement……do you take it all out and put in the bank or do you move it to an Account Based Pension? What about a Lifetime Annuity, you may have heard these mentioned before but how do they work? You may be uncertain about your entitlements (if any) in relation to the Australian Age Pension and how the Assets and Income Test works and whether anything you receive is taxable? If you are a UK Expat you might also be wondering what happens to any private UK Pensions you might have and what options are available and when you can access them. Also have you considered the UK State Pension? Are you eligible to receive anything, what about buying extra years as you may have heard this is possible but is it worth it and will it affect your Australian Age Pension entitlements? What about in the time leading up to retirement? Is there anything you can or should be doing to prepare? Should you make extra contributions to Super and if so, how much and how should these be contributed? What about salary sacrifice? What are the limits? Can I use previous years allowances? If these are questions that you have and you wish to speak to someone that can help you answer them you should think about contacting us. We can provide answers to these questions and build you a solid Retirement Plan so you have a clear path mapped out for the lead up to retirement and ensure you are maximising strategies that may be available to you. Vista Financial Services are highly trusted, professional, experienced and transparent Financial Advice Practice who specialise in Superannuation and Retirement Planning. You may never have taken financial advice or no longer have an Adviser available to you or indeed have had advice but did not feel you received value. You can be rest assured that we only provide advice to clients where we firmly believe we can add value and be of benefit and we are able to advise on all of the major Industry Superannuation Funds as well as all of the major Retail Superannuation Funds. We do this by offering an initial consultation with no charge which helps both us and you understand if we can assist you and whether there is merit in working together to plan your future. You can reach here on PomsinOZ (simply drop us a message) or: Phone: 08 8381 7177 Email: info@vistafs.com.au