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Found 29 results

  1. Good evening folks, How easy is it to transfer money back to the UK on a monthly basis, from Aus bank account to Uk bank account and any idea of the costs involved ?? Thanks in advance Keith
  2. Guest

    Monthly Living Costs

    Hi, We are looking at getting over to Brisbane (looking at Wynnum, Manly, Ormiston, Cleveland areas) around November this year, and im trying to get some form of monthly budget plan together of what our expenditure may be. We are a family of 4 (me, the missus and 2 boys aged 5 and 6), and the breakdown I have so far is.... Per Month (in Oz dollars) Rent - 2000 Bills - 200 Phone / Internet - 120 Cable - 80 Mobile Phones - 100 (50 per person) Car Insurance - 60 Food - 1000 Council Rates - 120 (dependent on size of house / land) Not too sure about Contents Insurance or Medical Insurance, and there are also petrol costs as well as socialising costs too !! I suppose it does differ from family to family, but are the costs i've got so far realistic ?? Have I missed anything off that's fundamental to life in Oz ?? Many thanks, Mark
  3. None of your business I hear you cry! But seriously if you dont mind I am trying to work out how our affordability will work when we go to Aus. At the moment my husband works and I look after the 3 kids, when we go to Aus we will have a considerable drop in income as my husband will have to get his new Aus plumbing licenses and work for someone else for a while we think. I was just wondering what your monthly bills are on average, such as utility bills, council type taxes, insurances - health, life insurance etc, food, schools and so on so we can get an idea of how much we need to earn as a minimum. Hopefully you wont mind answering! Thanks in advance. x
  4. my wife suffers from lack of vitamin b12 and gets an injection every 3 months. Is it possible to get these in OZ on Medicare or does anyone have any experience or advice in relation to this? Much Obliged folks:biggrin:
  5. Hi All, Myself & hubby are considering moving to Brisbane and renting our house at home and would be looking to rent a 4 bed in outer suburbs (eg Bracken Ridge) or a 3 bed inner suburbs (eg Ascot or Carina) and I would like to know what are the average bills that we would face?? We will prob only have 1 car and hubby will commute to work via train or bus. Potential job at Eagle Farm so he needs to commute there. At the moment we have thought of the following below but do not know how much they will be, so could you give us an average if possible. We have 2 kids,5 and 3 so when I start working I will need appropriate day care for them. Rent on hse in Brisbane (appx) $ 2,000 Mortgage from hse at home $ 850 Creche Fees $ 2,000 Train/Commute Charges/Petrol ??? Utility Bills for rented house: ??? Electricity Phone TV/Cable Refuse Chgs Any other things we need to think off, or even any one off bills that we will have eg Car Insurance $??, any local council charges etc Really need to see if we will be better off financially or would it just be a better way of life with the same financial drains that we have here at the mo!:mad: Ta for your help, Thanks AM
  6. Seems too straight forward so must have done it wrong! :tongue: According to ATO website, 2010-2011 Taxable income for non residents = $37,001 – $80,000 = $10,730 plus 30c for each $1 over $37,000 So...... Gross Yearly Salary = $60,244 ($57,278.80 cash salary & $2966.11 LAFHA) Taxable income $17,703 Net Yearly Salary = $42,541 Net Monthly Salary = $3545pm Does this look right? I will start earning bonuses after a few months so this will change but I need to get it clear in my head what is the minimum net pay I will get. I will also be getting a super of $5155.09 per annum on top of this....now pensions completely confuse me! I assume this is what my company contribute towards my pension each year and I will not actually receive any money or lose any money from my cash salary...would it however be classed as an earning and would I get taxed on it?
  7. mipi

    Monthly review of WA SMP

    Just checked WA's site and they have posted that they will be open to applications from Carpenters, Electricians and Fitters from 1 Feb 2011. Hope this helps.
  8. Malkitek

    Nurses Monthly Pay?

    Hello any nurses I am trying to use my waiting for a visa time usefully (!) and am researching house rentals in different areas of Adelaide. I know roughly what my annual salary as a RN could be, but is it cheeky to ask if anyone can tell me roughly what I will actually have in my hand each month? After taxes and pension etc? I'm sure it varies but a guide would be great as I don't intend to start looking for a job till (if?) we get to Oz, and would like to make sure we don't take on too much rent if work for either of us is scarce. Thanks for any replies:biggrin: Gill
  9. Hi John I need to transfer £332 per month from Australia to UK bank account. I'm a single mum and I need the cheapest way to do this please. Also when I move to Oz I will be taking £3000 over. I have opened a Westpac account, but will it be cheaper to transfer via Moneycorp? Thanks for your help in this matter.
  10. Hi John I need to transfer £332 per month from Australia to UK bank account. I'm a single mum and I need the cheapest way to do this please. Also when I move to Oz I will be taking £3000 over. I have opened a Westpac account, but will it be cheaper to transfer via Moneycorp? Thanks for your help in this matter.
  11. Hi all ! I am moving to Sydney from the Uk on the 8th, and I need to transfer £130 back to my dads Lloyds account every month... Whats the best way of doing this ?
  12. Guest

    Monthly transfers??

    I run a small internet-based business in the UK and get paid in a single-payment each month. I am currently applying for a CPV 143 and intend to continue running the business from Oz. There are no practical difficulties to this as to all intents and purposes I could well 'be' in the UK. However, I wonder what the best srtategy for getting paid would be? CAN I maintain a UK bank account when residing in another country? I am thinking a straightforward monthly transfer would balance out fluctuations in the exchange rate but how could that be organised. I guess I am partially answering my own question. It does all depend on if I can administer an accound from the UK. Can this be done, does anybody know?? FB
  13. sgperry

    Annual / monthly take home pay

    hi everyone, does anyone know roughly how much the monthly take home pay (net of tax) would be if you were on an annual salary of AUS$90,000 basic?? cheers sg
  14. Some facts, figures & stats for April 2010 877 new users joined the forum 24,968 posts were made Top posters last month: Nigelinoz - 592 siamsusie -556 yorkshirepom - 525 tracy123 - 504 Some stats for the year to date: Most active forum: Migration Issues (28,987 posts) New Registrations so far this year: 4,151 Some all time stats are below: Most viewed Thread: http://www.pomsinoz.com/forum/migration-issues/61412-wa-state-sponser-update-where-you-now.html (161,343 views) Most replied to Thread: http://www.pomsinoz.com/forum/migration-issues/61412-wa-state-sponser-update-where-you-now.html (6633 replies) Top thread starter: Nigelinoz (1094) EDIT: This stat was asked for last month and we've now found out how to generate it: Top Thanked Users: gollywobbler - 6267 nigelinoz - 5273 pablo - 3494
  15. Hi All, Here is an update of what’s been happening in the Currency Markets throughout July with the Ozzie Dollar. GBP/AUD: The start of July saw sales figures jump by 1.0% in May, twice the market forecast, as government give-aways and historically low borrowing costs fuelled spending on the high street. However, the Aussie Dollar eased broadly as appetite for higher-yielding currencies and riskier assets waned following a bleaker than expected US jobs report. Aussie losses were compounded after Australia’s trade deficit doubled in May as a steep fall in the value of commodity exports overshadowed soft imports, likely just a taster of things to come as swinging price cuts for coal and iron ore feed through. As expected, the RBA left interest rates on hold at 3.0% for the third consecutive month but left the door open for further cuts later in the year if economic and financial conditions do not support a return to a sustainable recovery. On a positive note, consumer sentiment (+9.3%m/m) jumped to its highest level in 19 months as government handouts and low interest rates bolstered consumer confidence however, it could yet prove fragile given that the employment situation looks vulnerable. The AUD found support mid month from the release of the minutes from the RBA’s MPC meeting earlier this month which painted a cautiously optimistic picture of the Australian economy. Meanwhile, the CPI (Consumer Price Index) data painted a mixed picture with the headline number showing prices rising at a decade low 1.5%y/y. Last week the Reserve Bank of Australia signalled that it was prepared to raise interest rates as the economy recovered. The bullish comments added to the recent rise in investor confidence that has seen global stock markets rally aggressively. Glenn Stevens, Governor of the RBA suggested the Australian economy could well be coming out of recession in advance of most other developed countries. He added that Australian interest rates had likely troughed and dismissed the commonly held notion that rising unemployment would trigger further cuts. Stevens said that the RBA “doesn’t have to wait for unemployment to peak before raising rates” and that the rise in unemployment had been a little slower than earlier feared, and the effect of the more positive factors for households had, so far, outweighed fears of unemployment. In Australia, it’s a huge week ahead with June and Q2 retail sales, July employment, Q2 house prices and June’s trade figures. Current Central Bank Rates: Australia (Reserve Bank): 3.00% (Next Meeting 1st September) UK (Bank of England): 0.50% (Next Meeting 6th August) Highs & Lows of July: High: 2.0984 Low: 1.9830 A movement of 5.82% Difference this would make on £200k High: 419,680 AUD Low: 396,600 AUD A difference of 23,080 AUD. Whilst FX isn't the most thrilling of subjects, the sooner you begin to think about your money transfers, the more likely you are to make your money go further. Regards Jon Sermon HiFX
  16. Hi All, Here is an update of what’s been happening in the Currency Markets throughout June with the Ozzie Dollar. The summer has finally taken hold down in Windsor and it looks like we could be in for some record breaking temperatures over the coming weeks! (Fingers crossed). I’m sure many of you will be jetting off to even warmer climes over the coming weeks, so all the best to those that are. GBP/AUD: The month started as Sterling, dented by concerns of political uncertainty and the Aussie buoyed after data showed Australia dodged a recession, fanning speculation the RBA is in no hurry to cut interest rates. Australia’s economy expanded last quarter at its best trade performance in 48 years which helped offset a slump in business and housing investment, putting it among the few developed economies to have avoided recession. A government report on Wednesday showed GDP rose 0.4% in the three months to March from the previous quarter when it fell 0.6% (a revised figure). The Central Bank also skipped a chance to cut interest rates again at its June policy meeting on Tuesday, pointing to stabilisation in the global economy and pockets of improvement at home. Australian employment fell by far less than expected in May, showing surprising resilience for a second straight month and leading investors to further pare back the chances of further monetary easing. Data showed only a net 1,700 jobs were lost last month, compared to an expected drop of 30,000. The release followed a rise of 25,400 in April and left employment down just 9,400 so far this year. However, not all of the report was so promising. Full-time employment fell by a larger 26,200 and these jobs tend to pay more and offer greater security. The unemployment rate also rose back to 5.7%, reversing a dip in April and equalling a five-year high. Further falls in metal prices also weighed down on the Aussie. Australia is the world’s leading exporter of commodities such as iron ore and copper, so lower metal prices are bad news for the local Dollar. Australia’s Central Bank saw no “pressing need” to cut interest rates at its recent monthly policy meeting given signs of stabilisation at home and abroad, though it judged there was scope to ease further if necessary. Minutes of the 2nd June policy meeting reinforced expectations that the RBA was done cutting rates for some time now, helping the Aussie rebound against Sterling. GBP/AUD closed last week broadly unchanged in spite of volatile trading, with the Aussie recovering from a two-month low as global investor risk appetite resurfaced and the currency cashed in on a softer Kiwi. The Australian Dollar initially came under pressure on Monday on the back of heightened speculation that local interest rates could fall rather than rise due to rising unemployment, tame inflationary pressures and the ensuing slack in the economy. However, we saw an encouraging 5.4% jump in new vehicle sales in May from the previous month, posting the biggest increase since early 2005. The strength suggested that fiscal pump priming and low interest rates continued to support demand last month and could point to another healthy reading for retail sales. Current Central Bank Rates: Australia (Reserve Bank): 3.00% (Next Meeting 7th July) UK (Bank of England): 0.50% (Next Meeting 9th July) Highs & Lows of June: High: 2.0878 – on the 22/06/09 Low: 1.9871 – on the 05/06/09 Difference on £200k High: 417,560 AUD Low: 397,420 AUD A difference of 20,140 AUD. Whilst FX isn't the most thrilling of subjects, the sooner you begin to think about your money transfers, the more likely you are to make your money go further. Regards Jon Sermon HiFX
  17. Guest

    Market Update: GBP/AUD

    Hi All, As requested by a number of Poms In OZ regulars here's a brief update on what's happening in the currency markets. Here in Windsor Spring has well and truly sprung and no doubt the recent bout of glorious weather here in the UK is reminding those who are on their way to sunnier climes why they are putting themselves through the lengthy and sometimes stressful emigration process! Good luck to everyone making the move this month! High & Low of the month: High:2.2558 (on the 02/03/09) Low: 2.0525 (on the 27/03/09) Difference on £200k: A difference of 40,660 AUD GBP/AUD dropped to a fresh two-month low with the Australian Dollar finding support from rising equities, tempting investors towards riskier assets. Data showed Australia shed jobs at the fastest pace in six years in March while unemployment jumped by the most since the 1991 recession to 5.7%, piling on pressure for yet more policy stimulus. The data came after Australia’s Central Bank cut its key cash rate by 0.25% to a record low of 3.00%, marking the sixth easing in eight months in an effort to cushion households from a shrinking economy and rising unemployment. The RBA also acknowledged the bleak outlook for global growth, but noted that previous steep cuts in borrowing costs, combined with substantial fiscal stimulus were working to support domestic demand. GBP/AUD was also subject to further selling pressure, posting a fourth consecutive weekly loss and a fresh two-month low and as firmer stock markets supported investor appetite for riskier currencies. Nevertheless, Aussie gains were dented somewhat after Australia’s Central Bank Governor said that any further interest rate cuts could still be effective, even after an aggressive easing cycle since September which has taken them to record lows. In Australia over the coming weeks, new home sales, building approvals and retail sales will be watched closely for signs of stabilisation in these important employment sectors. Central bank rates: OZ: 3.0% (Next meeting the 5th May) US: 0.25% (Next meeting the 29th April) ECB: 1.25% (Next meeting the 7th May) Going forward most industry analysts expect continued volatility. No surprises there! Whilst FX isn't the most thrilling of subjects, the sooner you begin to think about your money transfers, the more likely are to make your money go as far as you do. Best Regards, HiFX Team
  18. emmaj

    Monthly Outgoings?

    Im trying to work out what our monthly out goings are likely to be - bills wise. We have got this so far, can anyone tell me if this looks about right or if we have missed something off totally? Rent 2600 Water 100 Lecky 200 Gas 60 Council Tax ? Phone 30 Mobiles 60 Broadband ? House Insurance 100 Car 500 Car Rego 100 Car Insurance 60 Prescriptions 50 AA/Rac 40 Food 600 Foxtel 50 Petrol 150 Train / Bus Pass x 2 ? Many thanks Emma x
  19. Guest

    176 Beupdate Monthly Analysis

    Hi Guys, I've been checking beupdate regularly now gor ages so thought it would be good to share my analysis. Here's my update based on the month to 27/10/08: Jan 100% of visas issued Feb 67% either issued or have a co (up 17% from last month) Mar 60% (same as last month) Apr 33% (up 20% from last month) May 46% (up 38% from last month) June 20% (up 13% from last month) July 0% What do you think ? Any use / interest to you ? Would you like to see this each month ?
  20. This appears to be a great way of us keeping in touch!! Monthly classic Motwon & Soul nights every month! www.melbournesoulclub.com I'll certainly be there!!!
  21. Guest

    175 Beupdate Monthly Analysis

    Guys, I've been checking beupdate regularly now for ages so thought it would be good to share my analysis. Here's my update based on the month to 27/10/08: Jan 57% either issued with a visa or have a co. Earliest visa issued 16/7 (lodged 10/1). No agent. FL. = 6 months Feb 64% either issued with a visa or have a co. Earliest visa issued 5/8 (lodged 2/2). No agent FL = 6 months Mar 46% either issued with a visa or have a co. Earliest visa 15/8 (lodged 2/3). No agent FL. = 5.5 months Apr 44% either issued with a visa or have a co. Earliest visa 2/9 (lodged 4/4) . No agent FL = 5 months May 43% either issued with a visa or have a co. Earliest visa 17/9 (lodged 2/5). No agent. FL = 4.5 months June 19% either issued with a visa or have a co. Earliest visa 15/9 (lodged 3/6) No agent. FL. = 3.5 months July 0% either issued with a visa or have a co. I've already published the 176 analysis but had a bit more to say as I had the previous months stats. If you think this is any use or interest then I'll catch the movement stats for next month. Then we can see what progress may be being made. (Please don't shoot me down if I have made any mistakes as I really did this for our own info - just thought it would be good to share).
  22. Short term fully furnished accommodation available. $500 per week inclusive of everything electric, gas etc. 3 bedrooms, large lounge, kitchen, bathroom, laundry facilities. Available from Januray 09. Near Lilydale (Eastern Suburbs). If interested please PM me!
  23. Guest

    GBP/AUD Monthly Update

    As requested by a number of Pomsinoz regulars here's a brief update on what's happening in the currency markets. We saw GBP/AUD jump higher in the beginning of October as investors dumped higher-yielding currencies and riskier assets - spooked by fears of a global economic slowdown and pessimism about weather the US governments bailout plan would really unfreeze the financial sector; GBP/AUD rocketed a remarkable 42 cents to a 5 year high. The Australian dollar began to stabilize after the Reserve Bank of Australia stunned investors with its biggest interest rate cut in 16 years; a dramatic attempt to insulate banks, households and firms from a meltdown in the global financial markets. The central bank cut its benchmark rate by a full 1.0% to 6.0% following its monthly policy meeting, a reduction twice the size expected and the biggest rate cut since May 1992. The currencies losses were further shown as commodities from oil to base metals all lost ground. on In response, the Australian government announced a AUD10Bn stimulus package to cushion the economy away from the credit crunch, just days after Canberra offered guarantees on the country’s AUD600-700Bn in bank deposits – however, it was unable to hang onto gains, again due to concerns the global slowdown would hurt the demand for their natural resources. Going forward most industry analysts expect continued volatility. No surprises there! Whilst FX isn't the most thrilling of subjects, as soon as you make the decision to emigrate you should begin thinking about your foreign exchange requirements. The sooner you begin to think about your money transfers, the more likely are to make your money go as far as you do. Best Regards Mark Bodega Director - HiFX
  24. SarahJane690

    sending money to uk monthly

    Hi - i have a question - i need to send money to uk every month (to pay off an outstanding debt and my student loan) and i heard i would have to pay tax on this. Is this true? Can i just set up a monthly transfer from my Oz account to my uk one? If someone has some answers to this Q i will be most grateful.:wubclub: Sj
  25. What is the easiest/cheapest way of sending back a few hundred pounds to my uk bank account each month to cover things like loan repayments?
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