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Found 12 results

  1. KangarooJack

    Basic cost of living in Queensland

    Hi I am trying to get an idea of the monthley cost of living in Queensland. eg Community fees Electric Gas Water Digital TV Fuel Prices Food on (on average) Thanks alot Chris Just received Police Checks back all going well
  2. Glad I Moved

    Wild weather and basic maintenance

    This one mostly goes out to those of us living in NSW who may have noticed that there's a bit of a damp breeze around at the moment! I've just spent the past three days / nights out and about with the SES tarping roofs and making good other storm damage and will probably be out again tonight as well. Many of the Requets For Assistance came from householders coming home from work to find water pouring through ceilings and down walls. Most of these were from genuine storm damage with tiles lifting etc but unfortunately a lot of others could have easily been prevented by keeping gutters clear! We're having the heaviest rain for 60 years so if your gutters aren't working at pretty near to 100% efficiency, they're just not going to be able to handle the amount of water being thrown at them. The wild weather is likley to continue for the next couple of days so please don't start clambering around up ladders just yet - but once things have calmed down, try to get all the leaves and other crap cleared away (or pay someone to do it for you) in readiness for the next bout of storms and heavy rain. It could save you big bucks!
  3. I've been on the immi.gov.au website and want to find out if the recent work experience requirement of '12 out of the last 24 months' still applied for a 175 independent skilled migrant visa? The eligibilty requirement was standard before 1 July 2011 and was very clearly stated across the website and within the 175 visa category sections online. It is now gone from the website but does still appear in "Booklet 6" in a contradictory way. Is this because the booklet is not up to date? Any advice appreciated. (I'm an experienced accountant but have been running my own 'non-accounting' business for 2 years - so this is crucial and I may need to return to work for 12 months if it is still required)
  4. Hi everyone, My husband has just been offered a job in either Canberra (probably) or Manly Sydney (possibly), it's come out of the blue, although we'd started to consider emigrating possibly next year. My husbands 52 and I'm 47. I had a kidney transplant and have remained well for nearly 12 years. We have two primary school aged children and one who's due to go to University this Autumn Basically I really don't know where to start for information, ie which visa - does the company sort it out? do we employ an agent andif so, how do we choose one? Healthcare I think there's a reciprocal agreement plus medicare which I think is age based, but how much? Education - would my girls be pretty much on par, ones reception they others year 3 could our son go to Uni in Australia oh my so much my head's a whirl, the only thing that's straight is that if we get our visa (s) we will go as we thhink it's too good an oppertunity to miss. I really would appreciate any advice, even where to start looking at all the information on these forums thanks :confused:
  5. Guest

    New to this - basic visa q?

    Hi all, We're pretty new to all this & finding it all a bit overwhelming so I wondered if anyone could tell me: if you have a certain amount of money in your bank account does that help / make life easier & is there a certain threshold etc etc? Thanks! xx
  6. Hi all, i saw an advert for this site in the Austrlia and NZ emigration magazine, if some one could point me in the right direction to start our journey to the promissed land! My wife and I have now decided enough is enough and want a better life down under with our 3 sons 12,6 and 3, I am 38 & my wife 37. I am a qualified Agricultural engineer up to Diploma in Ag eng, I have been in sales with in the agricultural industry for the last 10 years, and for the last 5 years of the 10 in media sales for an Agricultural Newspaper, with 10 years of practical experiance in Agr eng prior to my current position, i don't have the required 3 out of the last 5 years experience in the ag eng state sponsor ships so where to go now. Am planning to got to the Down under live 2011 in Birmingham at the end of Feb, but in all industries i know there are people out there to make a quick buck, i don't want to be ripped off. Waffling a bit here, but a bit i could do with some basic information on the route to success. Many thanks in advance Regards Neil
  7. Family Anderson

    Basic rules for driving in canberra

    Hi All, As recent arrivals to fantastic ACT, i am truly shocked by the driving ability exhibted by drivers, given that we everyone here is so friendly, anyhoo whilst discussing this with my new work collegues, one of them sent me this which i thought i would pass on to help those thinking of living here and as an aide memoir for those already here. I should add that bad driving, apprently, is the preserve of those 'out of state' types posted to ACT by the Federal Govt!! Suffice to say i am kind and considerate, and the rush hour here beats anything i had to deal with in Swindon!! BTW noticed that Aggers from the BBC was comenting on ABC666 during our dismal 1st day of the Ashes its like a home away from home! BASIC RULES FOR DRIVING IN CANBERRA 1. Indicators will give away your next move. A real Canberra driver never uses them. 2. Under no circumstances should you leave a safe distance between you and the car in front of you, or somebody else will fill in that space, putting you in an even more dangerous situation. 3. Crossing two or more lanes in a single lane change is considered "going with the flow." 4. The faster you drive through a red light, the less chance you have of getting hit. 5. Never get in the way of an older car that needs extensive repairs. The other guy doesn't have anything to lose. 6. Braking is to be done as hard and as late as possible to ensure that your ABS kicks in, giving a nice, relaxing foot massage as the brake pedal pulsates. For those of you without ABS, it's a chance to stretch your legs. 7. Speed limits are arbitrary figures, given only as suggestions and apparently not enforceable in the metro area during rush hour. 8. Please remember that there is no such thing as a shortcut during rush-hour traffic in Canberra. 9. Always slow down and rubberneck when you see an accident or even someone changing a tyre. 10. Everybody thinks their vehicle is better than yours, especially AWD owners. 11. Learn to swerve abruptly. Canberra is the home of High-Speed Slalom Driving thanks to the Urban Services, which puts potholes in key locations to test drivers' reflexes and keep them on their toes, not forgetting the 'Test your skill' chicanes in suburbs. 12. It is traditional in Canberra to honk your horn at cars that don't move the instant the light changes. 13. Seeking eye contact with another driver revokes your right of way. 14. Never take a green light at face value. Always look right and left before proceeding. 15. Remember that the goal of every Canberra driver is to get there first, by whatever means necessary. 16. Real Canberra women drivers can put on pantyhose, apply eye makeup, do their hair and text at 75kph in bumper-to-bumper traffic. 17. Heavy fog and rain are no reasons to change any of the previously listed rules. These weather conditions are God's way ensuring a natural selection process for panel beaters, junkyards, and new vehicle sales. It is an acceptable practice to increase your speed in comparison to the rate of rain fall, i.e.: the harder it rains, the faster you go. 18. Never, never, never look in your rear vision mirror. The mirror is for applying makeup - that's it. 19. There is a commonly held belief in Canberra that high-speed tailgating in heavy traffic reduces petrol consumption as you get sucked along in the slipstream of the car in front. 20. It's OK to cut off fully loaded semi-trailers, road trains and buses because, hell - they have brakes. 21. It is an essential duty of the driver to preserve the life of his passengers. Hence no matter how much of an inconvenience it may be, always find a detour around The Causeway, Lower Kambah, Lower Wanniassa, Scullin, Gungahlin, areas of Ainslie, Queanbeyan and Oaks Estate. 22. Always anticipate oncoming traffic while driving down a one-way street. 23. It's O.K when driving in Tuggeranong's suburbs to air your grievances at bad drivers by giving the "one finger salute" while screaming out "#%*# you". However, it is imperative you are driving at least a 5-litre V8 with a crow bar in your lap. 24. Canberra drivers are experts at merging, when in two or more lanes travelling in the same direction, ensure that if you see someone politely indicating, waiting slowly trying to merge into your lane, show them that they must 'Wait their turn' to use your lane. Speed up, try to cut them off, should they succeed and get into your lane never mind that it was actually legal for them to do that, ensure that your flash your lights, honk your horn, use extreme hand gestures, even tailgate them, just to let them know, IT WAS YOUR LANE. 25. Ensure that when merging into traffic travelling at any more than 40kph that you stop in the merging lane, backing up traffic for miles behind you, ensuring that you have given yourself or no-one else that opportunity to merge. Again, forget that the traffic handbook states that you should speed up to meet traffic speed then merge. If you are travelling in a lane near a merge lane, don't change lanes to make it easy for them, instead see rule 24, after all they deserve it. 26. While using Canberra roundabouts, particularly two lane roundabouts, ENSURE that you are in the left lane to turn right, or the right to turn left, hell lets keep those people in those other lanes on their toes. 27. If you are an Action bus driver, you must win at all costs, getting to your destination prior to any other driver is life and death. Never worry about your passengers bouncing round in the back like tennis balls, hell it's a cheap form of theme park; in fact Canberra's very own. 28. Canberra Cabs, see rule 27, except you are now qualifying for the GMC 400. 29. Pedestrian crossings - what are they? 30. Lycra worn by cyclists is a great means of keeping your car clean. Make sure you drive as close as possible so you can clean the side of your car on every cyclist you pass. Enjoy :biggrin: Mr Family Anderson
  8. Hello All. Can somebody please advise on the best basic health insurance for avoiding the high earners tax levy but also covering ambulance service charges (I have heard these can be quite hefty) I have looked around and many policues state there policies MAY help avoid the levy, I am not sure what level of cover I need. Please help. I am on a 457 visa and have a medicare card (British expat) Thanks
  9. I am going to start posting some tips on different finance topics from now on. Here is the first one. SUPERANNUATION: It’s your responsibility to make sure you’re being paid your correct super entitlement. No one else is checking your super for you and missing out on contributions could adversely affect your retirement plans. By law, your superannuation fund has to send you a member statement at least every 12 months. When you receive your next statement, look out for the following to make sure you’re getting your proper entitlement. Your superannuation guarantee (SG) Check that y our SG is being paid into your superannuation account at least quarterly. To check that you’re getting the right amount of SG, you first need to know your ordinary time earnings (OTE). Your OTE is the amount you earn for your ordinary hours of work and generally includes your ordinary pay, over-award pay, shift loading and commission. A detailed list of what is included in OTE can be found at Australian Taxation Office Homepage. Your SG entitlement is nine per cent of your OTE. Example: Barbara earns $1,200 a week before tax, or $15,600 per quarter ($1,200 x 13). She is entitled to $1,404 of SG contributions each quarter ($15,600 x 9%). If you think you’re not being paid correctly, speak to your employer to find out why. If you’re not happy with the result you get from your employer, you can lodge an enquiry with the Australian Tax Office by phoning 13 10 20. If you salary sacrifice If you salary sacrifice, check what salary base your employer is using to calculate your SG. By law, an employer only has to base your SG entitlement on your reduced salary. In addition, the employer is able to count the salary sacrificed amounts as their SG obligation. Example: Bill’s gross salary is $70,000. His SG entitlement is $6,300 per annum. He arranges with his employer to salary sacrifice $20,000. By law, Bill’s employer now only has to pay SG on $50,000 and what’s more, the employer can say that the $20,000 salary sacrificed amount covers the SG obligation and therefore he does not have to make any further contributions. Bill could therefore be missing out on $6,300 of SG contributions every year. Check how often your salary sacrificed amounts are being contributed into your super fund. There is no law specifying how often your employer must pay salary sacrifice contributions into your fund so you could be missing out on investment returns if your salary sacrificed amounts are not being paid regularly. If you think you are being disadvantaged because of a salary sacrifice arrangement you have in place with your employer, speak to your financial adviser to find out your options. If you have insurance cover inside your super fund Have a look at your insurance cover. Is it still appropriate? As you pay off your mortgage and your children become independent, you may be able to reduce your cover and therefore the cost of your insurance. If you’re not sure how much cover you need, speak to your financial adviser. Your investment options What are you invested in? If you’ve never made an investment selection, then you’re probably in a default option. Depending on your risk profile, this might not be appropriate and might affect the amount you’re expecting to get on retirement. We can help determine your risk profile and advise if your current investment option is appropriate. Your beneficiaries Have you completed a binding death benefit nomination within the past three years? If you haven’t and you die, the trustee of your estate will determine who will inherit your super savings. You should also ensure that an appropriate person has been nominated, as if the incorrect person is nominated, it could result in the nomination becoming invalid. Hope these tIps are helpful Liam
  10. Guest

    basic advice please?

    :unsure: hi we have decided to emigrate to perth if we can and know that my husbands job is on the skills list so have got that far. we are completely confused as to what to do next with regards to a visa application. can anyone who has been through this give me a step by step guide as what to do when? thanks vicky
  11. Guest

    Basic knowledge

    Please could someone give me some advice. Me and OH and two kids aged 20 and 17 both still live at home. We are 43, and OH is self employed spray booth installer and part-time decking builder/semi skilled joiner. Im a house wife. It is our wish to move to Victoria. My Grandfather immigrated there in the 60's but is now deceased. I have been reading through the forum and searching internet for about a year now and it would appear that its not an easy country to get in to, could anyone advise me on our chances of completing the required entry qualifications. We would also have money to fall back on if that would help but I read somewhere that funds dont matter now because of a fraud situation within Oz immigration dept. Thankyou so much for any advice given x Helen
  12. Does anyone know what NVQ Level a City & Guilds in Basic Engineering Competencies equates to????