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Found 7 results

  1. A very dull forum with not many posts... :tongue: :tongue: :tongue: :tongue: :tongue: :tongue: :tongue: :laugh: :laugh: :laugh: :laugh: :laugh: :laugh: :laugh:
  2. Guest

    Avoiding MLS

    My head is spinning! Been on phone all day trying to find a private health in surance (basic) policy that is less than the MLS. From this year we will have to pay 1.5% medicare levy AND 1% surcharge. The whole point of the surcharge is to get people to buy private hospital care cover but for the life of me I cannot find one that is less than or even equal to the MLS! The lowest quote we got is $1000 over the MLS therefore to my mind we may as well pay the surcharge and just get separate extra's cover which would still be cheaper than the quote. Everyone has quoted the basic private hospital insurance but then say in order to avoid paying the MLS we have to pay an extra amount which can be as much as $148 per month to avoid the MLS. One "basic" quote I got was $3000 over MLS and the lady couldn't understand that there was really no point paying $3k over MLS to avoid paying the MLS - lols. The extra payment apparently does not get "used" and is just an add on. :arghh:Does everyone pay this extra payment or is it just 457 visa holders?
  3. Guest

    Avoiding boring chores.

    Morning all, I have finished my job in London thank god :yes: and now have a few day's off to spend with the kids before we go away for a week on Friday. However as i have been so busy of late i have amassed a huge amount of paperwork and pricing that i really have to get through this week and to be honest i am the world's worse person at paperwork and it is so bloody boring :arghh:, so i have been avoiding doing said paperwork by yesterday going fishing with the kids and then going swimming by which time i was to tired to even attempt it:biggrin:, this morning i have actually managed to look at the pile's of pape's and put them in some sort of order so i guess i will just have to do it in stages, still i have looked out into the garden and seen that the grass need's mowing so that may distract me for another hour or so :rolleyes:, what do you do to avoid those bloody horrible tedious jobs?
  4. I'm on a 457 visa. I currently have no private healthcare insurance as have the reciprocal medicare health care so choose not to. I do however earn just over $100k so it may make sense for me to get some kind of healthcare if it will cost in the region of $1000(-+500) for the year and can avoid the medicare levy SURCHARGE of 1%. So I either want some extra cover as compared to medicare or a saving on the surcharge so I get some more cash in the pocket. I did look into this at one point but found it hard to find a policy I could get as a non permanent resident that wasn't in excess of $2000. I also believe that the 30% govemnet rebate is not applicable as a non PR. Correct? So does anyone have any experience on this? nib seems to offer the 'basic saver' policy that is advertised as avoiding the MLS for $955. Last time I spoke to them I couldn't get a straight answer if it was suitable for me however and said I may also need the overseas cover provided by IMAN. I also can't work out if that actually gives me anything useful in addition to the reciprocal medicare. Also if I got this this financial year and paid for the whole year going forward could that be offset against this years MLS or is it prorated for the cover period in this financial year? Thanks.
  5. For a lot of the services you might need when you come back to the UK, various companies have 0845 and 0870 numbers which charge by the minute and cost an arm and a leg to call. Whereas, if you have a landline telephone service like, say, the one offered by Virgin Media, you can talk to a geographic number for an hour before you get charged by the minute. Likewise if you are calling from a mobile, which costs even more than from a landline to call 0845/0870 numbers. There is a great website here, called saynoto0870.com. You type in the 0845/0870 number and it gives you back one or more geographical numbers you can call instead. For example: HSBC telephone banking 01226 261 010 (instead of 0845 740 4404) 0845 740 4404 HMRC tax credits helpine 01355 359007 (instead of 0845 3003900)
  6. Hello folks, We have recently arrived in Australia and are looking to open a bank account. So far I have been shocked by the criminal fees that are charged for having a everyday (transactional) account. It seems to me that all Ozzie banks are in cahoots. Maybe it's some kind of evil cartel? Does anyone have any reccomendations of which bank to go with? Which is the best the best of a bad bunch? Thanks, Tenae and Rich:wacko:
  7. Hi all, Well its nearly here. Our reckie to Melbourne and the Gold Coast starts on Wednesday:yes: As the title suggests I am looking for tips for jetlag, I realise we are gonna get it no matter what I do, but is there anything that will lessen the blow so to speak? I have heard its not as bad going as coming back to UK, anyone heard that before. Any tips will be greatly appreciated. Also any tips on getting kids into the Australian 10 hours ahead timeframe.:smile: