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Found 258 results

  1. why would i use a broker to exchange my 70k when i can just join an ozzy bank and withdraw when i,m ready to buy a home??? what would a broker gain from this?
  2. llessur

    Defacto visa financial evidence

    Hi all, Early next year I plan to apply for a defacto visa so that I can head out to Australia with my Aussie other half. We have been living together for about 18 months here in the UK but my girlfriend misses her family and wants to head back - which is fine by me We have loads of evidence over the past 18 months which should help with the application - joint travel, insurance policies, joint bills, rent etc etc. Plus should have no problems with various stat decs etc. My only worry is regarding proving joint finances - we have had a joint bank account for a year or so but my girlfriend is paid weekly in cash and very little of her money actually goes through the account. When it does (i.e. for bills etc) it just shows on the statement as a cash deposit with no evidence that it was deposited by my girlfriend. I earn a fair amount more than my other half and the reality is that I do pay for the rent and most of the bills out of my wages. My girlfriend contributes what she can, when she can - but when she does it is usually in cash. We will be supporting the application with a letter from my girlfriend's employer (a local homeware store) that she is paid weekly in cash but do you think this relatively one-sided financial situation is likely to cause any problems with the application? At the end of the day, this is a far more financially dependent situation than a couple who earn similar amounts and split everything straight down the middle - but would it be seen like this in a visa application scenario? Many thanks for any light you can throw on this one.
  3. I'm at second interview stage for a new job at Macquarie Bank... OH and I are also considering starting a family in the next little while, so I wondered if anyone could tell me what their parental leave policy is? I've googled but can't find it anywhere, and don't think it's something I should really ask my interviewer!!! Any other comments or tips for working at MacBank would be most welcome too!
  4. Hi could someone let me know the best way of opening a Oz account from the Uk i'm sure it's possible but i thought you would need an Oz address. Any advice would be great thanks
  5. Hi all just a real quick one, been looking aroiund for ages trying to decide which bank to go with, oh and I finally settle on NAB after reading many many post on here Applied for the account at 17.30 yesterday just openned my email account and had an email from them sent at midnight, confirming the account was open, account numbers and name of personal banker for when we arrive. Very impressed with the speed of the service Hope this helps TT xx
  6. Guest

    Sterling bank accounts

    Any one got a stirling bank account ??? If so who with, Is it worth it?
  7. Greeetings to everyone!! Does anybody know when should I make the payment, after completing the online application form?? I really dont know if the last step of the online procedure asks for my card's number so as to be charched immediately... Also one of my methods of payment is through a VISA type Credit Card. However I do have a VISA type debit Card. Is this card acceptable??? Thanks in advance!!!!
  8. Hi all, Does anyone know if you get 28 days to supply the documents requested will be extended? If I let my CO know. Because I rang my UK bank and they told me that I might have to wait for my bank statements to come to me the earliest will be in 3/4 weeks. Thanks Asad
  9. Guest

    The Commonwealth Bank

    Commonwealth Bank boss Ralph Norris says rate rises are good for the economy | News.com.au Well it's nice to know that they worry about the common man and making huge profits causes them to lose sleep at night.
  10. Hiya guys and girls, So its happening my visa just came through and ive booked the flights a week today my family and I will set off for sunny Brisbane . Heres my problem i walked into hsbc asked them to set up a bank account for me for when i get there , they were more than willing then told me it could take upto 6 weeks and will cost me £100 , £100 for what? ive been a customer for 20 years and hold accounts for my children there , after really argueing the point they wernt interested in reducing or waving the fee so for that they can get stuffed! So my pickle here is i want to intially take about £5000 so i can get a car and get the ball rolling with everything. I dont want to walk about with a wedge incase i get robbed or it gets missplaced ect if i take travellers cheques am i going to loose even more money cashing them in, any ideas what my best option having a week to sort this out? thanks all
  11. sneeze100

    Bank Account

    Been granted my visa will leave in may hopefully my question is this when can I open a bank account is there a time period before I enter australia and one final random question chucked in for good measure how do I go about getting a tax number I would apreciate any help.
  12. Hi all i am just wondering how much liquid cash did WA say you had to have in the bank ? to show on one statement , i know maybe it has changed or maybe changed , just wanted heads up ? :wideeyed:And if i have to sell the children and pets so i have the money :biglaugh:( of course i am joking about the the children n pets :wubclub:the hubby might have to go lol ) Thanks Brideycollette
  13. Guest

    WHV bank Account

    Hi Im going to oz on a working holiday visa and just curious as to whats the best bank account to set up for while im there to put any wages into and to transfer money from my lloyds accound in the uk? thanks
  14. Firstly, Hello! I'm new here so go easy Seems like a really friendly and helpful forum so I thought i'd ask some advice! My names Jim and i'm a 27yr old currently based in Manchester So I'm moving to Australia for a year to work for my company (international transfer) and to see some family and friends. I will be moving from place to place but I will initially arrive in Sydney for a couple of days before heading up to Newcastle for a couple of months. My question is this: I'm with HSBC bank over her in the UK, and I know they have HSBC branches in Oz and a load in sydney, how easy is it for me to just walk into a branch and set up an account and what sort of documentation will I need? Thanks in advance for any advice, From an excited (but pretty nervous) Jim,
  15. my wife is going to apply for 485 dependant. she is back home. how much bank balance do i have to show while applying for her visa?
  16. Guest

    Whos best to Bank with??

    Hi everyone, Does anyone know of a good bank to use in Oz? I've been here for 9 months and still get annoyed with the monthly charges and charges for withdrawing money etc. I'm currently with Bendigo bank and was led to believe that this was the best bank to be with although last month I got charged $12.50 in charges plus my monthly $3 fee. I can't believe they charge people for such silly things - like paying bills? To think i thought the banks in the uk were all money grabbers!! Anyway, rant over, I'm living in Queensland now so if anyone knows of a great bank then please get in touch. Thanks.
  17. Hi, was in Perth last year and couldnt get any of my Halifax/Bank of Scotland debit cards to work, they were both Visa Debit current accounts. Does anyone know which Uk bank cards are likely to work? Moving to Perth in 4 weeks or so, cant wait to get out of the UK!!
  18. Plan ahead by moving overseas with the experts! Moving to Australia is not without its ups and downs. To make sure you stay ahead of the game, it pays to be well informed. Everyone wants to start their new life down under with as much money as possible and there are a number of things you can do to ensure you make the most of your funds. Key topics always discussed on the forum include moving your possessions and transferring your money into your new Australian bank account. Poms in Oz is hosting Live Chat sessions with leading experts in banking, currency exchange and international removals. These sessions will take place today from 12pm-2pm and 8pm-10pm (UK Time). National Australia Bank, Moneycorp and PSS International Removals will be on hand to answer any questions you may have about your move. To participate in the chat sessions, select the 'chat' menu option at the top of the page., this will launch the chat software. There will different 'rooms' for each of the different companies. If you are an unregistered visitor, to take part, use this link - Chat with Industry Experts. Once the chat software has loaded, tick the 'Guest' option at the top of the chat window, then choose a username and enter the 'Moneycorp, NAB or PSS' chat rooms. National Australia Bank [img2=right]http://www.pomsinoz.com/images/chat-nab.png[/img2] Rebecca Joils will talk about the Australian Banking system providing you with some insights as to what is different between the UK and Australia. She will also talk about how straight forward it is to open an Australian Bank account before you leave home and some of the services you should consider. Moneycorp [img2=right]http://www.pomsinoz.com/images/chat-moneycorp.png[/img2] Whether you are moving to Australia, or living there already, Jonathan Griffith and John Kinghorn will bring you the latest updates on the Aussie dollar and provide insight into the key factors influencing market movements. Exchange rates are constantly fluctuating and transferring your funds at the right time, via the right channel, can make a big difference to the amount of money you actually end up with. PSS International Removals [img2=right]http://www.pomsinoz.com/images/chat-pss.png[/img2] One of the key ingredients when you are moving overseas is the planning of your removal. Liam Witham and John Moynes will be on hand to offer advice and answer any questions you may have regarding the packing and shipping of your household effects, including what items you can ship to Australia, Australian Customs procedures and AQIS. Whether you are importing household effects or just a vehicle, it is never too early to start researching or to start the process.
  19. Bank Warning on Australian Property Prices Morgan Stanley analyst bearish on housing market. LOCAL property investors have become "Ponzi borrowers" in a market 40 per cent overvalued, according to a Morgan Stanley strategist. In a bearish note to clients this morning, Morgan Stanley strategist chief strategist Gerard Minack warned Australia's housing "bubble" could be pricked should banks tighten credit or "loss-making" middle-class landlords start to sell. He argues owner-occupiers are in too much debt and investors are riskily relying on capital gains to repay their loans and interest repayments. Compounding the problem is "ill-advised policy", such as the government's first home-buyers grant, which has combined to make Australian houses "40 per cent above fair value", Mr Minack says. "Buying an asset that's over-priced never ends well," he said. "The real return on residential property over the next decade is likely to be negative, in my view." No surprise, the supposed increase or spruiking of house prices has been based upon "population growth" spike due to labour demand till 2008, returning Australians, international students and backpackers (statistics and related info lags a lot...). But this has slowed dramatically with new student enrolments for 2011 "falling off a cliff", permanent residency blocked for many due to "immigration debate" so they are either not coming in the first place or are returning home, thus investors assuming they can rent out their properties should be very wary..... owner occupiers should be fine in medium term.
  20. Guest

    Australian bank transfers

    Hi Wondered if there are any Australian banks that would allow me to tranfer to my UK lloydstsb account. Looking to open up one before we leave and would appreciate any advice. many thanks Lia
  21. Hi Just a quickie. Does anyone know how I would go about sending say $200 to my lad who has no abode (doing the campervan thing). He has a Commonwealth bank account and we have a Building Society account here in UK. Is there a simple way to do this. he doesn't have an address where we could send funds to. :arghh:Kids!!!. Cheers Jasp
  22. Has anyone sent a bank draft (in aussie dollars ) from UK to PVCentre using an international courier and was this a safe option. If so can anyone recommend one.:twitcy:
  23. Hi we are in the process of selling the house and heading out to Perth. Im looking into opening a bank account and would like to hear any advice from you out there. Whats the best bank to go with? So far Im looking at NAB or ANZ. Do they have monthly charges? Has anyone got a reccomendation of any other bank?:swoon: All advice gratefully received, thanks. Tasha
  24. Guest

    opening a UK bank account from oz

    Hi I know this has previously been discussed, but just wondering if anything new has happened on opening a UK bank account from OZ I spoke to HSBC and they said I could open an account in Oz, and then they would open a UK one for me, but it would be $200, to open a UK one Would love to hear how those returning home manage to open thier UK account Thanks Christi:biggrin:
  25. We are seeking to transfer some money into an Australian bank account. Although not moving to Oz till 2010 we have around £100,000 in saving earning not a lot of interest while Banks such as NAB and Westpac offer 6%. Given the not very advantageous exchange rate, putting a slice of our money to earn that interest would partially make up for any negative movement. The thing that slightly concerns us is the question of how 'safe' out monies might be? I know the Rudd government guaranteed all deposits in Oz banks for 3 years in Oct 08, but that will run out.... Does anyone share our concerns or have any information on the safety of putting what would be all but our hose in a foreign bank? FB
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