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  1. Hi all, Being new at this forum I will introduce myself later on at the introduction forum. But for now I have an urgent question of which I hope anyone here might know the answer. My husband is an Airconditioning and Refrigeration Mechanic, we have been applying to jobs in Oz for the purpose of obtaining an employer nominated regional visa. Finally we've found someone that could be interested but the bottleneck is how soon my husband can start working after arrival. In other words what should be done to convert his European licences into Australian licences and how much time that will take. His licences and qualifications are all assesed by TRA. Is there any Airconditioning and Refrigeration Mechanic on this forum who knows the way to go from here. We will be gratefull for you answer! :smile: Marika the Netherlands
  2. If anyone wants any assistance having their qualifications slotted into an Australian Qualifications Framework so that you can put an Australian qualification on your resume - please let me know. We co-ordinate this service free-of-charge. We work with TAFE who provide a quotation for assessing your qualification and through recognition of prior learing (RPL) map your overseas qualification against an Australian qualification and if they are of the same standard - award you the Australian qualification. If you need to complete additional training we can arrange this for you through TAFE. Having an Australian qualification enables employers to understand the level to which you have been trained and also demonstrates that you understand Australian standards. It also means that you can apply for jobs that request tertiary qualifications. If anyone would like to find out more - please send a PM
  3. STRONGER THAN EXPECTED GDP HELPS STERLING Britain's economy grew by 0.8% in Q3, postponing or even cancelling the need for more QE Sterling climbed four cents over the course of the week. It began near the low and made four major jumps to a high six cents above its starting point before handing back some of its gains on Friday. The week started with investors in a mood almost of sympathy towards sterling. On Monday they allowed the British Bankers Association to announce the lowest number of approvals in 18 months and the slowest growth in ten years and for mortgage lending. The bears refused to bite. The following morning they even wanted to buy sterling as London opened. It appeared that they were second-guessing the figures for Britain's gross domestic product (GDP) in the third quarter of the year (Q3), speculating that GDP would have expanded more than the 0.4% predicted by analysts. And they were correct to do so; GDP grew by a provisional 0.8% in Q3. The figure was at the very top end of expectations and even the most dyed-in-the-wool pessimists had to admit it was a good one. Sterling headed upwards against everything; it did it no harm that earlier in the day ratings agency Standard & Poor's had confirmed that Britain's AAA credit rating was no longer in doubt, it was "stable". Ratings don't come better than that. For the rest of the week the GDP figure kept the bears at bay. It allowed sterling to avoid the potentially ill effects of a 0.7% fall in Nationwide's house price index, a fall in the CBI's retail sales index and a lacklustre Bank of England total for mortgage approvals in September. A small -0.1% fall in Hometrack's house price index late on Sunday night did no damage either, even though a spokesman said that "further price falls are inevitable". The Australian dollar's main handicap during the week was an inflation figure that was too low for investors' comfort. Analysts had predicted it would have fallen from 3.1% to 2.9% in the third quarter; in fact it fell to 2.7%. The lower inflation level does not prevent the Reserve Bank of Australia taking interest rates higher but it makes a move this week less likely. The other Australian data were tolerable but not particularly supportive. Falling from 0.8% to 0.2% the Conference Board's leading index moved in the wrong direction but was still positive. New home sales went up by 0.6% in September and private sector lending continued to grow very slowly. For the pound the biggest deal this week will be Thursday's Monetary Policy Committee. The MPC is unlikely to make any change to interest rates but it the subject of quantitative easing will inevitably crop up. After last week's stronger than expected GDP figure most analysts expect the MPC to hold its fire on the matter of renewed quantitative easing. However, a "no" vote on Thursday does not guarantee it will not be proposed at future meetings. QE cannot be dismissed as yet.
  4. Hi Guys There is few things on the form which I need your help... please help me... 3rd Question on Page 2 Passport type - Private or Government?? - is that mean normal passport or diplomatic passport? anyway I have a normal pasport as I am an ordinary person...so what u guys thinking??? 11th question on page 3 I am a Registered Nurse in UK...and I have Nursing degree as well, so I should fill just nursing degree details or I should give them all my educational details from school level. help plese..............I am stuck I have no friends know about this thing....:arghh: 17 th question page 5 What is indemnity insurance...is it must?? what should I put there ..yes or no...what you guys think..please help me... :shocked:
  5. STERLING BOTTOM OF THE PILE Twin fears of double-dip recession and QE revitalised by UK events RBA minutes provoke two-cent setback for Aussie. A two-cent jump for sterling at mid-week was of no long-term help to its overall performance. The pound lost more than four cents from its high to open in London this morning three cents lower on the week. Events conspired against sterling, as did the market. On Tuesday the Bank of England's Mervyn King said the next decade would be a SOBER one (Savings, Orderly Budgets and Equitable Rebalancing) in contrast to the previous NICE one (Non-Inflationary Consistent Expansion). In calling for more savings he was at odds with his deputy, Charlie Bean, who said a couple of weeks ago that monetary policy was aimed at encouraging consumers to spend, not save. The governor set the tone for the chancellor's spending review the following day. There was nothing wholly surprising in the statement; most of the important aspects had been leaked to the media in the ongoing effort to manage expectations. But that did not prevent investors becoming downbeat when the chancellor confirmed the loss of half a million public sector jobs and the purchase of two anti-aircraft carriers. There had also been bad news earlier in the day when the minutes of the Monetary Policy Committee (MPC) meeting showed that one member had voted for another £50 billion of quantitative easing (QE). UK statistical releases were both sparse and unhelpful. The Confederation of British Industry said orders were down again in October. So were September's mortgage approvals and retail sales. Overshadowing the week was the upcoming G20 finance ministers' meeting. There was abundant warning that G20 would have something to say about misaligned exchange rates but what? Not a lot, in the end. There was no chance of a decision to alter currency values; almost everyone at the table wanted their own currency to be at the weaker and more competitive end of the spectrum. You don't win export orders with an unduly strong currency that prices you out of the market. All that G20 could "agree" on was to democratise the Old-World aristocracy at the top of the International Monetary Fund, by promoting representatives of the influential emerging economies, and to head off a trade war by discouraging a currency race to the bottom. As such, it was neither a surprise nor a disappointment. As far as the Australian dollar was concerned, investors saw the result as more of the same; a continuation of the status quo. There would be no attempt to prop up the US dollar, just as there would be no effort to depress the yen or the commodity currencies. With no special mention of sterling the assumption was that it would continue to hang out to dry for the same old reasons; the twin prospects of QE and double-dip recession. The list of Australian economic data was not enough to overwhelm investors. Westpac's leading index slipped by -0.1% while import and export prices both rose by less than half the previous month's increase. The main non-statistical event for the AUD was the Reserve Bank of Australia's September board meeting minutes. Their wording was far more softly-spoken than investors had been expecting. The minutes revealed that the surprise decision to leave the policy interest rate unchanged at 4.5% had been "finely balanced" and that rates would have to rise "at some point". Evidently investors had been hoping for something more punchy. What they got was a restatement of things they had heard before. It was not enough to motivate another advance on parity with the US dollar and it cost the AUD a fairly swift two cents. There is every sign that sterling is heading down the same road to destruction as the US dollar. The one thing in its favour might be that every pundit from Sydney to San Francisco seems to agree it is doomed. When your granny's hairdresser tells her it's time to sell sterling it is probably the end of the downward road. However, "probably" is not the same as "certainly".
  6. Got up this morning in Rural South West England to drive the wife into work in the Big City. Its cold enough to warrant a jumper . Scraped the frost of the windscreen whilst having the climate control full on to heat the car. Temp was -2C with fog that gave visibility of 100 yards. Drove into the built up area's and temp rose to -1C, the fog lifted and the sun was blinding. Next week the clocks change in the UK. Feeling happier about being in Australia now
  7. STORM CLOUDS FOR STERLING ON WEDNESDAY? Chancellor's spending review will coincide with MPC minutes and public sector borrowing AUD touches parity with the US dollar Sterling lost half a cent over the week but not before finding itself, at one point, two full cents lower. The rebound was not rapid as the decline, but it took the pound back almost to the top of its five-cent range. The two main UK economic indicators were those for the consumer price index (CPI) and employment. Neither was controversial. Inflation remained stubbornly above its 1%-3% band at 3.1% in September. Although there were 5,300 more claimants of jobseeker's allowance in September the unemployment rate dipped in August from 7.8% to 7.7% (the data are for different months). Unfortunately, both figures were compromised by developments elsewhere. Coinciding with the high and potentially helpful inflation figure was a speech by Monetary Policy Committee member David Miles. He said that the traditional raising and lowering of interest rates was not necessarily "the most natural tool" of monetary policy. Quantitative easing (QE), on the other hand, "remains a potentially powerful tool and one that we might come to use [again]". The spoiler for an otherwise vaguely helpful employment number was a report from accountants Pricewaterhouse Coopers. It suggested that spending cuts would mean the loss of another million jobs, half of them in the private sector as the government reined in its expenditure. There were not many Australian economic data. Even those that did appear had little impact on the dollar. NAB's business survey put conditions two points better in September at 7 while confidence was a point down at 10. Westpac's consumer confidence measure jumped from -5.0% to +3.3%. Motor vehicle sales were up by 0.9% in September and by 8.6% on the year. Consumer expectations (a survey of where people think prices will have gone in a year's time) jumped from 3.1% to 3.8%. The big news, apparently unconnected with the statistics, was the AUD touching parity with the US dollar; one-for-one. It was the highest level since the currency peg and exchange controls ended in 1983. As was the case for the Canadian dollar at roughly the same time, investors did not have the courage or commitment to pull the trigger and both of them retreated into their comfort zone. Treasurer Wayne Swan is seemingly unperturbed by the strength of his currency and has rejected any suggestion of intervention to hold it down. In his weekly economic note the treasurer commented: "Some of us remember well the last time Australia attempted to fix its currency at the same time we were experiencing a terms of trade boom in the mid-1970s. The result was headline inflation rose from around 5 percent to 17.6 percent in a little over two years." There is little dispute to the argument that the Australian dollar is making life difficult for export-oriented businesses but Mr Swan says parity is a "milestone" that reflects the "stark difference in the strength of our economy relative to other nations." The test for sterling this week will come on Wednesday, when the October MPC minutes and the September public sector borrowing figures provide the prelude for the chancellor's spending review. All three have the potential to derail the currency. Anything in the minutes that confirms the market's expectation of renewed QE, or any sign that government borrowing is not being brought under control, would be bad. As for the spending review, investors will use it as another opportunity to second-guess the likelihood of cuts leading to double-dip recession. With the prospect of collateral damage to sterling on Wednesday, investors should consider increasing their cover. Buyers of the Australian dollar should hedge at least half their requirement with a forward purchase; more than that if their capital investment is imminent.
  8. Hi Experts, I would like to understand this situation, and confirm whether this would suffice the ASR. My wife, is a Chartered Accountant from Overseas and is primary visa applicant for 175.She is working in the industry as a Accountant for 6years. Her current visa is 457dependent and is currently working as a Finance Accountant at a Australian Government owned company for over 2 years . While working she has parallely completed/or in process of completing below studies in Australia 1. Certificate IV - Training & Assessment - :notworthy: 2. CPA - Exams 26th Oct 2010 - results Dec 2010 - In process.:confused: Post her completion of CPA would she be eligible to claim the ASR points on her current 175 application? Will this help in any case in expediting her visa processing.:tongue: Regards, Jshan
  9. Guest

    Australian Spouse Visa

    I am an British citizen and my partner is Australian, We are currently in the process of obtaining our Australian Spouse visa. We have sent off all the documents and are now waiting for the visa to be issued. We applied overseas due to work commitments and i want to know if my partner (Australian, sponsor) can go home to Australia before my visa is issued or does she have to stay with me until it is granted then we both go in together??? ANY ADVISE IS WELCOMED!!!
  10. Guest

    Australian Nursing course

    Is there anyone who is studying or has studied at The Australian Nursing and Midwifery Education Centre,it is registered to deliver the Diploma of Nursing (Enrolled/division 2 nursing) HLT51607 for overseas students (CRICOS number 03011F). If you have,then please tell me about your experience with them,as I am looking at applying for study with them.
  11. Guest

    Australian Police Checks!!!

    Hi guys, havent been on here for a while as nothing was happening with r 176 so kinda put it to the back of r minds but now we are in a major rush to get meds and police checks in order. ill start with the background............ applied for 175 changed to 176 april 09! went to oz 2st june 09 on working holiday visa (secretly hoping 176 would been done in that time but the econamy had to go an crash and mess things up for us haha) left oz on 30 may 2010! we then get a phone call on tuesday this wk from r, not so efficent since we paid r balance agent, asking why we havent submitted r meds and police checks???? find out we got a case officer the end of JULY 2010!!!!! this is the first we had heard and we now have 24days to have everything submitted or they DIAC will cancel r application!!!!:arghh: we have managed to have r meds done, not without drama i must say! the dr was unable to get us up on his e-medical form so he is having to post them to oz!! then we have been asked to get ozzy police checks for the 11months we where there. this is going to cut it VERY VERY close to the 28day deadline?! we have now been told by a friend who went through the visa process, and also spent just under 12months in oz, that these are only required if u spen OVER 12 MONTHS in oz? we dont know whats right an like metioned visa agent not to hot at the minute, i feel because he isnt getting anything out of helping us anymore?? if anyone could help or point us in the right direction we are in a massive rush to get this sorted and if needed ozzy police checks sent on monday? very stressed but happy we are at this stage after nearly 2yrs since first applying :biggrin:
  12. STERLING? WHAT GOOD BITS? Events conspire against sterling despite IMF endorsement. For the AUD it all depends on the RBA statement. A three-cent range began the week at the top and ended at the bottom. As luck would have it, the pound opened in London this morning in the middle of it, a cent and a half lower on the seven days. To begin with, everything looked fine for the pound. It received a ringing endorsement from the International Monetary Fund, which was almost effusive in its praise of the coalition government's fiscal prudence. The IMF said Britain's recovery was "under way" and believed policy was "appropriately ambitious" and that "fiscal tightening will dampen short-term growth but not stop it..." The following day there was confirmation that the UK economy grew by 1.2% in the second quarter of the year. But then it all got messy. Charles Bean, deputy governor of the Bank of England and formerly the Bank's chief economist, told Channel 4 news that "what we're trying to do by our [monetary] policy is encourage more spending." Ooh er, a central banker advocating consumption over thrift. That is not something you hear very often; he must be worried. And his colleague on the Monetary Policy Committee certainly was. Adam Posen sided with Mr Bean's exhortation to spend, spend, spend. He summarised a speech in Kingston by saying that "a great deal of unconventional monetary stimulus will be needed". He was in no doubt that the MPC should commit to another round of quantitative easing (QE). There was little or no help from the rest of the week's economic data. Mortgage applications, consumer confidence, bank lending and almost every other salient statistic were either down on the month, lower than expected or both. The outcome of all this for sterling was 12th place in the ranking of the world's top dozen (most actively-traded) currencies. A scattershot of Australian statistics almost grouped the Conference Board's leading index, new home sales, building permits, private sector credit and the performance of manufacturing index. There was no chance of putting together a comprehensive economic picture from that lot so investors made of it what they could. Dwelling approvals fell by a disappointing -4.7% in August and the (market) value of the projects involved continued its downward trend at roughly -2% a month. Private sector credit brought another unimpressive result with growth of just 0.1% in August. It might be just a temporary phenomenon but three-monthly credit growth is running at its slowest for a year. The Reserve Bank of Australia's monetary policy meeting overshadowed the week, with analysts competing to justify their predictions that the RBA would lift the cash rate by 25 basis points to 4.75%. Having agreed that the RBA would indeed deliver the predicted increase this month, the fight has moved on to cover the RBA's next decision on 2 November. Following the RBA decision the main exhibit this week will be the Bank of England's monetary policy decision on Thursday. Interest rates will not change but there may be something in the statement that mentions renewed asset purchases (quantitative easing).
  13. BANK VOTES DOWN QE2, AT LEAST FOR NOW Reasonable UK ecostats let down by falling house prices. RBA rate decision sends AUD lower; strong employment data reverse the fall. Having started the week in what turned out to be the middle of a five-cent range sterling touched a record low before recovering slightly to open in London this morning just a cent down on the week. Sterling shone brightly enough against the US dollar but on the broader front its beacon attracted fewer supporters. That was a shame, because some of the UK economic statistics looked quite good. Purchasing managers' indices (PMIs) for the construction and services sectors both improved by a point and a half, having been predicted to fall by that sport of amount. Industrial production was up by the expected 0.3% in August and 4.2% ahead on the year. The producer price data were higher than expected. They showed a further tightening of the squeeze on margins with factory gate prices rising at an annual 4.4% while manufacturers' costs were up by 9.5%. On the downside, the statistic that nearly did for sterling was the Halifax house price index. It fell by -3.6% in September, the biggest monthly drop in the index's 27-year history. The Halifax tried to downplay the figure's significance, noting that prices were only -0.9% lower at the end of the third quarter than at the end of the second and were up by 2.6% on the year. However, there can be little doubt that spending cuts and tighter rules for bank lending will mean more downward pressure on prices. There remains a possibility that the Bank of England will decide on a second round of last year's Asset Purchase Programme, in which it bought £200 billion of government and other bonds. This "quantitative easing" (QE) is mostly unpopular with investors because it involves creating money (albeit only temporarily, in theory). At its October meeting the Monetary Policy Committee decided against such a move and there was a relief rally for the pound. Investors are tempering their enthusiasm for sterling, however, until they see the minutes of the meeting in a fortnight's time: They will want to read not just that the idea of renewed QE (QE2) was dismissed but that it was rejected resoundingly. Australia began a shortened week with an uptick in the University of Melbourne's inflation measure from 3.0% to 3.2% and a downturn for the Australian Industry Group's (AiG) Performance of Services Index, which fell back from 47.5 to an even more negative 45.6 (anything below 50 signifies worsening conditions). The equivalent measure for the construction sector saw an even more disappointing decline from 43.2 to 40.8. It was better news on the employment front. September brought an increase of 49.5k jobs after an upwardly revised +31.6k in August. The unemployment rate was steady at 5.1%. Particularly impressive was that the loss of 6.3k part-time jobs was massively outweighed by the increase of 55.8k full-time positions. The Reserve Bank of Australia surprised three quarters of the market by not raising its cash rate from 4.5% to 4.75%. Most investors had taken the RBA's hawkish comments in recent days and weeks as a virtual guarantee that interest rates would go up. They showed their displeasure by selling the Australian dollar. Almost instantly it lost a cent against the US dollar, one and a half against sterling and two against the NZ dollar but it made up the loss later in the week, partly as a result of the strong employment numbers. Sterling's challenges this week will be Tuesday's inflation data and Wednesday's unemployment numbers. Higher inflation and more people in work would be good for the pound but that is not what the analysts are forecasting.
  14. Wolla Bolla Bing Bong

    Australian Expo in Manchester 16th - 17th October

    Hi all Just thought you would like to know that theres an Australian Expo being held in Manchester on the 16th & 17th October 2010. Its being held at 'Manchester Central' which use to be called the Manchester G-Mex Centre. Details can be found at Opportunities Australia Expo Its just my luck that the only time of the year that I am heading down to London to see friends, is the weekend they decide to hold the Expo. :sad: If anyone goes to the Expo could you please return to this thread and share your news and any details you may have received? Cheers Matt
  15. Hi, I could not find detail of what the clause "You have met the Australian study requirement." in Australian Qualification means which offer 5 point. If some student come to Australia with a full time student visa he/she should have met the Australian study requirement. I think the site should provide detail of what they want to mean by this. Is here anyone can give reasonable answer to this question? Having said so, I have a special interest to this question because I am studying here in Australia as a PhD student from May 2008. I am pursuing PhD in IT at Monash University. I have sufficient experience to get the ACS assessment as per new rule. If the clause give me 5 point it will help me to apply for PR now else I have to wait till I complete my degree provided the rules are not changed again. Hope you understand my situation. Thank you, Kamrul
  16. It's a bit wordy but looks at growth rates in population using mathematical models in respect to fertility,migration and an ageing population.It summarises some of the many opinions voiced in recent years. Research - Populate and Perish? Modelling Australia's Demographic Future For me the conclusion sums it up. It follows from this that any grand overarching plan or strategy designed to calibrate current public policy to future population will have shaky foundations. Australia’s demographic future can’t be planned for, but we can make existing institutions more flexible to better cope with whichever population scenario emerges. Because of the ‘momentum for growth’ in Australia’s current population, Australia’s population will grow. It is therefore prudent to ensure we have a flexible policy environment to create the right processes and institutions to deal with the challenges of population growth and ageing. There is no right or wrong population size or rate of population growth, but there are right and wrong policies for dealing with these challenges. This is where the real debate about population should be—it should be about housing, hospitals, roads, pensions, the natural environment—all the things we urgently need to plan for a growing and ageing Australia. The debate should not be about whether we should have a ‘Big Australia’ or a ‘Small Australia’ but about how we can make a growing Australia work and how we can make it a prosperous and liveable place for us all. The pollies have been using the migration hot potato rather than looking at the real issues that face Australia. No sh7t sherlock.
  17. The decision by the independents to back Julia Gillard just now does open the chance that we will see the SMPs sooner rather than later. Still most likely that there will be a new Immigration Minister and therefore no SMPs immediately, but most of the suggestions I am now hearing suggest January to March next year. Obviously, had the Gillard government been returned easily, implementation would have been quicker. With such a close outcome, any single decision by government will be sweated over for fear of a negative electoral effect. They won't rush to implement anything. Good luck for those still waiting. Cheers, George Lombard
  18. We are planning on moving out early next year after finally getting rid of everything at this end.Anyway I am a solid plasterer according to the visa application, I have NVQ level 2 with 16 years experience. We are moving to the Redcliffe area, north of Brisbane. What do I need to do regarding my qualifications and licences etc. Any help would be great, thanks in advance.
  19. Australian Needs US and European Migrants Put out the welcome mat, our country needs these people. MILLIONS of skilled workers are without jobs in the US and Europe, but their loss could be our gain. THE economic crisis engulfing Europe and the US presents the federal government with an opportunity to bolster Australia’s over-stretched skilled workforce. Yet populist policy is driving against it by triggering a poll-driven cut in the migrant intake. As the Australian economy surges towards full employment, Canberra is failing to seize the moment and attract exceptionally qualified people from troubled Western economies suffering double-digit unemployment. Immigration Minister Chris Bowen tells Focus the government “does not target workers from specific countries”, which doesn’t sound like good policy… …..Recent trends in immigration show Australia’s intake of permanent settlers is moving away from taking migrants from English-speaking countries and that the intake from advanced economies such as the US and western Europe remains abysmally low, despite the desire of many of their citizens to emigrate. Immigrants from Britain and NZ, traditionally Australia’s biggest countries of origin for immigrants, were eclipsed by China and India in the six months to December last year. In the previous 12 months Britain had been well ahead of China, but it is now ranked second, followed by India.
  20. QE OR NOT QE? · Bank of England appears to lean more towards quantitative easing · RBA minutes point to higher interest rates next week. An awkward start to the week took sterling two and a half cents lower. It eventually bounced on Thursday but never regained Monday's starting level. It consolidated on Friday to open in London this morning a little under a cent lower on the week. A global shortage of economic statistics gave investors little help in their decision-making. Britain was one of the biggest culprits. Unfortunately, the few data that did emerge were of precious little help to sterling. According to the Bank of England, mortgage approvals numbered just 45k in August, fewer even than the downwardly revised 47k in July. It was similar story for the narrower measure of mortgages approved by members of the British Bankers' Association; they were down from 34k to 32k. Public sector net borrowing for the same month jumped above £15 billion, a quarter more than analysts had projected. Hometrack reported another month of decline for house prices in September, with a -0.4% fall following August's -0.3% drop. On the wider stage there was more to trouble sterling. Cabinet minister Vince Cable - Britain's "business" secretary - inveighed against capitalism at the Liberal Democrats' conference. He accused the financial sector of being no better than "spivs and gamblers", winning rapturous applause and a more competitive currency. The minutes of the September Monetary Policy Committee (MPC) meeting also weighed on sterling. Although the minutes were broadly in line with expectations (no change in the Bank Rate, one member still voting for a rise) the wording came across as more dovish, more inclined towards relaxation of policy than tightening. "For some members, the probability that further action would become necessary to stimulate the economy... had increased." In essence, the committee agreed that it was ready to jump either way - further asset purchases or higher rates - as necessary. Although there was nothing fundamentally startling about it, investors thought the statement leaned more towards further quantitative easing (QE) than previous issues had done. Australia's statisticians were almost as tight-lipped as Britain's. Westpac's leading index was 0.4% higher in July and the Reserve Bank of Australia reported that FX transactions were down by two thirds in August. The minutes of the latest RBA monetary policy meeting confirmed what investors had gleaned from the governor's earlier statements. The RBA will continue to tighten policy and it looks as though the next move will come on 5 October. Analysts dissecting the wording of the statement looked closely at the difference between the August and September offerings. In August the board "decided to leave it unchanged for the time being, pending further information." This time it "decided to leave it unchanged for the time being." The inference was that the board needs no further information to make its next decision. It might sound like angels-on-the-head-of-a-pin stuff but central banks are just as careful about the way they phrase their statements as analysts are in the way they read them. Approaching the end of the month there are even fewer useful economic data on offer this week. Britain announces finalised figures for the manufacturing purchasing managers' index and second quarter GDP. For Australia it will be new home sales, private sector lending and the performance of manufacturing index that show the way. Beyond that there will be little of importance to light the way.
  21. Firstly, Hello! I'm new here so go easy Seems like a really friendly and helpful forum so I thought i'd ask some advice! My names Jim and i'm a 27yr old currently based in Manchester So I'm moving to Australia for a year to work for my company (international transfer) and to see some family and friends. I will be moving from place to place but I will initially arrive in Sydney for a couple of days before heading up to Newcastle for a couple of months. My question is this: I'm with HSBC bank over her in the UK, and I know they have HSBC branches in Oz and a load in sydney, how easy is it for me to just walk into a branch and set up an account and what sort of documentation will I need? Thanks in advance for any advice, From an excited (but pretty nervous) Jim,
  22. I am in Australia and looking for a tax agent to compile our UK and Australian Tax returns for the year. Can anyone recommend someone who will do both. Furthermore, how much should one expect to pay for this service?
  23. FLYS X FLIES we sepnt a reccie month in perth a few years ago and the australian wave was very bad i thought i had a tick by the time i boarded a plane and no sun tan cause i couldn keep still i have been in melbourne for 9 months !!! the last 6 have been winter !! my question is do the flies come to melbourne ! and how long do they last in perth !!! thanks
  24. Hi everyone. I am Alex, and I am applying for student visa in Republic of Serbia (Assessment Level 3 country). I have downloaded application document checklist and I have one question about the amount of money they require and evidence for that. My cousin will be my sponsor. He owns a company in Brisbane and he has sent me his Bank Statements from 3 bank accounts and all are from 3 previous months, sponsorship letter and evidence about paying tax. The problem is this request: "Money deposit from: A financial institution -in your name or the name of another individual -funds in a money deposit must be held for at least 3 months immediately prior to the lodgement of your visa application. Note: The 3 months saving history requirement does not apply if you are applying for a further student visa to finish a course of study, and you have successfully completed at least 75% of that course". On his bank statements is obvious that he did not held the amount of money I need for two years of living in Australia (2x18000$) plus fees for two years of studying (8000$ because he already paid one year) plus plane tickets. The sum is near 50000$ On his sponsorship letter he wrote that I will live at his house and that he will literally give me the money for everything I need. So, finally, :laugh:, my question is.... Does this request include him and does he need to have this 50000$ held for 3 months on his account or this 3 bank accounts statements are enough to provide the evidence that I wont have any problems with living and studying? (on that bank account he has that amount of money, the problem is that money hasn't been hold for 3 months).
  25. Hello All, If anyone has had the same experience please advise: When I lodged the application for 885 (onshore PR), I was supposed to have applied for the AFP from Canberra but instead I got a 'national police check' from South Australia. I heard from someone about the 'Schedule 1' documents which must be lodged by the time of the PR application. I wonder if using a 'national police certificate' issued by South Australian police will invalidate the whole PR application? Thank you, Charlee:shocked: